Trust Fintech Ltd
Incorporated in 1998, Trust Fintech Ltd is in the business of selling software and allied services[1]
- Market Cap ₹ 144 Cr.
- Current Price ₹ 60.3
- High / Low ₹ 221 / 42.7
- Stock P/E 17.9
- Book Value ₹ 46.0
- Dividend Yield 0.83 %
- ROCE 14.6 %
- ROE 10.4 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Earnings include an other income of Rs.4.38 Cr.
- Company has high debtors of 159 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Information Technology Information Technology IT - Software Software Products
Half Yearly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| 34.73 | 31.26 | |
| 17.02 | 22.42 | |
| Operating Profit | 17.71 | 8.84 |
| OPM % | 50.99% | 28.28% |
| 0.23 | 4.38 | |
| Interest | 0.02 | 0.10 |
| Depreciation | 1.23 | 1.96 |
| Profit before tax | 16.69 | 11.16 |
| Tax % | 25.10% | 28.32% |
| 12.50 | 8.01 | |
| EPS in Rs | 7.13 | 3.36 |
| Dividend Payout % | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -10% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | -36% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -68% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 10% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| Equity Capital | 17.54 | 23.83 |
| Reserves | 27.57 | 85.74 |
| 0.17 | 0.00 | |
| 7.16 | 7.99 | |
| Total Liabilities | 52.44 | 117.56 |
| 12.85 | 16.91 | |
| CWIP | 8.34 | 15.94 |
| Investments | 7.94 | 53.86 |
| 23.31 | 30.85 | |
| Total Assets | 52.44 | 117.56 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| 12.68 | -36.74 | |
| -17.09 | -13.96 | |
| 5.62 | 53.12 | |
| Net Cash Flow | 1.21 | 2.41 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2024 | Mar 2025 | |
|---|---|---|
| Debtor Days | 124.96 | 159.26 |
| Inventory Days | ||
| Days Payable | ||
| Cash Conversion Cycle | 124.96 | 159.26 |
| Working Capital Days | 99.95 | 159.03 |
| ROCE % | 14.55% |
Documents
Announcements
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Quarterly Compliance Report on Corporate governance - within 21 days from the end of the quarter
17 October 2025 - Trust Fintech exempt from Reg 27(2) governance filing for quarter ended 30 Sep 2025; listed on NSE EMERGE.
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Bagging/Receiving of orders/contracts
14 October 2025 - Mumbai Bank PO worth Rs.1,57,50,000 for add-on modules; delivery within five working weeks.
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Rumour Verification - Regulation 30(11)
10 October 2025 - 10 Oct 2025: Company denies undisclosed information; attributes price movement to market conditions.
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Price movement
9 October 2025 - Investors have latest relevant information about the company and to inform the market place so that the interest of the investors is safeguarded, has written …
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Certificate under SEBI (Depositories and Participants) Regulations, 2018
9 October 2025 - Regulation 74(5) certificate for quarter ended 30 Sep 2025: all shares dematerialised; no rematerialisation requests.
Business Overview:[1][2]
TFL is a CMMI Level 5, ISO 9001:2015, and ISO 27001:2013 certified company specializing in software solutions and services. Its offerings cover sectors including banking, ERP implementation, customized software development, SAP B1, and offshore IT services.