U. Y. Fincorp Ltd
U. Y. Fincorp Limited is a Kolkata based RBI registered Non-Banking Financial Company. U. Y. Fincorp Limited primarily focuses on providing inter corporate loans, personal loans, and investments in securities and trading in securities. [1]
- Market Cap ₹ 464 Cr.
- Current Price ₹ 24.4
- High / Low ₹ 36.5 / 12.5
- Stock P/E 7.61
- Book Value ₹ 16.2
- Dividend Yield 0.00 %
- ROCE 4.45 %
- ROE 3.11 %
- Face Value ₹ 5.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Company is expected to give good quarter
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 2.80% over last 3 years.
- Earnings include an other income of Rs.75.1 Cr.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
96 | 77 | 13 | 181 | 25 | 26 | 24 | 20 | 18 | 15 | 85 | 57 | 97 | |
93 | 66 | 6 | 170 | 9 | 8 | 7 | 3 | 13 | 2 | 79 | 45 | 89 | |
Operating Profit | 3 | 10 | 8 | 11 | 16 | 18 | 17 | 17 | 5 | 13 | 6 | 12 | 8 |
OPM % | 3% | 13% | 56% | 6% | 64% | 70% | 70% | 83% | 30% | 89% | 7% | 20% | 8% |
0 | 0 | 0 | 0 | -3 | 0 | 0 | -10 | 0 | 0 | 0 | 0 | 75 | |
Interest | 2 | 7 | 6 | 3 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 0 | 0 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 1 | 3 | 1 | 9 | 13 | 18 | 16 | 6 | 5 | 13 | 4 | 11 | 83 |
Tax % | 22% | 25% | 13% | 33% | 43% | 37% | 30% | 33% | 40% | 24% | 24% | 30% | |
1 | 2 | 1 | 6 | 7 | 11 | 12 | 4 | 3 | 9 | 3 | 8 | 61 | |
EPS in Rs | 0.10 | 0.11 | 0.04 | 0.30 | 0.38 | 0.60 | 0.61 | 0.21 | 0.14 | 0.50 | 0.17 | 0.41 | 3.21 |
Dividend Payout % | 74% | 66% | 0% | 0% | 0% | 0% | 8% | 0% | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | -3% |
5 Years: | 19% |
3 Years: | 47% |
TTM: | 51% |
Compounded Profit Growth | |
---|---|
10 Years: | 15% |
5 Years: | -8% |
3 Years: | 41% |
TTM: | 133% |
Stock Price CAGR | |
---|---|
10 Years: | 10% |
5 Years: | 43% |
3 Years: | 101% |
1 Year: | 93% |
Return on Equity | |
---|---|
10 Years: | 3% |
5 Years: | 2% |
3 Years: | 3% |
Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 17 | 33 | 34 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 | 95 |
Reserves | 12 | 60 | 65 | 119 | 127 | 138 | 149 | 150 | 137 | 147 | 150 | 158 | 213 |
56 | 57 | 50 | 0 | 0 | 0 | 0 | 0 | 8 | 14 | 14 | 1 | 1 | |
0 | 4 | 5 | 2 | 2 | 2 | 3 | 15 | 28 | 28 | 44 | 41 | 60 | |
Total Liabilities | 86 | 154 | 155 | 216 | 224 | 235 | 248 | 260 | 269 | 284 | 304 | 295 | 370 |
0 | 1 | 1 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 11 | 19 | 41 | 42 | 39 | 37 | 34 | 36 | 46 | 47 | 49 | 35 | 19 |
75 | 134 | 114 | 174 | 184 | 197 | 212 | 223 | 221 | 236 | 254 | 259 | 350 | |
Total Assets | 86 | 154 | 155 | 216 | 224 | 235 | 248 | 260 | 269 | 284 | 304 | 295 | 370 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-66 | -56 | 24 | -56 | 3 | 1 | -9 | 3 | 15 | 5 | -5 | -3 | |
-11 | -10 | -22 | -4 | 4 | 2 | 2 | -3 | -24 | 0 | 0 | 0 | |
79 | 63 | -0 | 58 | -0 | 0 | 0 | -1 | 8 | 5 | -1 | -0 | |
Net Cash Flow | 2 | -2 | 3 | -3 | 7 | 3 | -7 | -1 | -2 | 9 | -6 | -4 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 18 | 1 | 136 | 0 | 1 | 2 | 0 | 0 | 0 | 0 | 0 | 32 |
Inventory Days | 41 | 24 | 318 | 8 | 137 | 186 | 17 | 102 | 133 | |||
Days Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||
Cash Conversion Cycle | 59 | 25 | 454 | 8 | 139 | 188 | 17 | 0 | 0 | 0 | 102 | 165 |
Working Capital Days | 190 | 454 | 1,959 | 313 | 2,588 | 2,596 | 3,224 | -6 | -322 | -366 | -65 | -42 |
ROCE % | 7% | 9% | 5% | 6% | 7% | 8% | 7% | 7% | 2% | 5% | 2% | 4% |
Documents
Announcements
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 15 Mar
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Announcement under Regulation 30 (LODR)-Newspaper Publication
9 Feb - Newspaper Publication w.r.t. Standalone Unaudited Financial Results for the quarter and none months ended on 31st December,2023
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 8 Feb
- Standalone Unaudited Financial Results For The Quarter And Nine Months Ended 31St December, 2023 7 Feb
- Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate 7 Feb
Annual reports
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Financial Year 2009
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Services
Fund-Based Services: Infrastructure Funding, Retail Finance, Real Estate Funding, etc.
Fee Based Services: Loan Syndication & Project Counselling [1]