Akme Fintrade (India) Ltd

Akme Fintrade (India) Ltd

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About

Incorporated in 1996, Akme Fintrade (India) Ltd provides specialized retail financing services to the lower-income and middle-income groups[1]

Key Points

Business Overview:[1][2]
AFIL, an RBI-registered NBFC, focuses on rural and semi-urban finance, operating 28 branches and 30+ sales points across Rajasthan, Maharashtra, MP, and Gujarat. It serves 2+ lakh customers with an AUM of ₹523+ crore, borrowings of ₹240+ crore, GNPA of 2.86%, and NNPA of 1.27%.

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  • Dividend Yield %
  • ROCE %
  • ROE %
  • Face Value

Pros

Cons

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Quarterly Results

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Dividend Payout %
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: %

Balance Sheet

Figures in Rs. Crores

Equity Capital
Reserves
Borrowing
Total Liabilities
CWIP
Investments
Total Assets

Cash Flows

Figures in Rs. Crores

Net Cash Flow
Free Cash Flow
CFO/OP

Ratios

Figures in Rs. Crores

ROE %

Insights

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Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2025
Assets Under Management (AUM)
₹ Cr ・Standalone data

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Loan Disbursement
₹ Cr ・Standalone data
Staff Members
Number ・Standalone data
Live Loan Accounts
Number ・Standalone data
Number of Branches
Number ・Standalone data
Commercial Vehicle Loan AUM
₹ Cr ・Standalone data
SME/LAP Loan AUM
₹ Cr ・Standalone data
Two-Wheeler Loan AUM
₹ Cr ・Standalone data
Customers Served (Cumulative)
Number ・Standalone data

Shareholding Pattern

Numbers in percentages

8 Recently
Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
41.57% 41.57% 41.57% 41.24% 41.24% 41.20% 41.20%
5.76% 3.49% 1.07% 0.77% 0.75% 0.57% 0.40%
3.16% 3.11% 3.11% 2.99% 2.86% 2.81% 2.81%
49.51% 51.82% 54.24% 54.99% 55.15% 55.42% 55.58%
No. of Shareholders 27,04421,23421,78823,70430,59440,98143,657

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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