Gujarat Credit Corporation Ltd
Incorporated in 1993, Gujarat Credit Corporation Ltd is in real estate development with a portfolio of commercial and residential projects in Gujarat.
- Market Cap ₹ 78.8 Cr.
- Current Price ₹ 31.5
- High / Low ₹ 79.8 / 19.3
- Stock P/E 788
- Book Value ₹ 5.41
- Dividend Yield 0.00 %
- ROCE 0.06 %
- ROE -0.79 %
- Face Value ₹ 10.0
Pros
Cons
- Stock is trading at 5.79 times its book value
- Company has low interest coverage ratio.
- Promoter holding is low: 31.6%
- Company has a low return on equity of 3.45% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|
0.00 | 0.13 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
0.24 | 0.13 | 0.22 | 0.22 | 0.26 | 0.18 | 0.21 | 0.21 | 0.18 | |
Operating Profit | -0.24 | 0.00 | -0.09 | -0.22 | -0.26 | -0.18 | -0.21 | -0.21 | -0.18 |
OPM % | 0.00% | -69.23% | |||||||
0.29 | 0.08 | 0.49 | 0.28 | 0.36 | 0.25 | 0.25 | 0.23 | 0.15 | |
Interest | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Depreciation | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 |
Profit before tax | 0.02 | 0.07 | 0.39 | 0.05 | 0.09 | 0.06 | 0.03 | 0.02 | -0.03 |
Tax % | 50.00% | 0.00% | 20.51% | 0.00% | 33.33% | 33.33% | 100.00% | 50.00% | |
0.15 | 0.15 | 0.20 | 0.09 | -0.20 | 1.50 | 0.03 | -0.11 | 0.10 | |
EPS in Rs | 0.06 | 0.06 | 0.08 | 0.04 | -0.08 | 0.60 | 0.01 | -0.04 | 0.03 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
TTM: | % |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 12% |
TTM: | -92% |
Stock Price CAGR | |
---|---|
10 Years: | 4% |
5 Years: | 33% |
3 Years: | -3% |
1 Year: | 49% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 2% |
3 Years: | 3% |
Last Year: | -1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|---|---|---|---|---|
Equity Capital | 10.08 | 10.08 | 10.08 | 10.08 | 10.08 | 8.50 | 8.50 | 8.50 | 8.50 |
Reserves | 2.22 | 2.43 | 2.46 | 2.53 | 2.36 | 5.46 | 5.48 | 5.39 | 5.03 |
17.79 | 17.82 | 17.45 | 17.50 | 17.47 | 17.44 | 18.61 | 18.71 | 18.82 | |
0.04 | 0.04 | 0.12 | 0.07 | 0.06 | 0.10 | 0.12 | 0.11 | 0.07 | |
Total Liabilities | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.50 | 32.71 | 32.71 | 32.42 |
26.69 | 26.94 | 27.02 | 27.05 | 27.08 | 27.11 | 28.01 | 28.39 | 28.43 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 3.05 | 3.21 | 2.83 | 2.86 | 2.62 | 4.15 | 4.16 | 4.06 | 3.76 |
0.39 | 0.22 | 0.26 | 0.27 | 0.27 | 0.24 | 0.54 | 0.26 | 0.23 | |
Total Assets | 30.13 | 30.37 | 30.11 | 30.18 | 29.97 | 31.50 | 32.71 | 32.71 | 32.42 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|
19.67 | 0.38 | 0.25 | 0.03 | -0.17 | 0.13 | -0.13 | 0.16 | |
-20.12 | -0.44 | 0.12 | -0.08 | 0.20 | -0.09 | -1.03 | -0.26 | |
0.44 | 0.03 | -0.37 | 0.04 | -0.03 | -0.03 | 1.18 | 0.10 | |
Net Cash Flow | 0.00 | -0.03 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | ||||||
Inventory Days | ||||||||
Days Payable | ||||||||
Cash Conversion Cycle | 0.00 | 0.00 | ||||||
Working Capital Days | -112.31 | -224.62 | ||||||
ROCE % | 0.20% | 1.29% | 0.17% | 0.33% | 0.23% | 0.09% | 0.06% |
Documents
Announcements
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Update On Intimation Dated 22/05/2025 Under Regulation 30 Of The SEBI (LODR) Regulations, 2015
31 May - IT Department search disrupted office operations from May 14-22, delaying exchange intimation.
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Announcement under Regulation 30 (LODR)-Meeting Updates
30 May - Delay in FY25 audited results due to Income Tax search; business impacted, trading window closed.
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Compliances-Reg.24(A)-Annual Secretarial Compliance
28 May - Annual Secretarial Compliance Report for FY 2024-25; minor late related party disclosure fined Rs.5900.
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Update On IT Raid Condcuted At Our Registere Office Premise
22 May - Income Tax search at registered office halted operations from May 14-17, 2025; company cooperating fully.
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
10 Apr - Confirmation certificate for dematerialization for Q1 2025.
Annual reports
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Services Offered:[1]
a) Commercial real estate projects
b) Corporate real estate projects
c) Residential real estate projects
d) Information Technology Parks
e) Special Economic Zones
f) Townships