Intec Capital Ltd

Intec Capital Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Intec Capital Ltd

₹ 15.5 0.00%
11 Jun - close price
inteccapital.com BSE: 526871
About

Incorporated in 1994, Intec Capital Ltd is an NBFC which provides loans mainly to Small and Medium Enterprises

Key Points

Business Overview:[1]
Company provides funding for office equipment, medical equipment, plant & machinery, computer peripherals, etc. to SMEs, government, semi-government and private sector customers

Website BSE
  • Market Cap ₹ 28.5 Cr.
  • Current Price ₹ 15.5
  • High / Low ₹ 20.5 / 12.6
  • Stock P/E 130
  • Book Value ₹ 18.8
  • Dividend Yield 0.00 %
  • ROCE 2.80 %
  • ROE 0.64 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Stock is trading at 0.83 times its book value

Cons

  • Promoter holding has decreased over last quarter: -0.67%
  • The company has delivered a poor sales growth of -24.8% over past five years.
  • Company has a low return on equity of -26.8% over last 3 years.
  • Contingent liabilities of Rs.400 Cr.
  • Company might be capitalizing the interest cost
  • Earnings include an other income of Rs.0.89 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
2.81 0.73 1.08 0.86 4.22 1.03 1.09 0.63 0.99 0.01 0.14 0.41 3.01
3.84 2.54 3.36 3.34 18.07 7.56 1.86 1.41 1.24 1.05 0.67 0.63 -0.70
Operating Profit -1.03 -1.81 -2.28 -2.48 -13.85 -6.53 -0.77 -0.78 -0.25 -1.04 -0.53 -0.22 3.71
OPM % -36.65% -247.95% -211.11% -288.37% -328.20% -633.98% -70.64% -123.81% -25.25% -10,400.00% -378.57% -53.66% 123.26%
6.67 0.01 0.00 0.00 1.60 0.04 0.03 0.03 0.06 0.03 0.02 0.02 0.81
Interest -0.04 0.07 0.03 0.03 0.02 0.03 0.02 0.04 0.13 0.14 0.17 0.20 0.65
Depreciation 0.08 0.14 0.14 0.13 0.14 0.13 0.12 0.11 0.14 0.10 0.11 0.10 0.18
Profit before tax 5.60 -2.01 -2.45 -2.64 -12.41 -6.65 -0.88 -0.90 -0.46 -1.25 -0.79 -0.50 3.69
Tax % 1.79% -2.99% -4.08% -11.74% 73.41% -20.60% 2.27% 8.89% -426.09% 5.60% 15.19% 32.00% 15.99%
5.50 -1.95 -2.35 -2.34 -21.52 -5.28 -0.89 -0.98 1.50 -1.32 -0.91 -0.65 3.10
EPS in Rs 2.99 -1.06 -1.28 -1.27 -11.72 -2.87 -0.48 -0.53 0.82 -0.72 -0.50 -0.35 1.69
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Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
154.17 130.87 130.25 97.19 54.46 39.57 14.86 6.39 9.73 6.89 3.76 3.57
51.53 50.15 53.00 40.76 59.09 24.63 56.01 -10.94 13.31 27.31 12.05 1.66
Operating Profit 102.64 80.72 77.25 56.43 -4.63 14.94 -41.15 17.33 -3.58 -20.42 -8.29 1.91
OPM % 66.58% 61.68% 59.31% 58.06% -8.50% 37.76% -276.92% 271.21% -36.79% -296.37% -220.48% 53.50%
0.52 0.71 0.47 0.24 5.77 2.36 1.34 9.22 6.69 1.61 0.13 0.89
Interest 78.13 71.77 67.89 54.60 34.32 20.23 7.85 0.20 0.13 0.15 0.23 1.16
Depreciation 0.60 1.06 0.91 0.70 0.65 0.57 0.73 0.70 0.56 0.56 0.49 0.48
Profit before tax 24.43 8.60 8.92 1.37 -33.83 -3.50 -48.39 25.65 2.42 -19.52 -8.88 1.16
Tax % 34.47% 37.44% 39.46% 74.45% -10.05% 168.86% -22.75% 30.64% 6.20% 44.26% -36.37% 81.03%
16.02 5.38 5.40 0.35 -30.43 -9.41 -37.39 17.79 2.27 -28.15 -5.65 0.22
EPS in Rs 8.72 2.93 2.94 0.19 -16.57 -5.12 -20.36 9.69 1.24 -15.33 -3.08 0.12
Dividend Payout % 5.73% 17.07% 8.50% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -30%
5 Years: -25%
3 Years: -28%
TTM: -5%
Compounded Profit Growth
10 Years: -27%
5 Years: 15%
3 Years: 27%
TTM: 104%
Stock Price CAGR
10 Years: -15%
5 Years: 0%
3 Years: -9%
1 Year: -28%
Return on Equity
10 Years: -11%
5 Years: -10%
3 Years: -27%
Last Year: 1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37 18.37
Reserves 136.47 140.54 145.94 145.73 118.43 67.12 29.68 47.50 49.70 21.57 15.94 16.14
492.36 519.25 501.88 343.81 202.17 108.84 85.71 72.61 58.21 54.01 55.63 41.49
83.62 80.06 59.01 52.66 120.12 7.84 5.08 3.36 3.57 3.20 5.24 5.71
Total Liabilities 730.82 758.22 725.20 560.57 459.09 202.17 138.84 141.84 129.85 97.15 95.18 81.71
11.37 11.99 11.24 10.55 14.02 13.65 14.09 13.97 13.68 13.16 12.87 12.54
CWIP 0.77 0.77 0.77 0.77 0.07 0.05 0.05 0.00 0.00 0.00 0.00 0.00
Investments 0.09 0.09 0.09 0.09 0.09 0.07 0.07 0.07 0.07 0.07 0.07 0.07
718.59 745.37 713.10 549.16 444.91 188.40 124.63 127.80 116.10 83.92 82.24 69.10
Total Assets 730.82 758.22 725.20 560.57 459.09 202.17 138.84 141.84 129.85 97.15 95.18 81.71

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-61.81 -6.93 -13.76 158.47 139.95 102.99 31.69 6.56 9.54 1.53 2.70 9.81
-0.71 -1.38 -0.28 -0.05 -0.32 11.27 0.14 -1.04 -0.24 -0.19 0.13 1.12
73.26 25.69 -18.48 -158.62 -141.64 -112.55 -32.16 -4.95 -8.09 -4.24 1.21 -15.41
Net Cash Flow 10.74 17.39 -32.51 -0.20 -2.02 1.70 -0.32 0.57 1.22 -2.90 4.04 -4.48

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 462.33 481.11 332.24 488.89 1,085.15 146.20 413.14 956.77 541.69 234.68 78.63 -66.46
ROCE % 16.98% 12.13% 11.43% 9.54% 0.12% 6.30% -24.71% 12.64% -3.07% -17.59% -9.41% 2.80%

Shareholding Pattern

Numbers in percentages

Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
74.59% 74.57% 74.57% 74.57% 74.57% 74.51% 74.12% 73.55% 72.97% 72.68% 71.76% 71.09%
25.41% 25.44% 25.44% 25.43% 25.43% 25.49% 25.88% 26.46% 27.03% 27.32% 28.24% 28.91%
No. of Shareholders 1,3391,3301,2821,2961,2981,3021,3531,4521,8451,8191,9701,918

Documents

Announcements

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