Intec Capital Ltd

Intec Capital Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Intec Capital Ltd

₹ 17.3 0.41%
03 May - close price
inteccapital.com BSE: 526871
About

Incorporated in 1994, Intec Capital Ltd is an NBFC which provides loans mainly to Small and Medium Enterprises

Key Points

Business Overview:[1]
Company provides funding for office equipment, medical equipment, plant & machinery, computer peripherals, etc. to SMEs, government, semi-government and private sector customers

Website BSE
  • Market Cap ₹ 31.8 Cr.
  • Current Price ₹ 17.3
  • High / Low ₹ 24.0 / 15.1
  • Stock P/E
  • Book Value ₹ 21.4
  • Dividend Yield 0.00 %
  • ROCE -17.6 %
  • ROE -52.1 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.81 times its book value

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of -33.9% over past five years.
  • Company has a low return on equity of -11.6% over last 3 years.
  • Contingent liabilities of Rs.400 Cr.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023
1.95 -1.27 1.97 2.16 2.79 2.81 0.73 1.08 0.86 4.22 1.03 1.09 0.64
12.80 -30.64 3.95 2.83 2.71 3.84 2.54 3.36 3.34 18.07 7.56 1.86 1.41
Operating Profit -10.85 29.37 -1.98 -0.67 0.08 -1.03 -1.81 -2.28 -2.48 -13.85 -6.53 -0.77 -0.77
OPM % -556.41% -100.51% -31.02% 2.87% -36.65% -247.95% -211.11% -288.37% -328.20% -633.98% -70.64% -120.31%
0.04 9.00 0.00 0.02 0.01 6.67 0.01 0.00 0.00 1.60 0.04 0.03 0.02
Interest 0.05 0.05 0.08 0.07 0.02 -0.04 0.07 0.03 0.03 0.02 0.03 0.02 0.04
Depreciation 0.19 0.15 0.16 0.16 0.16 0.08 0.14 0.14 0.13 0.14 0.13 0.12 0.11
Profit before tax -11.05 38.17 -2.22 -0.88 -0.09 5.60 -2.01 -2.45 -2.64 -12.41 -6.65 -0.88 -0.90
Tax % 20.54% 23.40% 2.70% -3.41% -77.78% 1.79% 2.99% 4.08% 11.74% -73.41% 20.60% -2.27% -8.89%
-8.78 29.24 -2.16 -0.91 -0.16 5.50 -1.95 -2.35 -2.34 -21.52 -5.28 -0.89 -0.98
EPS in Rs -4.78 15.92 -1.18 -0.50 -0.09 2.99 -1.06 -1.28 -1.27 -11.72 -2.87 -0.48 -0.53
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 TTM
81 120 154 131 130 97 54 40 15 6 10 7 7
17 26 52 50 53 41 59 25 56 -11 13 27 29
Operating Profit 64 93 103 81 77 56 -5 15 -41 17 -4 -20 -22
OPM % 79% 78% 67% 62% 59% 58% -8% 38% -277% 271% -37% -296% -314%
0 0 1 1 0 0 6 2 1 9 7 2 2
Interest 49 73 78 72 68 55 34 20 8 0 0 0 0
Depreciation 0 0 1 1 1 1 1 1 1 1 1 1 0
Profit before tax 14 20 24 9 9 1 -34 -4 -48 26 2 -20 -21
Tax % 34% 35% 34% 37% 39% 74% 10% -169% 23% 31% 6% -44%
9 13 16 5 5 0 -30 -9 -37 18 2 -28 -29
EPS in Rs 7.37 9.77 8.72 2.93 2.94 0.19 -16.57 -5.12 -20.36 9.69 1.24 -15.33 -15.60
Dividend Payout % 7% 5% 6% 17% 8% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: -25%
5 Years: -34%
3 Years: -23%
TTM: 27%
Compounded Profit Growth
10 Years: %
5 Years: 1%
3 Years: 8%
TTM: -2415%
Stock Price CAGR
10 Years: -15%
5 Years: -12%
3 Years: 10%
1 Year: -1%
Return on Equity
10 Years: -6%
5 Years: -19%
3 Years: -12%
Last Year: -52%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Sep 2023
Equity Capital 13 13 18 18 18 18 18 18 18 18 18 18 18
Reserves 56 103 136 141 146 146 118 67 30 48 50 22 21
Preference Capital 0 9 0 0 0 0 0 0 0 0 0 0
326 436 492 519 502 344 202 109 86 73 58 54 54
18 69 84 80 59 53 120 8 5 3 4 3 4
Total Liabilities 413 621 731 758 725 561 459 202 139 142 130 97 97
4 14 11 12 11 11 14 14 14 14 14 13 13
CWIP 10 2 1 1 1 1 0 0 0 0 0 0 0
Investments 0 0 0 0 0 0 0 0 0 0 0 0 0
399 605 719 745 713 549 445 188 125 128 116 84 84
Total Assets 413 621 731 758 725 561 459 202 139 142 130 97 97

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-86 -156 -62 -7 -14 158 140 103 32 7 10 2
-8 -2 -1 -1 -0 -0 -0 11 0 -1 -0 -0
97 155 73 26 -18 -159 -142 -113 -32 -5 -8 -4
Net Cash Flow 3 -3 11 17 -33 -0 -2 2 -0 1 1 -3

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Debtor Days 29 0 0 0 0 0 0 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 29 0 0 0 0 0 0 0 0 0 0 0
Working Capital Days 661 563 462 481 332 489 1,085 146 413 957 542 235
ROCE % 19% 20% 17% 12% 11% 10% 0% 6% -25% 13% -3% -18%

Shareholding Pattern

Numbers in percentages

Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024
74.65% 74.65% 74.65% 74.65% 74.59% 74.57% 74.57% 74.57% 74.57% 74.51% 74.12% 73.55%
25.35% 25.35% 25.35% 25.35% 25.41% 25.44% 25.44% 25.43% 25.43% 25.49% 25.88% 26.46%
No. of Shareholders 1,0981,1501,2101,2961,3391,3301,2821,2961,2981,3021,3531,452

Documents

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