Tourism Finance Corporation of India Ltd
Tourism Finance Corporation of India Ltd provides financial assistance to the tourism sector comprising hotels, resorts, restaurants, food courts, amusement parks, ropeways, multiplexes, etc. [1]
- Market Cap ₹ 3,778 Cr.
- Current Price ₹ 81.6
- High / Low ₹ 86.5 / 51.0
- Stock P/E 24.5
- Book Value ₹ 28.4
- Dividend Yield 0.72 %
- ROCE 11.1 %
- ROE 9.75 %
- Face Value ₹ 2.00
Pros
- Company has been maintaining a healthy dividend payout of 24.7%
Cons
- Stock is trading at 2.88 times its book value
- The company has delivered a poor sales growth of 1.15% over past five years.
- Promoter holding is low: 3.85%
- Company has a low return on equity of 9.01% over last 3 years.
- Promoter holding has decreased over last 3 years: -14.1%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Financial Institution
Part of BSE Financial Services
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 186 | 185 | 208 | 224 | 230 | 266 | 258 | 254 | 231 | 242 | 252 | 274 | 291 | |
| Interest | 85 | 90 | 91 | 96 | 104 | 121 | 130 | 120 | 91 | 100 | 100 | 93 | 98 |
| 20 | 19 | 43 | 20 | 18 | 47 | 27 | 25 | 30 | 27 | 31 | 27 | 32 | |
| Financing Profit | 81 | 75 | 74 | 107 | 108 | 98 | 101 | 109 | 111 | 115 | 121 | 153 | 161 |
| Financing Margin % | 43% | 41% | 35% | 48% | 47% | 37% | 39% | 43% | 48% | 47% | 48% | 56% | 55% |
| 2 | 1 | 24 | 0 | 6 | 0 | 0 | 0 | 0 | 0 | 8 | 3 | 35 | |
| Depreciation | 1 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 1 |
| Profit before tax | 82 | 76 | 97 | 107 | 114 | 97 | 100 | 108 | 109 | 114 | 128 | 156 | 196 |
| Tax % | 26% | 29% | 27% | 28% | 24% | 17% | 19% | 21% | 20% | 20% | 19% | 21% | |
| 60 | 54 | 70 | 77 | 86 | 81 | 81 | 85 | 88 | 91 | 104 | 123 | 154 | |
| EPS in Rs | 1.49 | 1.33 | 1.75 | 1.92 | 2.14 | 2.01 | 2.00 | 1.89 | 1.95 | 2.02 | 2.24 | 2.67 | 3.33 |
| Dividend Payout % | 24% | 27% | 23% | 21% | 21% | 0% | 8% | 13% | 25% | 25% | 27% | 22% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 4% |
| 5 Years: | 1% |
| 3 Years: | 6% |
| TTM: | 15% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 9% |
| 5 Years: | 9% |
| 3 Years: | 12% |
| TTM: | 41% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | 26% |
| 5 Years: | 40% |
| 3 Years: | 67% |
| 1 Year: | 45% |
| Return on Equity | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | 9% |
| 3 Years: | 9% |
| Last Year: | 10% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 81 | 81 | 81 | 81 | 81 | 81 | 81 | 90 | 90 | 90 | 93 | 93 |
| Reserves | 398 | 433 | 474 | 597 | 656 | 673 | 711 | 847 | 927 | 999 | 1,124 | 1,223 |
| Borrowing | 956 | 996 | 1,050 | 1,304 | 1,324 | 1,447 | 1,360 | 1,272 | 999 | 978 | 862 | 1,078 |
| 65 | 80 | 96 | 35 | 30 | 43 | 34 | 35 | 29 | 39 | 23 | 19 | |
| Total Liabilities | 1,501 | 1,590 | 1,700 | 2,017 | 2,091 | 2,244 | 2,185 | 2,245 | 2,045 | 2,106 | 2,102 | 2,412 |
| 30 | 29 | 20 | 15 | 14 | 18 | 16 | 17 | 15 | 15 | 14 | 13 | |
| CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 190 | 255 | 248 | 301 | 318 | 219 | 159 | 165 | 338 | 461 | 259 | 249 |
| 1,281 | 1,307 | 1,432 | 1,701 | 1,758 | 2,008 | 2,010 | 2,062 | 1,692 | 1,630 | 1,830 | 2,150 | |
| Total Assets | 1,501 | 1,590 | 1,700 | 2,017 | 2,091 | 2,244 | 2,185 | 2,245 | 2,045 | 2,106 | 2,102 | 2,412 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 15 | 22 | -7 | 135 | -54 | 161 | -171 | 139 | -137 | -7 | 70 | -46 | |
| -0 | -0 | 31 | -0 | -0 | -1 | -0 | -2 | -0 | -0 | 12 | -0 | |
| -21 | -19 | -19 | -20 | -20 | -22 | -1 | 57 | -12 | -22 | 26 | -28 | |
| Net Cash Flow | -6 | 3 | 6 | 115 | -74 | 139 | -172 | 193 | -149 | -29 | 109 | -74 |
| Free Cash Flow | 15 | 22 | 24 | 135 | -54 | 161 | -171 | 137 | -137 | -7 | 83 | -46 |
| CFO/OP | 21% | 26% | 9% | 80% | -15% | 81% | -65% | 70% | -59% | 8% | 42% | -7% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | 13% | 11% | 10% | 13% | 12% | 11% | 10% | 10% | 9% | 9% | 9% | 10% |
Insights
In beta| Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Loan Book Rs. Crore |
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| Cumulative Sanctioned Projects Count |
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| Disbursements During the Year Rs. Crore |
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| Top Borrower Concentration % |
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Extracted by Screener AI
Documents
Announcements
- Announcement under Regulation 30 (LODR)-Newspaper Publication 1d
- Announcement under Regulation 30 (LODR)-Investor Presentation 1d
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Announcement under Regulation 30 (LODR)-Amendments to Memorandum & Articles of Association
2d - Board approved Q1 FY27 unaudited results; PAT Rs 61.21 crore, proposed AoA amendment.
- Financial Results For Quarter Ended Jun 30, 2026 2d
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Board Meeting Outcome for Outcome Of Board Meeting
2d - Board approved Q1 FY27 unaudited results and proposed Articles amendment deleting Common Seal clauses.
Annual reports
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Financial Year 2025
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2012
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Concalls
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Jul 2026TranscriptAI SummaryPPT
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Nov 2022TranscriptAI SummaryPPT
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Nov 2021TranscriptAI SummaryPPT
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Aug 2021TranscriptAI SummaryPPT
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Jun 2021TranscriptAI SummaryPPT
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Jun 2021TranscriptAI SummaryPPT
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Nov 2020TranscriptAI SummaryPPT
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Jun 2020TranscriptAI SummaryPPT
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Feb 2020TranscriptAI SummaryPPT
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Nov 2019TranscriptAI SummaryPPT
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Sep 2019TranscriptAI SummaryPPT
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Jun 2019TranscriptAI SummaryPPT
Offerings
The company provides financial assistance to tourism-related projects such as hotels, resorts, restaurants, amusement parks, etc, primarily in the form of long-term loans as well as by investing in the debentures, equity, preference shares, etc, of such companies. [1]