Gujarat Credit Corporation Ltd

₹ 22.0 -2.22%

24 Sep - close price

About

Gujarat Credit Corporation Ltd is an Ahmedabad-based real-estate company providing materials for real-estate development. ^[1]

Key Points

Services Offered:
⁠The has capabilities covering site acquisition, design, construction, marketing and sales across commercial, residential, IT-park, SEZ and township projects. However, it does not has any active project.^[1]^[2]

Website BSE

Market Cap ₹ 6.60 Cr.
Current Price ₹ 22.0
High / Low ₹ 33.5 / 20.8
Stock P/E 165
Book Value ₹ 41.8
Dividend Yield 0.00 %
ROCE 0.07 %
ROE 0.16 %
Face Value ₹ 10.0

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Pros

Stock is trading at 0.53 times its book value

Cons

Promoter holding is low: 33.4%
Company has a low return on equity of -0.61% over last 3 years.
Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

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Detailed Comparison with:

Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.08	0.04	0.04	0.05	0.07	0.03	0.03	0.32	0.09	0.08	0.07	0.04	0.17
Operating Profit	-0.08	-0.04	-0.04	-0.05	-0.07	-0.03	-0.03	-0.32	-0.09	-0.08	-0.07	-0.04	-0.17
OPM %
	0.10	0.06	0.00	0.07	0.00	0.04	0.04	0.09	0.00	0.00	0.00	0.30	0.09
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Profit before tax	0.02	0.02	-0.04	0.02	-0.07	0.01	0.01	-0.23	-0.09	-0.08	-0.07	0.26	-0.08
Tax %	0.00%	50.00%	0.00%	-50.00%	0.00%	0.00%	0.00%	-8.70%	0.00%	0.00%	0.00%	0.00%	0.00%
	0.02	0.01	-0.04	0.03	-0.07	0.01	0.00	-0.21	-0.09	-0.08	-0.07	0.26	-0.07
EPS in Rs	0.01	0.00	-0.02	0.01	-0.03	0.00	0.00	-0.08	-0.04	-0.03	-0.03	0.87	-0.23
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
	0.10	0.01	0.00	0.13	0.13	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
	0.16	0.17	0.24	0.13	0.22	0.22	0.26	0.18	0.21	0.21	0.45	0.28	0.36
Operating Profit	-0.06	-0.16	-0.24	0.00	-0.09	-0.22	-0.26	-0.18	-0.21	-0.21	-0.45	-0.28	-0.36
OPM %	-60.00%	-1,600.00%		0.00%	-69.23%
	0.02	0.23	0.29	0.08	0.49	0.28	0.36	0.25	0.25	0.23	0.17	0.30	0.39
Interest	0.02	0.01	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.03	0.02	0.02	0.01	0.01	0.01	0.01	0.01	0.01	0.00	0.00	0.00	0.00
Profit before tax	-0.09	0.04	0.02	0.07	0.39	0.05	0.09	0.06	0.03	0.02	-0.28	0.02	0.03
Tax %	33.33%	0.00%	50.00%	0.00%	20.51%	0.00%	33.33%	33.33%	100.00%	50.00%	-3.57%	0.00%
	-0.12	0.04	0.01	0.07	0.30	0.04	0.06	0.04	0.01	0.02	-0.27	0.02	0.04
EPS in Rs	-0.05	0.02	0.00	0.03	0.12	0.02	0.02	0.02	0.00	0.01	-0.11	0.07	0.58
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%

Compounded Sales Growth
10 Years:	%
5 Years:	%
3 Years:	%
TTM:	%

Compounded Profit Growth
10 Years:	-7%
5 Years:	-22%
3 Years:	26%
TTM:	114%

Stock Price CAGR
10 Years:	%
5 Years:	20%
3 Years:	3%
1 Year:	-26%

Return on Equity
10 Years:	0%
5 Years:	0%
3 Years:	-1%
Last Year:	0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	8.50	8.50	10.08	10.08	10.08	10.08	10.08	8.50	8.50	8.50	8.50	3.00
Reserves	2.08	2.12	2.24	2.37	2.50	2.53	2.62	4.26	4.26	4.30	4.03	9.54
	19.46	18.91	17.79	17.82	17.45	17.50	17.47	17.44	18.61	17.38	12.44	18.67
	0.12	0.04	0.04	0.05	0.12	0.06	0.06	0.10	0.12	1.44	7.04	2.38
Total Liabilities	30.16	29.57	30.15	30.32	30.15	30.17	30.23	30.30	31.49	31.62	32.01	33.59
	0.18	0.16	26.69	26.94	27.02	27.05	27.08	27.11	28.01	28.39	29.04	30.28
CWIP	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Investments	3.39	3.39	3.07	3.15	2.87	2.86	2.88	2.95	2.94	2.96	2.96	2.96
	26.59	26.02	0.39	0.23	0.26	0.26	0.27	0.24	0.54	0.27	0.01	0.35
Total Assets	30.16	29.57	30.15	30.32	30.15	30.17	30.23	30.30	31.49	31.62	32.01	33.59

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
	-0.03	0.44	19.53	0.31	0.35	-0.01	0.09	0.13	-0.13	0.16	5.56	-5.00
	-0.24	0.14	-19.98	-0.36	0.02	-0.03	-0.07	-0.09	-1.03	-0.26	-0.64	-1.24
	0.29	-0.61	0.44	0.03	-0.37	0.04	-0.03	-0.03	1.18	0.10	-4.94	6.23
Net Cash Flow	0.03	-0.03	0.00	-0.03	0.00	0.00	0.00	0.01	0.01	0.00	-0.02	-0.01
Free Cash Flow	-0.13	0.44	-0.82	0.02	0.26	-0.06	0.04	0.08	-1.04	-0.22	4.91	-6.24
CFO/OP	50%	-275%	-8,138%		-389%	5%	-35%	-72%	62%	-86%	-1,236%	1,775%

Ratios

Standalone / View Consolidated

	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0.00	0.00		0.00	0.00
Inventory Days
Days Payable
Cash Conversion Cycle	0.00	0.00		0.00	0.00
Working Capital Days	-438.00	-1,095.00		-112.31	-224.62
ROCE %	-0.23%	0.17%	0.10%	0.20%	1.29%	0.17%	0.33%	0.23%	0.10%	0.06%	-1.02%	0.07%

Insights

In beta

Mar 2016

Mar 2017

Mar 2018

Mar 2019

Mar 2020

Mar 2021

Mar 2022

Mar 2023

Mar 2024

Mar 2025

Income from Services (Consultancy + Work Contract)
Rs. in Lakhs

x.xx	x.xx	x.xx	x.xx	xx.xx	xx.xx	x.xx	xx.xx	xx.xx	xx.xx
xx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx	x,xxx.xx
x	x	x	x	x	xx	x	x	x	x
		x.xx	-x.xx	x.xx	-xx.xx	xxx.xx	x.xx	-xx.xx	-xx.xx
xxx.xx	xxx.xx			xxx.xx		xxx.xx	xxx.xx	xxx.xx	xxx.xx

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Land Carrying Value (Net Block)
Rs. in Lakhs

Number of Employees
count

Share of Profit/(Loss) from Associate
Rs. in Lakhs

Investment in Associate (Cost)
Rs. in Lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	33.44%	33.44%
	68.39%	68.39%	68.40%	68.40%	68.39%	68.39%	68.39%	68.38%	68.39%	68.39%	66.57%	66.56%
No. of Shareholders	8,947	8,942	8,905	8,903	8,926	8,808	8,778	8,741	8,703	8,668	8,623	8,534

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Jun 2026
	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	31.61%	33.44%	33.44%
	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.39%	68.40%	68.39%	66.57%	66.56%
No. of Shareholders	8,948	8,677	8,665	8,652	8,666	9,242	9,149	8,905	8,778	8,623	8,534

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Gujarat Credit Corporation Ltd

Gujarat Credit Corporation Ltd

Peer comparison

Quarterly Results

Profit & Loss

Balance Sheet

Cash Flows

Ratios

Insights

Shareholding Pattern

Documents

Announcements

Annual reports