Times Guaranty Ltd
₹ 175
6.52%
22 May
4:01 p.m.
About
Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.
Key Points
- Market Cap ₹ 157 Cr.
- Current Price ₹ 175
- High / Low ₹ 215 / 98.7
- Stock P/E 66.9
- Book Value ₹ 53.1
- Dividend Yield 0.00 %
- ROCE 6.05 %
- ROE 5.04 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Company's working capital requirements have reduced from 212 days to 65.1 days
Cons
- Stock is trading at 3.22 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 8.39% over past five years.
- Company has a low return on equity of 3.78% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
1.65 | 0.57 | 0.12 | 5.57 | 1.11 | 2.95 | 2.36 | 8.74 | 2.72 | 1.96 | 3.24 | 3.53 | |
0.30 | 0.38 | 0.37 | 0.44 | 0.47 | 0.57 | 0.66 | 0.63 | 0.69 | 0.90 | 0.89 | 0.89 | |
Operating Profit | 1.35 | 0.19 | -0.25 | 5.13 | 0.64 | 2.38 | 1.70 | 8.11 | 2.03 | 1.06 | 2.35 | 2.64 |
OPM % | 81.82% | 33.33% | -208.33% | 92.10% | 57.66% | 80.68% | 72.03% | 92.79% | 74.63% | 54.08% | 72.53% | 74.79% |
0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 | 0.18 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 0.02 | 0.01 | 0.00 | 0.00 |
Depreciation | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | 1.33 | 0.20 | -0.25 | 5.13 | 0.64 | 2.38 | 1.71 | 8.05 | 2.01 | 1.07 | 2.36 | 2.82 |
Tax % | 10.53% | 5.00% | 0.00% | 20.86% | 25.00% | 31.09% | 22.22% | 18.51% | 21.89% | 13.08% | 24.15% | 16.67% |
1.19 | 0.19 | -0.25 | 4.06 | 0.48 | 1.64 | 1.33 | 6.55 | 1.57 | 0.94 | 1.79 | 2.35 | |
EPS in Rs | 1.32 | 0.21 | -0.28 | 4.51 | 0.53 | 1.82 | 1.48 | 7.28 | 1.75 | 1.05 | 1.99 | 2.61 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 20% |
5 Years: | 8% |
3 Years: | 9% |
TTM: | 9% |
Compounded Profit Growth | |
---|---|
10 Years: | 29% |
5 Years: | 12% |
3 Years: | 14% |
TTM: | 31% |
Stock Price CAGR | |
---|---|
10 Years: | 21% |
5 Years: | 54% |
3 Years: | 51% |
1 Year: | 59% |
Return on Equity | |
---|---|
10 Years: | 6% |
5 Years: | 6% |
3 Years: | 4% |
Last Year: | 5% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
Reserves | 15.08 | 15.26 | 15.01 | 19.07 | 19.55 | 24.25 | 25.57 | 32.11 | 33.71 | 34.65 | 36.43 | 38.77 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
0.77 | 0.84 | 0.88 | 1.04 | 1.04 | 0.09 | 0.15 | 0.27 | 0.07 | 0.06 | 0.07 | 0.16 | |
Total Liabilities | 24.85 | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 47.93 |
0.00 | 0.00 | 0.00 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.00 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 23.54 | 23.82 | 23.65 | 28.04 | 28.25 | 32.20 | 22.62 | 24.86 | 30.55 | 41.09 | 23.30 | 29.51 |
1.31 | 1.28 | 1.24 | 1.00 | 1.27 | 1.07 | 12.03 | 16.45 | 12.16 | 2.55 | 22.13 | 18.42 | |
Total Assets | 24.85 | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 47.93 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.05 | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.80 | 8.64 | -0.79 | -0.81 | |
0.00 | 0.00 | 0.17 | -4.45 | 0.90 | 0.53 | 10.89 | 5.85 | -4.19 | -8.86 | 1.61 | 2.05 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Net Cash Flow | 0.05 | -0.02 | -0.04 | 0.03 | -0.03 | 0.01 | 0.33 | 0.40 | -0.40 | -0.22 | 0.82 | 1.24 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 205.47 | 29.52 | 0.00 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 205.47 | 29.52 | 0.00 | 0.00 | 0.00 |
Working Capital Days | 4.42 | -19.21 | -30.42 | -0.66 | -9.86 | 121.25 | 1,784.79 | 644.81 | 1,578.09 | 443.21 | 127.30 | 65.14 |
ROCE % | 5.66% | 0.83% | -1.04% | 19.70% | 2.26% | 7.70% | 5.04% | 21.46% | 4.84% | 2.50% | 5.30% | 6.05% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/s
14h - Appointment of V.B. Goel & Co. as statutory auditors for five years from 35th to 40th AGM.
-
Announcement under Regulation 30 (LODR)-Change in Management
14h - Recommended appointment of M/s. Aabid & Co. as secretarial auditor for five years from 35th AGM.
-
Announcement under Regulation 30 (LODR)-Change in Management
14h - Appointment of Raju & Prasad as internal auditors for FY 2025-26 from May 21, 2025.
-
Announcement under Regulation 30 (LODR)-Change in Management
14h - Appointment of M/s. Aabid & Co. as secretarial auditor for FY 2024-2025.
-
Announcement under Regulation 30 (LODR)-Change in Management
14h - Mrs. Niru Kanodia appointed CEO and KMP of Times Guaranty Limited effective May 21, 2025.
Annual reports
-
Financial Year 2024
from bse
-
Financial Year 2023
from bse
-
Financial Year 2022
from bse
-
Financial Year 2021
from bse
-
Financial Year 2020
from bse
-
Financial Year 2019
from bse
-
Financial Year 2018
from bse
-
Financial Year 2017
from bse
-
Financial Year 2016
from bse
-
Financial Year 2015
from bse
-
Financial Year 2014
from bse
-
Financial Year 2013
from bse
-
Financial Year 2012
from bse
-
Financial Year 2011
from bse
-
Financial Year 2010
from nse
Registration:[1]
Company is registered with SEBI as Category I Merchant Banker and has membership of over the Counter Exchange of India. Also, company has a NBFC registration certification (without accepting public deposits) from Reserve bank of India.