Kwality Credit & Leasing Ltd

Kwality Credit Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Kwality Credit & Leasing Ltd

₹ 7.60 0.00%
17 Jan 2022
kwalitycredit.com
About

Kwality Credit & Leasing . The Company is a Non-Banking Financial Institution not accepting Public Deposit and is registered with the Reserve Bank of India.

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  • Market Cap ₹ 3.21 Cr.
  • Current Price ₹ 7.60
  • High / Low ₹ /
  • Stock P/E
  • Book Value ₹ 24.3
  • Dividend Yield 0.00 %
  • ROCE 0.00 %
  • ROE 0.00 %
  • Face Value ₹ 10.0
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Pros

  • Company is almost debt free.
  • Stock is trading at 0.31 times its book value

Cons

  • The company has delivered a poor sales growth of -5.90% over past five years.
  • Company has a low return on equity of -2.02% over last 3 years.
  • Company has high debtors of 308 days.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Sep 2021 Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023
0.04 0.04 0.02 0.03 0.16 0.12 0.11 0.11 0.14 0.12 0.12 0.11 0.11
Interest 0.00 0.00 0.02 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.15 0.15 0.39 0.09 0.09 0.10 0.21 0.08 0.22 0.11 0.12 0.14 0.10
Financing Profit -0.11 -0.11 -0.39 -0.06 0.07 0.02 -0.10 0.03 -0.08 0.01 0.00 -0.03 0.01
Financing Margin % -275.00% -275.00% -1,950.00% -200.00% 43.75% 16.67% -90.91% 27.27% -57.14% 8.33% 0.00% -27.27% 9.09%
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax -0.11 -0.11 -0.39 -0.06 0.07 0.02 -0.10 0.03 -0.08 0.01 0.00 -0.03 0.01
Tax % 0.00% 0.00% 0.00% 0.00% 0.00% 50.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
-0.11 -0.11 -0.39 -0.06 0.07 0.02 -0.10 0.03 -0.08 0.01 0.00 -0.03 0.01
EPS in Rs -0.26 -0.26 -0.92 -0.14 0.17 0.05 -0.24 0.07 -0.19 0.02 0.00 -0.07 0.02
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
0.10 0.16 2.21 0.90 0.79 0.63 0.61 0.62 0.30 0.25 0.48 0.45
Interest 0.00 0.00 0.00 0.38 0.28 0.05 0.00 0.00 0.00 0.02 0.00 0.00
0.08 0.13 2.18 0.79 0.41 0.59 0.61 0.61 0.60 0.71 0.62 0.45
Financing Profit 0.02 0.03 0.03 -0.27 0.10 -0.01 0.00 0.01 -0.30 -0.48 -0.14 0.00
Financing Margin % 20.00% 18.75% 1.36% -30.00% 12.66% -1.59% 0.00% 1.61% -100.00% -192.00% -29.17% 0.00%
0.00 0.00 0.00 0.00 0.00 0.00 0.07 0.00 0.00 0.00 0.00 0.00
Depreciation 0.01 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 0.01 0.02 0.02 -0.27 0.10 -0.01 0.07 0.01 -0.30 -0.48 -0.14 0.00
Tax % 100.00% 50.00% 50.00% 0.00% 20.00% 0.00% 28.57% 0.00% 0.00% 2.08% 0.00%
0.00 0.01 0.01 -0.28 0.07 -0.01 0.05 0.01 -0.30 -0.49 -0.14 0.00
EPS in Rs 0.00 0.02 0.02 -0.66 0.17 -0.02 0.12 0.02 -0.71 -1.16 -0.33 0.00
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: 11%
5 Years: -6%
3 Years: 14%
TTM: -6%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: 100%
Stock Price CAGR
10 Years: -5%
5 Years: -3%
3 Years: %
1 Year: %
Return on Equity
10 Years: -1%
5 Years: -2%
3 Years: -2%
Last Year: 0%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
Equity Capital 3.50 4.22 4.22 4.22 4.22 4.22 4.22 4.22 4.22 4.22 4.22 4.22
Reserves -0.13 7.11 7.12 6.84 6.91 6.90 6.95 6.96 6.66 6.16 6.03 6.03
Borrowing 0.00 0.00 6.72 0.00 0.58 0.00 0.00 0.00 0.00 0.00 0.00 0.00
0.76 1.46 0.03 1.08 0.15 0.15 0.17 0.06 0.11 0.12 0.25 0.13
Total Liabilities 4.13 12.79 18.09 12.14 11.86 11.27 11.34 11.24 10.99 10.50 10.50 10.38
0.02 0.02 0.01 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.40 0.10
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.91 1.11 7.87 0.10 1.10 0.10 2.03 1.65 1.85 0.00 0.00 0.00
3.20 11.66 10.21 12.04 10.75 11.17 9.31 9.59 9.14 10.50 10.10 10.28
Total Assets 4.13 12.79 18.09 12.14 11.86 11.27 11.34 11.24 10.99 10.50 10.50 10.38

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
-0.07 -7.65 6.80 -7.91 1.06 -0.22 1.23 -0.43 0.21 -1.90 0.33 -0.29
0.08 -0.20 -6.76 7.77 -1.00 1.00 -1.92 0.38 -0.20 1.85 -0.40 0.30
0.00 7.95 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net Cash Flow 0.01 0.10 0.04 -0.14 0.05 0.78 -0.70 -0.05 0.01 -0.05 -0.07 0.00
Free Cash Flow -0.07 -7.65 6.80 -7.91 1.06 -0.22 1.23 -0.43 0.21 -1.90 0.33 -0.29
CFO/OP -350% -25,467% 22,833% -7,145% 284% -525% -3,900% -73% 413% -264%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
ROE % 0.00% 0.14% 0.09% -2.50% 0.63% -0.09% 0.45% 0.09% -2.72% -4.61% -1.36% 0.00%

Insights

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Mar 2019 Mar 2020 Mar 2021
Dematerialization Reach (Shares held in Demat Form)
%

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Number of Permanent Employees
Number
Paid-up Share Capital
INR
Retail Shareholding (Resident Individuals)
%
Total Number of Shareholders
Number

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021
0.06% 0.00% 0.06% 0.06% 0.06% 0.00% 0.00% 0.06% 0.06% 0.06% 0.06% 0.06%
99.94% 100.00% 99.94% 99.94% 99.94% 100.00% 100.00% 99.94% 99.94% 99.94% 99.94% 99.94%
No. of Shareholders 1,4371,4321,4521,4871,5041,4321,4321,5081,5051,5041,5051,505

Documents

Annual reports