HDB Financial Services Ltd
- Market Cap ₹ 61,253 Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E 28.2
- Book Value ₹
- Dividend Yield %
- ROCE 9.79 %
- ROE 14.7 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| 10,945 | 11,312 | 12,403 | 14,173 | 16,300 | |
| 6,451 | 6,540 | 6,153 | 5,817 | 6,745 | |
| Operating Profit | 4,493 | 4,772 | 6,250 | 8,356 | 9,555 |
| OPM % | 41% | 42% | 50% | 59% | 59% |
| -2 | 0 | 1 | 1 | 0 | |
| Interest | 3,883 | 3,326 | 3,512 | 4,907 | 6,433 |
| Depreciation | 108 | 99 | 112 | 145 | 194 |
| Profit before tax | 501 | 1,348 | 2,627 | 3,305 | 2,928 |
| Tax % | 22% | 25% | 25% | 26% | 26% |
| 391 | 1,011 | 1,959 | 2,461 | 2,176 | |
| EPS in Rs | |||||
| Dividend Payout % | 0% | 8% | 8% | 10% | 11% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 13% |
| TTM: | 15% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 29% |
| TTM: | -12% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 17% |
| Last Year: | 15% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Equity Capital | 789 | 790 | 791 | 793 | 796 |
| Reserves | 7,657 | 8,749 | 10,646 | 12,950 | 15,024 |
| 50,359 | 48,973 | 54,865 | 74,331 | 87,398 | |
| 3,836 | 3,513 | 3,748 | 4,483 | 5,446 | |
| Total Liabilities | 62,641 | 62,026 | 70,050 | 92,557 | 108,663 |
| 317 | 293 | 387 | 511 | 735 | |
| CWIP | 0 | 0 | 0 | 0 | 0 |
| Investments | 1,593 | 2,234 | 1,243 | 3,380 | 2,060 |
| 60,731 | 59,500 | 68,420 | 88,665 | 105,868 | |
| Total Assets | 62,641 | 62,026 | 70,050 | 92,557 | 108,663 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| -342 | 1,987 | -6,851 | -16,736 | -13,626 | |
| 131 | -703 | 973 | -2,146 | 1,159 | |
| 608 | -1,500 | 5,796 | 19,134 | 12,770 | |
| Net Cash Flow | 398 | -216 | -81 | 252 | 303 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Debtor Days | 4 | 5 | 2 | 3 | 5 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 4 | 5 | 2 | 3 | 5 |
| Working Capital Days | -114 | -94 | -99 | -108 | -107 |
| ROCE % | 8% | 10% | 11% | 10% |
Documents
Annual reports
No data available.