One Mobikwik Systems Ltd
Incorporated in 2009, One Mobikwik Systems
Ltd is a digital banking platform which offers
a wide range of financial products for both consumers and merchants[1]
- Market Cap ₹ 1,948 Cr.
- Current Price ₹ 249
- High / Low ₹ 698 / 227
- Stock P/E
- Book Value ₹ 75.8
- Dividend Yield 0.00 %
- ROCE -14.6 %
- ROE -32.4 %
- Face Value ₹ 2.00
Pros
- Debtor days have improved from 34.2 to 17.5 days.
Cons
- Stock is trading at 3.29 times its book value
- Company has low interest coverage ratio.
- Promoter holding is low: 25.0%
- Company has a low return on equity of -27.0% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| 289 | 527 | 539 | 875 | 1,170 | |
| 404 | 659 | 617 | 853 | 1,272 | |
| Operating Profit | -115 | -132 | -78 | 22 | -102 |
| OPM % | -40% | -25% | -14% | 3% | -9% |
| 14 | 17 | 22 | 15 | 22 | |
| Interest | 7 | 11 | 20 | 19 | 27 |
| Depreciation | 1 | 2 | 4 | 4 | 13 |
| Profit before tax | -110 | -128 | -81 | 14 | -120 |
| Tax % | 1% | -0% | 4% | 0% | 2% |
| -111 | -128 | -84 | 14 | -122 | |
| EPS in Rs | -1,107.46 | -22.41 | -14.66 | 2.46 | -15.64 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 31% |
| TTM: | 34% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 2% |
| TTM: | -965% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -27% |
| Last Year: | -32% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Equity Capital | 1 | 11 | 11 | 11 | 16 |
| Reserves | -35 | 205 | 131 | 151 | 573 |
| 75 | 158 | 206 | 223 | 292 | |
| 383 | 462 | 366 | 469 | 480 | |
| Total Liabilities | 423 | 836 | 714 | 855 | 1,360 |
| 1 | 9 | 15 | 16 | 25 | |
| CWIP | 0 | 0 | 0 | 0 | 0 |
| Investments | 1 | 1 | 2 | 5 | 6 |
| 421 | 826 | 698 | 834 | 1,329 | |
| Total Assets | 423 | 836 | 714 | 855 | 1,360 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| -35 | -321 | 27 | -22 | -68 | |
| 10 | -85 | -1 | 27 | -313 | |
| 73 | 329 | 18 | 3 | 515 | |
| Net Cash Flow | 49 | -76 | 44 | 8 | 133 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|
| Debtor Days | 48 | 20 | 51 | 34 | 17 |
| Inventory Days | |||||
| Days Payable | |||||
| Cash Conversion Cycle | 48 | 20 | 51 | 34 | 17 |
| Working Capital Days | -369 | -233 | -234 | -140 | -163 |
| ROCE % | -57% | -17% | 9% | -15% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
2d - Conference call on August 1, 2025, to discuss Q1 FY 2026 unaudited financial results.
-
Board Meeting Intimation for Consider And Approve The Unaudited Financial Results (Standalone And Consolidated) Of The Company For The Quarter Ended June 30, 2025
25 Jul - Board meeting on July 31 to approve Q1 2025 unaudited results; trading window closed till Aug 2.
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Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
21 Jul - Net 1 Applied Technologies sold 8% stake in One Mobikwik via open market on 26 June 2025.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
9 Jul - Certificate under Regulation 74(5) of the SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended June 30, 2025
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
3 Jul - MobiKwik subsidiary gets SEBI approval to act as stock broker and clearing member from July 1, 2025.
Concalls
-
May 2025Transcript PPT
-
Feb 2025Transcript PPT REC
Business Overview:[1]
OMSL operates a tech-first application based business that provides payments and digital financial services to consumers and merchants through its MobiKwik platform. This platform business has a two-sided payments network, consisting of consumers and merchants. It has acquired 161.03 million Registered Users and enabled 4.26 million Merchants to make and accept payments online and offline. Company added newer products to its digital credit, investments, and insurance verticals.