Times Guaranty Ltd
₹ 175
1.81%
30 Apr
- close price
About
Incorporated in 1989, Times Guaranty Ltd is an NBFC and is engaged in investing activities of its own funds.
Key Points
- Market Cap ₹ 157 Cr.
- Current Price ₹ 175
- High / Low ₹ 215 / 86.4
- Stock P/E 77.6
- Book Value ₹ 51.7
- Dividend Yield 0.00 %
- ROCE 5.30 %
- ROE 4.02 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
- Company's working capital requirements have reduced from 716 days to 127 days
Cons
- Stock is trading at 3.39 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 1.89% over past five years.
- Company has a low return on equity of 3.32% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2.38 | 1.65 | 0.57 | 0.12 | 5.57 | 1.11 | 2.95 | 2.36 | 8.74 | 2.72 | 1.96 | 3.24 | 3.39 | |
0.25 | 0.30 | 0.38 | 0.37 | 0.44 | 0.47 | 0.57 | 0.66 | 0.63 | 0.69 | 0.90 | 0.89 | 0.90 | |
Operating Profit | 2.13 | 1.35 | 0.19 | -0.25 | 5.13 | 0.64 | 2.38 | 1.70 | 8.11 | 2.03 | 1.06 | 2.35 | 2.49 |
OPM % | 89.50% | 81.82% | 33.33% | -208.33% | 92.10% | 57.66% | 80.68% | 72.03% | 92.79% | 74.63% | 54.08% | 72.53% | 73.45% |
0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.02 | 0.01 | 0.00 | |
Interest | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.07 | 0.02 | 0.01 | 0.00 | 0.00 |
Depreciation | 0.00 | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit before tax | 2.13 | 1.33 | 0.20 | -0.25 | 5.13 | 0.64 | 2.38 | 1.71 | 8.05 | 2.01 | 1.07 | 2.36 | 2.49 |
Tax % | 8.92% | 10.53% | 5.00% | 0.00% | 20.86% | 25.00% | 31.09% | 22.22% | 18.51% | 21.89% | 13.08% | 24.15% | |
1.94 | 1.19 | 0.19 | -0.25 | 4.06 | 0.48 | 1.64 | 1.33 | 6.55 | 1.57 | 0.94 | 1.79 | 2.03 | |
EPS in Rs | 2.16 | 1.32 | 0.21 | -0.28 | 4.51 | 0.53 | 1.82 | 1.48 | 7.28 | 1.75 | 1.05 | 1.99 | 2.25 |
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Compounded Sales Growth | |
---|---|
10 Years: | 7% |
5 Years: | 2% |
3 Years: | -28% |
TTM: | 7% |
Compounded Profit Growth | |
---|---|
10 Years: | 4% |
5 Years: | 2% |
3 Years: | -35% |
TTM: | 15% |
Stock Price CAGR | |
---|---|
10 Years: | 23% |
5 Years: | 57% |
3 Years: | 50% |
1 Year: | 100% |
Return on Equity | |
---|---|
10 Years: | 5% |
5 Years: | 6% |
3 Years: | 3% |
Last Year: | 4% |
Balance Sheet
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Sep 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 | 9.00 |
Reserves | 13.89 | 15.08 | 15.26 | 15.01 | 19.07 | 19.55 | 24.25 | 25.57 | 32.11 | 33.71 | 34.65 | 36.43 | 37.48 |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
0.74 | 0.77 | 0.84 | 0.88 | 1.04 | 1.04 | 0.09 | 0.15 | 0.27 | 0.07 | 0.06 | 0.07 | 0.15 | |
Total Liabilities | 23.63 | 24.85 | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 46.63 |
0.01 | 0.00 | 0.00 | 0.00 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | 0.07 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 22.48 | 23.54 | 23.82 | 23.65 | 28.04 | 28.25 | 32.20 | 22.62 | 24.86 | 30.55 | 41.09 | 23.30 | 29.30 |
1.14 | 1.31 | 1.28 | 1.24 | 1.00 | 1.27 | 1.07 | 12.03 | 16.45 | 12.16 | 2.55 | 22.13 | 17.26 | |
Total Assets | 23.63 | 24.85 | 25.10 | 24.89 | 29.11 | 29.59 | 33.34 | 34.72 | 41.38 | 42.78 | 43.71 | 45.50 | 46.63 |
Cash Flows
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
0.00 | 0.05 | -0.02 | -0.21 | 4.48 | -0.93 | -0.53 | -10.56 | -5.45 | 3.80 | 8.64 | -0.79 | |
0.00 | 0.00 | 0.00 | 0.17 | -4.45 | 0.90 | 0.53 | 10.89 | 5.85 | -4.19 | -8.86 | 1.61 | |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Net Cash Flow | 0.00 | 0.05 | -0.02 | -0.04 | 0.03 | -0.03 | 0.01 | 0.33 | 0.40 | -0.40 | -0.22 | 0.82 |
Ratios
Figures in Rs. Crores
Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 205.47 | 29.52 | 0.00 | 0.00 |
Inventory Days | ||||||||||||
Days Payable | ||||||||||||
Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 205.47 | 29.52 | 0.00 | 0.00 |
Working Capital Days | 1.53 | 4.42 | -19.21 | -30.42 | -0.66 | -9.86 | 121.25 | 1,784.79 | 644.81 | 1,578.09 | 443.21 | 127.30 |
ROCE % | 9.71% | 5.66% | 0.83% | -1.04% | 19.70% | 2.26% | 7.70% | 5.04% | 21.46% | 4.84% | 2.50% | 5.30% |
Documents
Announcements
-
Intimation Of Approval Received From Stock Exchange On Application For Reclassification From "Promoter Category" And "Promoter Group Category" To "Public Category" Under Regulation 30 And Regulation 31A Of SEBI (LODR) Regulations, 2015
6m - Bennett, Coleman & Co reclassified from promoter to public category by BSE and NSE approval.
-
Format of the Initial Disclosure to be made by an entity identified as a Large Corporate : Annexure A
28 Apr - Times Guaranty confirms not classified as Large Corporate; zero borrowings as of March 31, 2025.
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018 11 Apr
-
Announcement under Regulation 30 (LODR)-Resignation of Chief Executive Officer (CEO)
7 Apr - Completion of tenure of Executive Director and CEO.
-
Announcement under Regulation 30 (LODR)-Resignation of Chief Executive Officer (CEO)
3 Apr - Completion of tenure of Executive Director and CEO.
Annual reports
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Financial Year 2024
from bse
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Financial Year 2023
from bse
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Financial Year 2022
from bse
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Financial Year 2021
from bse
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Financial Year 2020
from bse
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Financial Year 2019
from bse
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Financial Year 2018
from bse
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Financial Year 2017
from bse
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Financial Year 2016
from bse
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Financial Year 2015
from bse
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Financial Year 2014
from bse
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Financial Year 2013
from bse
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Financial Year 2012
from bse
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Financial Year 2011
from bse
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Financial Year 2010
from nse
Registration:[1]
Company is registered with SEBI as Category I Merchant Banker and has membership of over the Counter Exchange of India. Also, company has a NBFC registration certification (without accepting public deposits) from Reserve bank of India.