Gujarat Credit Corporation Ltd

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Guj. Credit Corp Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents
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Gujarat Credit Corporation Ltd

₹ 22.0 -2.22%
24 Sep - close price
gccl.co.in BSE: 511441
About

Gujarat Credit Corporation Ltd is an Ahmedabad-based real-estate company providing materials for real-estate development. [1]

Key Points

Services Offered:
⁠The has capabilities covering site acquisition, design, construction, marketing and sales across commercial, residential, IT-park, SEZ and township projects. However, it does not has any active project.[1][2]

Website BSE
  • Market Cap ₹ 6.60 Cr.
  • Current Price ₹ 22.0
  • High / Low ₹ 33.5 / 20.8
  • Stock P/E 94.3
  • Book Value ₹ 38.9
  • Dividend Yield 0.00 %
  • ROCE 0.07 %
  • ROE 0.69 %
  • Face Value ₹ 10.0
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Pros

  • Stock is trading at 0.57 times its book value

Cons

  • Promoter holding is low: 33.4%
  • Company has a low return on equity of -2.35% over last 3 years.
  • Company might be capitalizing the interest cost

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.08 0.04 0.04 0.05 0.07 0.03 0.03 0.32 0.09 0.08 0.07 0.04 0.17
Operating Profit -0.08 -0.04 -0.04 -0.05 -0.07 -0.03 -0.03 -0.32 -0.09 -0.08 -0.07 -0.04 -0.17
OPM %
0.10 0.06 0.00 0.07 0.00 0.04 0.04 0.09 0.00 0.00 0.00 0.30 0.09
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.02 0.02 -0.04 0.02 -0.07 0.01 0.01 -0.23 -0.09 -0.08 -0.07 0.26 -0.08
Tax % 0.00% 50.00% 0.00% -50.00% 0.00% 0.00% 0.00% -8.70% 0.00% 0.00% 0.00% 0.00% 0.00%
0.06 -0.04 -0.08 -0.04 -0.13 -0.24 0.51 -0.24 -0.18 -0.23 -0.12 0.50 -0.08
EPS in Rs 0.02 -0.02 -0.03 -0.02 -0.05 -0.10 0.20 -0.10 -0.07 -0.09 -0.05 1.67 -0.27
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
0.00 0.13 0.13 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.24 0.13 0.22 0.22 0.26 0.18 0.21 0.21 0.45 0.28 0.36
Operating Profit -0.24 0.00 -0.09 -0.22 -0.26 -0.18 -0.21 -0.21 -0.45 -0.28 -0.36
OPM % 0.00% -69.23%
0.29 0.08 0.49 0.28 0.36 0.25 0.25 0.23 0.17 0.30 0.39
Interest 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.00 0.00 0.00 0.00
Profit before tax 0.02 0.07 0.39 0.05 0.09 0.06 0.03 0.02 -0.28 0.02 0.03
Tax % 50.00% 0.00% 20.51% 0.00% 33.33% 33.33% 100.00% 50.00% -3.57% 0.00%
0.15 0.15 0.20 0.09 -0.20 1.50 0.03 -0.11 -0.87 0.08 0.07
EPS in Rs 0.06 0.06 0.08 0.04 -0.08 0.60 0.01 -0.04 -0.35 0.27 1.26
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: 19%
3 Years: 39%
TTM: 147%
Stock Price CAGR
10 Years: %
5 Years: 20%
3 Years: 3%
1 Year: -26%
Return on Equity
10 Years: 1%
5 Years: 1%
3 Years: -2%
Last Year: 1%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 10.08 10.08 10.08 10.08 10.08 8.50 8.50 8.50 8.50 3.00
Reserves 2.22 2.43 2.46 2.53 2.36 5.46 5.48 5.39 3.11 8.68
17.79 17.82 17.45 17.50 17.47 17.44 18.61 17.38 12.44 18.67
0.04 0.04 0.12 0.07 0.06 0.10 0.12 1.44 7.04 2.38
Total Liabilities 30.13 30.37 30.11 30.18 29.97 31.50 32.71 32.71 31.09 32.73
26.69 26.94 27.02 27.05 27.08 27.11 28.01 28.39 29.04 30.28
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 3.05 3.21 2.83 2.86 2.62 4.15 4.16 4.06 2.04 2.10
0.39 0.22 0.26 0.27 0.27 0.24 0.54 0.26 0.01 0.35
Total Assets 30.13 30.37 30.11 30.18 29.97 31.50 32.71 32.71 31.09 32.73

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
19.67 0.38 0.25 0.03 -0.17 0.13 -0.13 0.16 5.56 -5.00
-20.12 -0.44 0.12 -0.08 0.20 -0.09 -1.03 -0.26 -0.64 -1.24
0.44 0.03 -0.37 0.04 -0.03 -0.03 1.18 0.10 -4.94 6.23
Net Cash Flow 0.00 -0.03 0.00 0.00 0.00 0.01 0.01 0.00 -0.02 -0.01
Free Cash Flow -0.68 0.09 0.16 -0.02 -0.22 0.08 -1.04 -0.22 4.91 -6.24
CFO/OP -8,196% -278% -14% 65% -72% 62% -86% -1,236% 1,775%

Ratios

Consolidated / View Standalone

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00
Working Capital Days -112.31 -224.62
ROCE % 0.20% 1.29% 0.17% 0.33% 0.23% 0.09% 0.06% -1.01% 0.07%

Insights

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Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Income from Services (Consultancy + Work Contract)
Rs. in Lakhs ・Standalone data

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Land Carrying Value (Net Block)
Rs. in Lakhs
Number of Employees
count ・Standalone data
Share of Profit/(Loss) from Associate
Rs. in Lakhs
Investment in Associate (Cost)
Rs. in Lakhs ・Standalone data

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
31.61% 31.61% 31.61% 31.61% 31.61% 31.61% 31.61% 31.61% 31.61% 31.61% 33.44% 33.44%
68.39% 68.39% 68.40% 68.40% 68.39% 68.39% 68.39% 68.38% 68.39% 68.39% 66.57% 66.56%
No. of Shareholders 8,9478,9428,9058,9038,9268,8088,7788,7418,7038,6688,6238,534

Documents

Announcements

Annual reports