Saraswati Commercial (India) Ltd
₹ 12,578
-7.82%
09 Jul
- close price
About
Incorporated in 1983, Saraswati Commercial (India) Ltd deals in shares and securities & lending[1]
Key Points
- Market Cap ₹ 1,345 Cr.
- Current Price ₹ 12,578
- High / Low ₹ 15,799 / 8,650
- Stock P/E 14.6
- Book Value ₹ 10,050
- Dividend Yield 0.00 %
- ROCE 10.9 %
- ROE 8.92 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
- Company has delivered good profit growth of 34.0% CAGR over last 5 years
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has a low return on equity of 10.2% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 19 | 11 | 16 | 9 | 1 | 28 | 87 | 24 | 128 | 75 | 121 | |
| Interest | 4 | 3 | 0 | 0 | 0 | 2 | 1 | 2 | 2 | 2 | 3 |
| 1 | 3 | 2 | 2 | 14 | 2 | 2 | 3 | 3 | 5 | 6 | |
| Financing Profit | 14 | 5 | 14 | 8 | -13 | 25 | 84 | 19 | 123 | 69 | 112 |
| Financing Margin % | 72% | 48% | 84% | 81% | -959% | 89% | 96% | 80% | 96% | 91% | 93% |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 14 | 5 | 14 | 8 | -13 | 25 | 84 | 19 | 123 | 69 | 112 |
| Tax % | 0% | -2% | -17% | 10% | -26% | 14% | 22% | 39% | 16% | 22% | 18% |
| 14 | 5 | 16 | 7 | -10 | 21 | 65 | 12 | 104 | 53 | 92 | |
| EPS in Rs | 159.46 | 67.44 | -96.01 | 213.11 | 630.35 | 113.51 | 1,008.84 | 487.45 | 842.32 | ||
| Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 20% |
| 5 Years: | 34% |
| 3 Years: | 71% |
| TTM: | 60% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 21% |
| 5 Years: | 34% |
| 3 Years: | 99% |
| TTM: | 73% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 37% |
| 3 Years: | 73% |
| 1 Year: | -10% |
| Return on Equity | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 10% |
| 3 Years: | 10% |
| Last Year: | 9% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.64 | 0.64 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Reserves | 35 | 115 | 128 | 135 | 156 | 278 | 426 | 437 | 696 | 966 | 1,100 |
| Borrowing | 42 | 8 | 32 | 0 | 10 | 5 | 28 | 22 | 0 | 43 | 0 |
| 5 | 9 | 1 | 1 | 1 | 15 | 34 | 30 | 73 | 98 | 117 | |
| Total Liabilities | 82 | 133 | 162 | 137 | 168 | 299 | 488 | 490 | 770 | 1,109 | 1,218 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 51 | 97 | 119 | 117 | 137 | 292 | 474 | 489 | 762 | 1,084 | 1,097 |
| 32 | 36 | 42 | 20 | 31 | 7 | 14 | 2 | 8 | 25 | 121 | |
| Total Assets | 82 | 133 | 162 | 137 | 168 | 299 | 488 | 490 | 770 | 1,109 | 1,218 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | -114 | |
| 20 | 27 | 8 | 16 | 16 | 4 | -81 | -22 | -7 | -108 | 139 | |
| -4 | -3 | -3 | -0 | 9 | -7 | 33 | -7 | -24 | 120 | -45 | |
| Net Cash Flow | 0 | 2 | -1 | -0 | 7 | -7 | 2 | -2 | 2 | 20 | -21 |
| Free Cash Flow | -16 | -23 | -6 | -16 | -18 | -5 | 50 | 27 | 33 | 9 | -114 |
| CFO/OP | -80% | -283% | -35% | -195% | 136% | -19% | 68% | 185% | 36% | 33% | -86% |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 39% | 7% | 13% | 5% | -7% | 10% | 18% | 3% | 18% | 6% | 9% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Number of Permanent Employees count ・Standalone data |
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| Number of Subsidiaries count ・Standalone data |
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| Total Investment Portfolio Rs. Lakhs ・Standalone data |
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| Loan Book (Total Advances) Rs. Lakhs ・Standalone data |
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| Quoted Investments Rs. Lakhs ・Standalone data |
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| Unquoted Investments Rs. Lakhs ・Standalone data |
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Documents
Announcements
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Clarification On The Price Movement In The Price Of The Company''s Scrip.
3h - Company clarifies recent share price movement is market-driven, with no undisclosed price-sensitive information.
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Clarification Sought from Saraswati Commercial India Ltd
1d - Exchange has sought clarification from Saraswati Commercial India Ltd on July 8, 2026 with reference to significant movement in price, in order to ensure that …
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
2d - Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended 30.06.2026.
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Closure of Trading Window
25 Jun - Trading window closes from July 1, 2026 until 48 hours after Q1 FY27 results.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
3 Jun - Newspaper Publication regarding Special Window for Transfer & Dematerialization of physical securities of Saraswati Commercial (India) Limited.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
from bse
Business Overview:[1][2][3]
SCIL is a Systemically Important Non
deposit-taking Non-Banking Financial
Company registered with RBI under the category of Investment and Credit Company.
It is in the business of investment in shares
and securities and lending activities. Company is identified for categorization as NBFC -Middle Layer under Scale Based Regulation, as the asset size of the company together with other NBFCs in a group is 1000+ crores.