One Mobikwik Systems Ltd
Incorporated in 2009, One Mobikwik Systems
Ltd is a digital banking platform which offers
a wide range of financial products for both consumers and merchants[1]
- Market Cap ₹ 1,505 Cr.
- Current Price ₹ 191
- High / Low ₹ 334 / 151
- Stock P/E
- Book Value ₹ 68.4
- Dividend Yield 0.00 %
- ROCE -2.24 %
- ROE -8.26 %
- Face Value ₹ 2.00
Pros
Cons
- Stock is trading at 2.79 times its book value
- Company has low interest coverage ratio.
- Promoter holding is low: 25.1%
- Company has a low return on equity of -14.1% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| 289 | 527 | 539 | 875 | 1,170 | 1,119 | |
| 404 | 659 | 617 | 853 | 1,272 | 1,159 | |
| Operating Profit | -115 | -132 | -78 | 22 | -102 | -40 |
| OPM % | -40% | -25% | -14% | 3% | -9% | -4% |
| 14 | 17 | 22 | 15 | 22 | 19 | |
| Interest | 7 | 11 | 20 | 19 | 27 | 27 |
| Depreciation | 1 | 2 | 4 | 4 | 13 | 14 |
| Profit before tax | -110 | -128 | -81 | 14 | -120 | -62 |
| Tax % | 1% | -0% | 4% | 0% | 2% | 0% |
| -111 | -128 | -84 | 14 | -122 | -62 | |
| EPS in Rs | -1,107.46 | -22.41 | -14.66 | 2.46 | -15.64 | -7.89 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 31% |
| 3 Years: | 28% |
| TTM: | -4% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 10% |
| 3 Years: | 13% |
| TTM: | 62% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | -27% |
| 3 Years: | -14% |
| Last Year: | -8% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 1 | 11 | 11 | 11 | 16 | 16 |
| Reserves | -35 | 205 | 131 | 151 | 573 | 523 |
| 75 | 158 | 206 | 223 | 292 | 276 | |
| 383 | 462 | 366 | 469 | 480 | 594 | |
| Total Liabilities | 423 | 836 | 714 | 855 | 1,360 | 1,409 |
| 1 | 9 | 15 | 16 | 25 | 23 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 1 | 2 | 5 | 6 | 9 |
| 421 | 826 | 698 | 834 | 1,329 | 1,376 | |
| Total Assets | 423 | 836 | 714 | 855 | 1,360 | 1,409 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| -35 | -321 | 27 | -22 | -68 | -78 | |
| 10 | -85 | -1 | 27 | -313 | 82 | |
| 73 | 329 | 18 | 3 | 515 | -2 | |
| Net Cash Flow | 49 | -76 | 44 | 8 | 133 | 2 |
| Free Cash Flow | -35 | -324 | 26 | -28 | -77 | -89 |
| CFO/OP | 30% | 237% | -20% | -21% | 77% | 182% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Debtor Days | 48 | 20 | 51 | 34 | 17 | 24 |
| Inventory Days | ||||||
| Days Payable | ||||||
| Cash Conversion Cycle | 48 | 20 | 51 | 34 | 17 | 24 |
| Working Capital Days | -369 | -233 | -234 | -140 | -163 | -159 |
| ROCE % | -57% | -17% | 9% | -15% | -2% |
Insights
In beta| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Payments GMV INR Bn |
|
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| Registered Users Million |
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| Total Merchants Million |
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| Digital Credit GMV (Disbursal) INR Mn |
|||||
| Assets Under Administration (Wealth AUA) INR Mn |
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| Customer Acquisition Cost (CAC) per New Registered User INR |
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| Revenue per Employee INR Cr |
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Extracted by Screener AI
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
22 May - MobiKwik will host a non-deal roadshow in Mumbai on May 28-29, 2026.
-
Announcement under Regulation 30 (LODR)-Restructuring
22 May - Board approves LSP business slump sale to subsidiary, MOA amendment, and IPO proceeds extension on May 22, 2026.
-
Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association
22 May - Board approved LSP business slump sale to MDSPL, MOA change for payment aggregator, and IPO proceeds extension.
-
Board Meeting Outcome for Outcome Of Board Meeting Held On May 22, 2026
22 May - On May 22, 2026, board approved slump sale of LSP business (22.7% revenue) to subsidiary and IPO-proceeds revision.
-
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
15 May - Transcript of the Earnings Call held on May 12, 2026
Concalls
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May 2026Transcript PPT REC
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Feb 2026Transcript PPT
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Nov 2025Transcript PPT REC
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Aug 2025Transcript PPT REC
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May 2025Transcript PPT
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Feb 2025Transcript PPT REC
Business Overview:[1]
OMSL operates a tech-first application based business that provides payments and digital financial services to consumers and merchants through its MobiKwik platform. This platform business has a two-sided payments network, consisting of consumers and merchants. It has acquired 161.03 million Registered Users and enabled 4.26 million Merchants to make and accept payments online and offline. Company added newer products to its digital credit, investments, and insurance verticals.