Starteck Finance Ltd

Starteck Fin. Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Starteck Finance Ltd

₹ 298 0.13%
22 May - close price
niveditaindia.com BSE: 512381 NSE: STARTECK
About

Incorporated in 1985, Starteck Finance Ltd
is in the investment and lending business[1]

Key Points

Business Overview:[1][2]
SFL is registered as a Non-Systematically Important Non-Deposit Accepting Non
Banking Financial Company. It is in the
business of financing the needs of various
corporations having a presence in urban
and semi-urban areas of India. The company has a diversified lending portfolio across Retail, Small, Medium Enterprises and Commercial customers

Website BSE NSE
  • Market Cap ₹ 298 Cr.
  • Current Price ₹ 298
  • High / Low ₹ 380 / 200
  • Stock P/E 30.0
  • Book Value ₹ 208
  • Dividend Yield 0.08 %
  • ROCE 7.65 %
  • ROE 5.86 %
  • Face Value ₹ 10.0
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Pros

Cons

  • Company has low interest coverage ratio.
  • Company has a low return on equity of 5.97% over last 3 years.
  • Dividend payout has been low at 2.52% of profits over last 3 years

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance & Investments

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Dec 2021 Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024
4.08 4.85 6.02 6.37 6.76 7.01 6.67 7.17 6.58 7.48 6.74 7.20 7.67
0.82 0.82 1.13 1.90 0.70 0.83 0.77 0.46 0.81 1.58 0.94 0.84 0.75
Operating Profit 3.26 4.03 4.89 4.47 6.06 6.18 5.90 6.71 5.77 5.90 5.80 6.36 6.92
OPM % 79.90% 83.09% 81.23% 70.17% 89.64% 88.16% 88.46% 93.58% 87.69% 78.88% 86.05% 88.33% 90.22%
0.00 0.45 0.00 0.00 0.00 0.00 0.10 0.00 0.00 0.33 0.25 1.26 0.67
Interest 0.86 0.82 1.31 1.78 3.19 3.08 2.75 2.99 2.86 3.03 4.13 4.57 4.98
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 2.40 3.66 3.58 2.69 2.87 3.10 3.25 3.72 2.91 3.20 1.92 3.05 2.61
Tax % 17.92% 27.87% 26.26% 26.02% 19.51% 6.13% 21.54% 21.24% 22.34% 17.81% 12.50% 15.74% -16.48%
1.97 2.64 2.64 1.99 2.30 2.91 2.55 2.93 2.27 2.63 1.68 2.57 3.04
EPS in Rs 1.99 2.66 2.66 2.01 2.32 2.94 2.57 2.96 2.29 2.65 1.70 2.59 3.07
Raw PDF
Upcoming result date: 27 May 2025

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 TTM
16.02 19.54 18.66 21.87 21.77 18.58 15.17 27.96 47.28 16.45 26.16 28.34 29.09
0.97 1.76 2.00 3.92 3.81 4.19 4.53 15.62 5.48 2.56 4.56 3.61 4.11
Operating Profit 15.05 17.78 16.66 17.95 17.96 14.39 10.64 12.34 41.80 13.89 21.60 24.73 24.98
OPM % 93.95% 90.99% 89.28% 82.08% 82.50% 77.45% 70.14% 44.13% 88.41% 84.44% 82.57% 87.26% 85.87%
0.05 0.00 0.00 0.00 0.00 0.08 0.10 0.00 0.00 0.00 0.00 0.00 2.51
Interest 13.15 14.15 6.79 11.50 15.20 12.90 8.61 8.45 5.34 3.06 9.36 11.64 16.71
Depreciation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Profit before tax 1.95 3.63 9.87 6.45 2.76 1.57 2.13 3.89 36.46 10.83 12.24 13.09 10.78
Tax % 37.44% 37.47% 23.91% 11.32% 13.41% 25.48% 16.90% 0.00% 2.93% 13.57% 19.61% 20.70%
1.23 2.27 7.51 5.72 2.40 1.17 1.77 3.89 35.38 9.36 9.84 10.38 9.92
EPS in Rs 3.51 2.29 7.58 5.77 2.42 1.18 1.79 3.93 35.70 9.44 9.93 10.47 10.01
Dividend Payout % 14.23% 21.83% 6.60% 8.66% 0.00% 0.00% 0.00% 6.37% 0.70% 2.65% 2.52% 2.39%
Compounded Sales Growth
10 Years: 4%
5 Years: 13%
3 Years: -16%
TTM: 6%
Compounded Profit Growth
10 Years: 16%
5 Years: 42%
3 Years: -34%
TTM: -7%
Stock Price CAGR
10 Years: 23%
5 Years: 46%
3 Years: 34%
1 Year: 17%
Return on Equity
10 Years: 7%
5 Years: 9%
3 Years: 6%
Last Year: 6%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Sep 2024
Equity Capital 3.50 9.91 9.91 9.91 9.91 9.91 9.91 9.91 9.91 9.91 9.91 9.91 9.91
Reserves 21.52 86.33 93.63 98.76 101.16 102.33 96.64 97.72 137.13 151.19 157.76 176.76 196.51
269.31 78.83 60.53 196.36 137.55 90.86 91.21 88.42 50.43 92.28 122.99 169.13 217.61
0.99 2.14 3.58 3.68 5.33 8.04 11.64 7.53 1.62 2.61 11.02 15.67 6.43
Total Liabilities 295.32 177.21 167.65 308.71 253.95 211.14 209.40 203.58 199.09 255.99 301.68 371.47 430.46
0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.08 0.07
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 9.53 40.35 95.04 100.01 97.92 74.79 73.44 84.24 75.99 74.29 72.74 130.79 161.24
285.79 136.86 72.61 208.70 156.03 136.35 135.96 119.34 123.10 181.70 228.94 240.60 269.15
Total Assets 295.32 177.21 167.65 308.71 253.95 211.14 209.40 203.58 199.09 255.99 301.68 371.47 430.46

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
7.42 -38.62 50.87 7.02 -5.04 -24.21 4.79 16.30 -50.06 -4.77 2.39 23.09
-9.48 -30.81 -50.95 -4.57 3.26 23.84 -4.38 -11.76 47.06 6.75 -1.99 -57.80
2.88 68.95 -0.21 -0.60 0.00 0.00 0.00 0.00 -0.21 -3.72 -0.34 34.91
Net Cash Flow 0.82 -0.48 -0.29 1.86 -1.78 -0.37 0.41 4.55 -3.21 -1.74 0.05 0.19

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Debtor Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Inventory Days
Days Payable
Cash Conversion Cycle 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Working Capital Days 6,440.59 2,456.18 1,312.90 3,382.47 2,498.67 2,487.03 -166.26 -16.45 11.43 5.77 -63.76 -116.69
ROCE % 6.22% 7.58% 9.82% 7.65% 6.49% 6.41% 5.36% 6.27% 21.24% 6.16% 7.94% 7.65%

Shareholding Pattern

Numbers in percentages

3 Recently
Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
71.37% 71.52% 71.52% 71.52% 71.52% 71.68% 72.55% 72.76% 72.76% 72.76% 72.76% 72.95%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.01% 0.00% 0.00% 0.00% 0.00% 0.00%
0.17% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
28.45% 28.48% 28.47% 28.47% 28.47% 28.32% 27.44% 27.23% 27.23% 27.23% 27.23% 27.03%
No. of Shareholders 1,3781,1771,0241,0261,0611,1331,9661,9041,9651,7721,7231,695

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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