Intec Capital Ltd
₹ 15.6
-0.83%
03 Jun
- close price
About
Incorporated in 1994, Intec Capital Ltd is in the business of providing financial services.[1]
Key Points
- Market Cap ₹ 28.6 Cr.
- Current Price ₹ 15.6
- High / Low ₹ 18.8 / 8.67
- Stock P/E 3.44
- Book Value ₹ 23.6
- Dividend Yield 0.00 %
- ROCE 22.6 %
- ROE 21.0 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Stock is trading at 0.66 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 8.91% over past five years.
- Company has a low return on equity of -4.31% over last 3 years.
- Promoter holding has decreased over last 3 years: -3.51%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 131.86 | 131.25 | 97.19 | 54.46 | 40.49 | 15.90 | 7.63 | 10.88 | 8.25 | 3.76 | 4.35 | 11.69 | |
| Interest | 71.77 | 67.89 | 54.60 | 34.32 | 20.23 | 7.85 | 0.20 | 0.13 | 0.15 | 0.22 | 1.16 | 2.91 |
| 50.09 | 52.97 | 40.75 | 59.07 | 24.57 | 55.97 | -10.98 | 13.25 | 27.28 | 20.13 | 1.61 | -2.99 | |
| Financing Profit | 10.00 | 10.39 | 1.84 | -38.93 | -4.31 | -47.92 | 18.41 | -2.50 | -19.18 | -16.59 | 1.58 | 11.77 |
| Financing Margin % | 7.58% | 7.92% | 1.89% | -71.48% | -10.64% | -301.38% | 241.28% | -22.98% | -232.48% | -441.22% | 36.32% | 100.68% |
| 0.71 | 0.47 | 0.24 | 5.77 | 2.36 | 1.34 | 9.06 | 6.68 | 1.61 | 0.04 | 0.02 | -0.84 | |
| Depreciation | 1.06 | 0.91 | 0.70 | 0.53 | 0.45 | 0.61 | 0.57 | 0.44 | 0.44 | 0.37 | 0.36 | 0.22 |
| Profit before tax | 9.65 | 9.95 | 1.38 | -33.69 | -2.40 | -47.19 | 26.90 | 3.74 | -18.01 | -16.92 | 1.24 | 10.71 |
| Tax % | 33.37% | 35.38% | 73.91% | -10.09% | 246.25% | -23.33% | 29.22% | 4.01% | 47.97% | -19.09% | 75.81% | 30.35% |
| 6.43 | 6.43 | 0.36 | -30.28 | -8.30 | -36.18 | 19.04 | 3.59 | -26.64 | -13.69 | 0.30 | 7.45 | |
| EPS in Rs | 3.50 | 3.50 | 0.20 | -16.49 | -4.52 | -19.70 | 10.37 | 1.95 | -14.50 | -7.45 | 0.16 | 4.06 |
| Dividend Payout % | 14.28% | 7.14% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | -21% |
| 5 Years: | 9% |
| 3 Years: | 12% |
| TTM: | 169% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 3% |
| 5 Years: | -8% |
| 3 Years: | 32% |
| TTM: | 2673% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -13% |
| 5 Years: | 3% |
| 3 Years: | -6% |
| 1 Year: | -3% |
| Return on Equity | |
|---|---|
| 10 Years: | -12% |
| 5 Years: | -14% |
| 3 Years: | -4% |
| Last Year: | 21% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 | 18.37 |
| Reserves | 143.74 | 150.17 | 149.98 | 119.70 | 71.06 | 34.84 | 53.90 | 57.42 | 30.81 | 17.14 | 17.42 | 24.89 |
| Borrowing | 519.25 | 501.88 | 343.82 | 202.17 | 108.84 | 85.71 | 72.61 | 58.21 | 54.01 | 55.59 | 41.49 | 11.03 |
| 80.04 | 59.00 | 52.64 | 120.11 | 7.85 | 5.07 | 3.35 | 3.56 | 3.19 | 5.20 | 5.63 | 2.90 | |
| Total Liabilities | 761.40 | 729.42 | 564.81 | 460.35 | 206.12 | 143.99 | 148.23 | 137.56 | 106.38 | 96.30 | 82.91 | 57.19 |
| 3.15 | 2.40 | 1.71 | 1.41 | 1.17 | 1.73 | 1.73 | 1.56 | 1.16 | 1.00 | 0.79 | 0.39 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.07 | 0.05 | 0.05 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.34 | 0.34 | 0.34 | 0.34 | 7.77 | 7.77 | 7.77 | 7.77 | 7.77 | 0.07 | 0.07 | 0.07 |
| 757.91 | 726.68 | 562.76 | 458.53 | 197.13 | 134.44 | 138.73 | 128.23 | 97.45 | 95.23 | 82.05 | 56.73 | |
| Total Assets | 761.40 | 729.42 | 564.81 | 460.35 | 206.12 | 143.99 | 148.23 | 137.56 | 106.38 | 96.30 | 82.91 | 57.19 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -6.94 | -13.77 | 158.49 | 139.95 | 102.86 | 31.57 | 4.82 | 11.26 | 1.49 | 2.84 | 9.88 | 37.08 | |
| -1.38 | -0.28 | -0.05 | -0.32 | 11.39 | 0.27 | -1.20 | -0.07 | -0.17 | 0.03 | 1.04 | 0.00 | |
| 25.69 | -18.48 | -158.62 | -141.64 | -112.55 | -32.16 | -4.94 | -8.08 | -4.24 | 1.18 | -15.41 | -34.30 | |
| Net Cash Flow | 17.38 | -32.52 | -0.18 | -2.02 | 1.70 | -0.32 | -1.32 | 3.11 | -2.91 | 4.05 | -4.49 | 2.78 |
| Free Cash Flow | -8.78 | -14.05 | 158.44 | 139.63 | 102.60 | 31.41 | 4.68 | 11.18 | 1.32 | 2.87 | 9.88 | 37.08 |
| CFO/OP | 4% | -9% | 289% | -3,093% | 646% | -79% | 26% | -475% | -8% | -17% | 361% | 253% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 4.03% | 3.89% | 0.20% | -19.75% | -7.24% | -50.72% | 20.43% | -3.89% | -42.63% | -32.33% | 0.84% | 21.05% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets Under Management (AUM) / Gross Loan Assets Rs. Lakhs |
|
|||||||||||
| Gross NPA Percentage % |
||||||||||||
| Number of Employees Count |
||||||||||||
| Annual Loan Disbursements Rs. Lakhs |
||||||||||||
| Number of Branches Count |
||||||||||||
Requires Premium
Requires Premium
Extracted by Screener AI
Documents
Announcements
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
25 May - Annual secretarial compliance report for FY2026 submitted; one-day delay in March 2025 financial results filing noted.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
24 May - Newspaper Publish_ Audited Financial Statements (Standalone & Consolidated) for the Quarter & Year Ended March 31, 2026
-
Annual Audited Financial Statements (Standalone & Consolidated For The Financial Year Ended 31.03.2026
23 May - Board approved FY26 audited standalone/consolidated results, subsidiary accounts, and reappointed internal auditor.
-
Board Meeting Outcome for Outcome Of Board Meeting Held On 23.05.2026
23 May - Board approved FY26 audited standalone and consolidated results, subsidiary accounts, and internal auditor reappointment.
-
Board Meeting Intimation for Consideration Of Audited Financial Results (Standalone & Consolidated) Of The Company For The Quarter & Financial Year Ended 31St March, 2026 Along With The Reports Of The Auditors'' Thereon.
18 May - Board meeting on May 23, 2026 to approve FY26 audited results, subsidiary accounts, and internal auditor appointment.
Annual reports
-
Financial Year 2025
from bse
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
Business Overview:[1][2]
ICL is registered as a Non-systemically important Non-deposit accepting Non-banking finance company, categorized as an Asset Finance Company. It is also operating in small & medium enterprises, equipment financing.