Manba Finance Ltd
₹ 137
1.17%
28 May
- close price
About
Incorporated in 1996, Manba Finance Ltd provides finance for vehicles, used cars, small business loans and personal loans[1]
Key Points
- Market Cap ₹ 686 Cr.
- Current Price ₹ 137
- High / Low ₹ 202 / 119
- Stock P/E 18.1
- Book Value ₹ 73.4
- Dividend Yield 0.37 %
- ROCE 13.1 %
- ROE 13.3 %
- Face Value ₹ 10.0
Pros
Cons
- Company has low interest coverage ratio.
- Company has a low return on equity of 13.4% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|
87 | 118 | 105 | 107 | 133 | 192 | 250 | |
Interest | 35 | 50 | 51 | 47 | 57 | 82 | 108 |
31 | 38 | 34 | 37 | 52 | 67 | 88 | |
Financing Profit | 22 | 29 | 21 | 23 | 25 | 43 | 55 |
Financing Margin % | 25% | 25% | 19% | 21% | 19% | 22% | 22% |
1 | -3 | -5 | -7 | 1 | 0 | 0 | |
Depreciation | 2 | 2 | 4 | 4 | 4 | 4 | 5 |
Profit before tax | 21 | 24 | 12 | 12 | 21 | 39 | 50 |
Tax % | 32% | 24% | 25% | 22% | 28% | 19% | 25% |
14 | 18 | 9 | 9 | 15 | 31 | 38 | |
EPS in Rs | 15.20 | 14.49 | 7.22 | 7.51 | 12.11 | 8.28 | 7.52 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 16% |
3 Years: | 33% |
TTM: | 31% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 13% |
3 Years: | 36% |
TTM: | 21% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | % |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 12% |
3 Years: | 13% |
Last Year: | 13% |
Balance Sheet
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|
Equity Capital | 9 | 13 | 13 | 13 | 13 | 38 | 50 |
Reserves | 94 | 123 | 130 | 140 | 154 | 163 | 319 |
Borrowing | 372 | 394 | 379 | 395 | 608 | 763 | 1,084 |
31 | 11 | 6 | 16 | 15 | 10 | 13 | |
Total Liabilities | 506 | 541 | 528 | 564 | 789 | 974 | 1,466 |
15 | 14 | 16 | 13 | 22 | 20 | 18 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 0 | 0 | 0 | 0 | 18 | 27 | 38 |
491 | 527 | 512 | 551 | 749 | 927 | 1,410 | |
Total Assets | 506 | 541 | 528 | 564 | 789 | 974 | 1,466 |
Cash Flows
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|
7 | 73 | 18 | -124 | -141 | -324 | ||
-1 | -1 | -1 | -19 | 1 | -15 | ||
-13 | -69 | 19 | 202 | 156 | 453 | ||
Net Cash Flow | -7 | 3 | 36 | 59 | 16 | 115 |
Ratios
Figures in Rs. Crores
Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|
ROE % | 17% | 9% | 10% | 10% | 17% | 13% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Earnings Call Transcript
1d - Transcript of earnings call held on 23rd May, 2025 for the quarter and year ended 31st March, 2025.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
24 May - Newspaper clipping of published audited financial results for the quarter and year ended March 31, 2025.
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
23 May - Audio recording of Q4 FY2025 earnings call available on company website.
-
Announcement under Regulation 30 (LODR)-Investor Presentation
23 May - Investor/Earning Presentation for the Q4 FY 2024-25
-
Compliances-Reg.24(A)-Annual Secretarial Compliance
22 May - Annual Secretarial Compliance Report for FY 2024-25 submitted by Manba Finance.
Concalls
-
May 2025Transcript PPT
-
Mar 2025TranscriptNotesPPT
-
Jan 2025Transcript PPT
-
Oct 2024Transcript PPT REC
Business Overview:[1][2]
MFL is an RBI registered Non Systematically Important Non Deposit Taking Non Banking Financial Company. It used to be a DSA for ICICI Bank for two-wheeler loans and later started its own book. Currently, it provides two wheelers, three wheelers, used cars, small business loans and personal loans.
Geographic Presence & Network:[2][3]
The company has a presence across 71 locations with a network of 1,118 dealers in 6 states which includes Maharashtra ~502, Gujarat ~248, Rajasthan ~160, Madhya Pradesh ~49, Uttar Pradesh ~21, and Chhattisgarh ~138.