Gujarat Credit Corporation Ltd
Incorporated in 1993, Gujarat Credit Corporation Ltd is in real estate development with a portfolio of commercial and residential projects in Gujarat.
- Market Cap ₹ 62.9 Cr.
- Current Price ₹ 25.2
- High / Low ₹ 37.0 / 22.0
- Stock P/E 3,144
- Book Value ₹ 5.02
- Dividend Yield 0.00 %
- ROCE 0.07 %
- ROE 0.16 %
- Face Value ₹ 10.0
Pros
Cons
- Stock is trading at 5.01 times its book value
- Promoter holding is low: 33.4%
- Company has a low return on equity of -0.61% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.10 | 0.01 | 0.00 | 0.13 | 0.13 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| 0.16 | 0.17 | 0.24 | 0.13 | 0.22 | 0.22 | 0.26 | 0.18 | 0.21 | 0.21 | 0.45 | 0.28 | |
| Operating Profit | -0.06 | -0.16 | -0.24 | 0.00 | -0.09 | -0.22 | -0.26 | -0.18 | -0.21 | -0.21 | -0.45 | -0.28 |
| OPM % | -60.00% | -1,600.00% | 0.00% | -69.23% | ||||||||
| 0.02 | 0.23 | 0.29 | 0.08 | 0.49 | 0.28 | 0.36 | 0.25 | 0.25 | 0.23 | 0.17 | 0.30 | |
| Interest | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Depreciation | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 |
| Profit before tax | -0.09 | 0.04 | 0.02 | 0.07 | 0.39 | 0.05 | 0.09 | 0.06 | 0.03 | 0.02 | -0.28 | 0.02 |
| Tax % | 33.33% | 0.00% | 50.00% | 0.00% | 20.51% | 0.00% | 33.33% | 33.33% | 100.00% | 50.00% | -3.57% | 0.00% |
| -0.12 | 0.04 | 0.01 | 0.07 | 0.30 | 0.04 | 0.06 | 0.04 | 0.01 | 0.02 | -0.27 | 0.02 | |
| EPS in Rs | -0.05 | 0.02 | 0.00 | 0.03 | 0.12 | 0.02 | 0.02 | 0.02 | 0.00 | 0.01 | -0.11 | 0.01 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | -7% |
| 5 Years: | -22% |
| 3 Years: | 26% |
| TTM: | 107% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 18% |
| 3 Years: | 3% |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | 0% |
| 5 Years: | 0% |
| 3 Years: | -1% |
| Last Year: | 0% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 8.50 | 8.50 | 10.08 | 10.08 | 10.08 | 10.08 | 10.08 | 8.50 | 8.50 | 8.50 | 8.50 | 3.00 |
| Reserves | 2.08 | 2.12 | 2.24 | 2.37 | 2.50 | 2.53 | 2.62 | 4.26 | 4.26 | 4.30 | 4.03 | 9.54 |
| 19.46 | 18.91 | 17.79 | 17.82 | 17.45 | 17.50 | 17.47 | 17.44 | 18.61 | 17.38 | 12.44 | 18.67 | |
| 0.12 | 0.04 | 0.04 | 0.05 | 0.12 | 0.06 | 0.06 | 0.10 | 0.12 | 1.44 | 7.04 | 2.38 | |
| Total Liabilities | 30.16 | 29.57 | 30.15 | 30.32 | 30.15 | 30.17 | 30.23 | 30.30 | 31.49 | 31.62 | 32.01 | 33.59 |
| 0.18 | 0.16 | 26.69 | 26.94 | 27.02 | 27.05 | 27.08 | 27.11 | 28.01 | 28.39 | 29.04 | 30.28 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 3.39 | 3.39 | 3.07 | 3.15 | 2.87 | 2.86 | 2.88 | 2.95 | 2.94 | 2.96 | 2.96 | 2.96 |
| 26.59 | 26.02 | 0.39 | 0.23 | 0.26 | 0.26 | 0.27 | 0.24 | 0.54 | 0.27 | 0.01 | 0.35 | |
| Total Assets | 30.16 | 29.57 | 30.15 | 30.32 | 30.15 | 30.17 | 30.23 | 30.30 | 31.49 | 31.62 | 32.01 | 33.59 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.03 | 0.44 | 19.53 | 0.31 | 0.35 | -0.01 | 0.09 | 0.13 | -0.13 | 0.16 | 5.56 | -5.00 | |
| -0.24 | 0.14 | -19.98 | -0.36 | 0.02 | -0.03 | -0.07 | -0.09 | -1.03 | -0.26 | -0.64 | -1.24 | |
| 0.29 | -0.61 | 0.44 | 0.03 | -0.37 | 0.04 | -0.03 | -0.03 | 1.18 | 0.10 | -4.94 | 6.23 | |
| Net Cash Flow | 0.03 | -0.03 | 0.00 | -0.03 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | -0.02 | -0.01 |
| Free Cash Flow | -0.13 | 0.44 | -0.82 | 0.02 | 0.26 | -0.06 | 0.04 | 0.08 | -1.04 | -0.22 | 4.91 | -6.24 |
| CFO/OP | 50% | -275% | -8,138% | -389% | 5% | -35% | -72% | 62% | -86% | -1,236% | 1,775% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | ||||||||
| Working Capital Days | -438.00 | -1,095.00 | -112.31 | -224.62 | ||||||||
| ROCE % | -0.23% | 0.17% | 0.10% | 0.20% | 1.29% | 0.17% | 0.33% | 0.23% | 0.10% | 0.06% | -1.02% | 0.07% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations / Project Income INR Lakhs |
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| Number of Employees Count |
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Extracted by Screener AI
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
30 May - Dear Sir/Ma''am, Pursuant to Regulation 47 of SEBI (LODR) Regulations, 2015, we are hereby submitting newspaper clippings of Audited Standalone and Consolidated Financial Results for …
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Compliances-Reg.24(A)-Annual Secretarial Compliance
29 May - FY26 compliance report cites IT raid, Rs1.298 lakh and Rs11,800 penalties, plus forfeiture of 2.2 crore shares.
- Audited Standalone And Consolidated Financial Result For The Quarter And Year Ended 31St March, 2026 28 May
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Board Meeting Outcome for Board Meeting Outcome For The Board Meeting Held On Thursday, 28Th May, 2026
28 May - Board approved audited standalone and consolidated FY2026 results; auditors issued unmodified opinion.
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Update on board meeting
20 May - Board meeting postponed to 28 May 2026 to approve audited FY2026 standalone and consolidated results.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
from bse
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Financial Year 2011
from bse
Services Offered:[1]
a) Commercial real estate projects
b) Corporate real estate projects
c) Residential real estate projects
d) Information Technology Parks
e) Special Economic Zones
f) Townships