Saraswati Commercial (India) Ltd
Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]
- Market Cap ₹ 1,427 Cr.
- Current Price ₹ 13,018
- High / Low ₹ 27,775 / 8,700
- Stock P/E 26.7
- Book Value ₹ 8,829
- Dividend Yield 0.00 %
- ROCE 8.20 %
- ROE 6.42 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 9.22% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|
19 | 11 | 16 | 9 | 1 | 28 | 87 | 24 | 128 | 75 | |
1 | 3 | 2 | 2 | 14 | 2 | 2 | 3 | 3 | 5 | |
Operating Profit | 18 | 8 | 14 | 8 | -13 | 26 | 85 | 21 | 125 | 70 |
OPM % | 95% | 74% | 86% | 82% | -938% | 94% | 97% | 87% | 98% | 93% |
0 | 0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | |
Interest | 4 | 3 | 0 | 0 | 0 | 2 | 1 | 2 | 2 | 2 |
Depreciation | -0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Profit before tax | 14 | 5 | 14 | 8 | -13 | 25 | 84 | 19 | 123 | 69 |
Tax % | 0% | -2% | -17% | 10% | -26% | 14% | 22% | 39% | 16% | 22% |
14 | 5 | 16 | 7 | -10 | 21 | 65 | 12 | 104 | 53 | |
EPS in Rs | 159.46 | 67.44 | -96.01 | 213.11 | 630.35 | 113.51 | 1,008.84 | 487.45 | ||
Dividend Payout % | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% | -0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 123% |
3 Years: | -5% |
TTM: | -41% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 50% |
3 Years: | -6% |
TTM: | -49% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | 91% |
3 Years: | 69% |
1 Year: | 37% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 11% |
3 Years: | 9% |
Last Year: | 6% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 0.64 | 0.64 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
Reserves | 35 | 115 | 128 | 135 | 156 | 278 | 426 | 437 | 696 | 966 |
42 | 8 | 32 | 0 | 10 | 5 | 28 | 22 | 0 | 43 | |
5 | 9 | 1 | 1 | 1 | 15 | 34 | 30 | 73 | 98 | |
Total Liabilities | 82 | 133 | 162 | 137 | 168 | 299 | 488 | 490 | 770 | 1,109 |
-0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
CWIP | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 | -0 |
Investments | 51 | 97 | 119 | 117 | 137 | 292 | 474 | 489 | 762 | 1,084 |
32 | 36 | 42 | 20 | 31 | 7 | 14 | 2 | 8 | 25 | |
Total Assets | 82 | 133 | 162 | 137 | 168 | 299 | 488 | 490 | 770 | 1,109 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|
-16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | |
20 | 27 | 8 | 16 | 16 | 4 | -81 | -22 | -7 | -108 | |
-4 | -3 | -3 | -0 | 9 | -7 | 33 | -7 | -24 | 120 | |
Net Cash Flow | 0 | 2 | -1 | -0 | 7 | -7 | 2 | -2 | 2 | 20 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 119 | 91 | -0 | -0 | 32 | -0 | 4 | -0 | 4 | -0 |
Inventory Days | ||||||||||
Days Payable | ||||||||||
Cash Conversion Cycle | 119 | 91 | -0 | -0 | 32 | -0 | 4 | -0 | 4 | -0 |
Working Capital Days | -315 | 473 | 83 | 511 | 2,064 | 64 | 44 | 5 | -30 | -5 |
ROCE % | 8% | 10% | 5% | -8% | 12% | 23% | 5% | 21% | 8% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Updates on Acquisition
1d - Saraswati Commercial acquired 10L shares and 20L warrants in PWIL for Rs.45.3 crore, holding 1.63% stake.
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Announcement under Regulation 30 (LODR)-Acquisition
2d - Saraswati invests Rs. 26.74 Cr in 7 lakh convertible warrants of Tilaknagar Industries.
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Announcement under Regulation 30 (LODR)-Acquisition
28 Jul - Saraswati invests Rs. 13 crore as anchor investor in Aditya Infotech IPO at Rs. 675/share.
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Announcement under Regulation 30 (LODR)-Updates on Acquisition
24 Jul - Saraswati Commercial acquires 4,44,049 shares in Veranda Learning Solutions for Rs. 9.99 crore via QIP.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
24 Jul - Newspaper Publication regarding Special Window for re-lodgement of transfer requests of physical shares of Saraswati Commercial (India) Limited.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Business Overview:[1][2][3]
SCIL is a Systemically Important Non
deposit-taking Non-Banking Financial
Company registered with RBI under the category of Investment and Credit Company.
It is in the business of investment in shares
and securities and lending activities. Company is identified for categorization as NBFC -Middle Layer under Scale Based Regulation, as the asset size of the company together with other NBFCs in a group is 1000+ crores.