Viji Finance Ltd
Incorporated in 1994, Viji Finance Ltd is engaged in providing financial services[1]
- Market Cap ₹ 39.0 Cr.
- Current Price ₹ 2.80
- High / Low ₹ 3.48 / 1.15
- Stock P/E 279
- Book Value ₹ 0.85
- Dividend Yield 0.00 %
- ROCE 1.41 %
- ROE 1.16 %
- Face Value ₹ 1.00
Pros
Cons
- Stock is trading at 3.27 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -1.69%
- The company has delivered a poor sales growth of -4.75% over past five years.
- Company has a low return on equity of 2.86% over last 3 years.
- Company might be capitalizing the interest cost
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|
1.37 | 1.72 | 2.31 | 1.76 | 0.99 | 0.94 | 1.22 | 2.09 | 1.38 | |
0.69 | 0.67 | 0.32 | 0.99 | 0.73 | 0.26 | 0.64 | 0.94 | 0.79 | |
Operating Profit | 0.68 | 1.05 | 1.99 | 0.77 | 0.26 | 0.68 | 0.58 | 1.15 | 0.59 |
OPM % | 49.64% | 61.05% | 86.15% | 43.75% | 26.26% | 72.34% | 47.54% | 55.02% | 42.75% |
0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.00 | 0.05 | 0.00 | 0.00 | |
Interest | 0.06 | 0.07 | 0.04 | 0.05 | 0.03 | 0.04 | 0.06 | 0.20 | 0.14 |
Depreciation | 0.05 | 0.05 | 0.04 | 0.05 | 0.05 | 0.05 | 0.08 | 0.35 | 0.27 |
Profit before tax | 0.57 | 0.93 | 1.91 | 0.67 | 0.19 | 0.59 | 0.49 | 0.60 | 0.18 |
Tax % | 40.35% | 33.33% | 26.70% | 50.75% | 31.58% | 23.73% | 10.20% | 26.67% | 27.78% |
0.34 | 0.62 | 1.40 | 0.33 | 0.13 | 0.45 | 0.44 | 0.43 | 0.14 | |
EPS in Rs | 0.02 | 0.04 | 0.10 | 0.02 | 0.01 | 0.03 | 0.03 | 0.03 | 0.01 |
Dividend Payout % | 66.18% | 12.10% | 5.89% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | -5% |
3 Years: | 14% |
TTM: | -34% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | -16% |
3 Years: | -32% |
TTM: | -67% |
Stock Price CAGR | |
---|---|
10 Years: | -8% |
5 Years: | 49% |
3 Years: | 30% |
1 Year: | 88% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 3% |
3 Years: | 3% |
Last Year: | 1% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|
Equity Capital | 7.50 | 7.50 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 | 8.25 |
Reserves | 0.96 | 1.30 | 1.95 | 2.18 | 2.31 | 2.91 | 3.35 | 3.79 | 3.93 |
1.05 | 3.05 | 3.18 | 3.94 | 4.30 | 3.55 | 4.67 | 9.19 | 12.06 | |
0.51 | 0.51 | 0.77 | 0.90 | 1.14 | 1.04 | 1.19 | 1.32 | 1.12 | |
Total Liabilities | 10.02 | 12.36 | 14.15 | 15.27 | 16.00 | 15.75 | 17.46 | 22.55 | 25.36 |
0.45 | 0.34 | 0.30 | 0.28 | 0.24 | 0.19 | 0.68 | 2.30 | 2.04 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.03 | 0.00 | 0.02 | 0.28 | 0.03 | 0.05 | 0.06 | 0.05 | 0.05 |
9.54 | 12.02 | 13.83 | 14.71 | 15.73 | 15.51 | 16.72 | 20.20 | 23.27 | |
Total Assets | 10.02 | 12.36 | 14.15 | 15.27 | 16.00 | 15.75 | 17.46 | 22.55 | 25.36 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|
-1.09 | -0.37 | -0.68 | -0.46 | 0.72 | -1.06 | -2.47 | -2.84 | ||
0.05 | -0.02 | -0.39 | 0.16 | -0.02 | -0.58 | -1.96 | -0.01 | ||
1.40 | 0.09 | 0.73 | 0.36 | -0.30 | 1.12 | 4.52 | 2.86 | ||
Net Cash Flow | 0.36 | -0.30 | -0.35 | 0.06 | 0.41 | -0.51 | 0.09 | 0.01 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 10.61 | 0.00 | 55.99 | 11.06 | 11.65 | 0.00 | 0.00 | 0.00 |
Inventory Days | |||||||||
Days Payable | |||||||||
Cash Conversion Cycle | 0.00 | 10.61 | 0.00 | 55.99 | 11.06 | 11.65 | 0.00 | 0.00 | 0.00 |
Working Capital Days | -119.89 | -55.17 | -91.65 | -105.77 | -368.69 | -368.88 | -308.16 | -193.85 | -259.20 |
ROCE % | 9.36% | 15.46% | 5.19% | 1.51% | 4.26% | 3.55% | 4.27% | 1.41% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Change in Management
2d - Confirmation of appointments of key managerial personnel.
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Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s
2d - Appointment of Dharmendra K Agarwal & Co. as Statutory Auditor.
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Shareholder Meeting / Postal Ballot-Scrutinizer''s Report
2d - Submission of AGM scrutinizer's report and voting results.
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Shareholder Meeting / Postal Ballot-Outcome of AGM
30 Sep - Summary of 30th Annual General Meeting proceedings.
-
Closure of Trading Window
26 Sep - Closure of trading window for financial results.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
Business Overview[1][2][3]
Company is a Non Systematically Important
Non Deposit Taking Non-Banking Finance Company registered with RBI. It provides
working capital loans to corporates and most of the loans are unsecured. Loans are only extended to borrowers the promoter is familiar.