SG Finserve Ltd

SG Finserve Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

SG Finserve Ltd

₹ 394 -1.22%
30 Oct - close price
sgfinserve.com BSE: 539199 NSE: SGFIN
About

Incorporated in 1994, Moongipa Securities Ltd is in the business of Investing Activities, Investment Research, Investment Banking and Wealth Management

Key Points

New Business Operations
SG Finserve previously offered a wide range of services, including broking, distribution, investment research, online trading, wealth management, investment banking, and insurance. However, the company recently ceased all operations.

The co. re-started its operations on Sept 1, 2022. The co. now provides financing solutions to channel partners (Dealers, Distributors, Retailers, Buyers, etc.) of Indian corporations at competitive rates of 10-13% per annum to grow their business and that of their business partner. [1]

Website BSE NSE
  • Market Cap ₹ 2,199 Cr.
  • Current Price ₹ 394
  • High / Low ₹ 480 / 308
  • Stock P/E 21.9
  • Book Value ₹ 192
  • Dividend Yield 0.00 %
  • ROCE 6.83 %
  • ROE 8.89 %
  • Face Value ₹ 10.0
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Pros

  • Company is expected to give good quarter
  • Company has delivered good profit growth of 142% CAGR over last 5 years

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • Company has a low return on equity of 9.41% over last 3 years.
  • Company might be capitalizing the interest cost
  • Promoter holding has decreased over last 3 years: -24.7%

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

Part of BSE SmallCap BSE Allcap BSE Financial Services

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Quarterly Results

Figures in Rs. Crores

Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
1 12 28 35 44 52 59 44 31 42 54 68 75
Interest 0 2 6 11 15 18 21 12 0 1 19 25 30
1 4 3 3 6 5 7 6 10 9 7 9 6
Financing Profit 0 6 19 21 23 29 31 25 21 32 29 34 39
Financing Margin % 26% 51% 68% 60% 53% 55% 53% 58% 67% 76% 53% 50% 52%
0 0 0 0 0 0 1 1 0 0 3 0 0
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Profit before tax 1 6 19 21 23 29 32 26 21 32 31 34 38
Tax % 34% 27% 25% 25% 25% 25% 25% 26% 32% 26% 23% 28% 26%
1 5 14 16 17 22 24 19 14 24 24 25 28
EPS in Rs 0.19 1.12 3.40 3.68 3.18 3.94 4.33 3.47 2.53 4.24 4.26 4.39 5.08
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 TTM
1 6 4 1 1 0 0 2 2 41 190 171 239
Interest 0 0 0 0 0 0 0 0 0 8 64 32 75
1 6 4 0 1 1 1 1 1 8 20 28 30
Financing Profit 0 0 0 0 1 -0 -1 2 1 25 105 111 134
Financing Margin % 8% 6% 4% 35% 55% -172% -344% 69% 55% 59% 55% 65% 56%
0 0 0 0 0 0 0 0 -0 1 0 0 3
Depreciation 0 0 0 0 0 0 0 0 0 0 0 1 1
Profit before tax 0 0 0 0 1 -0 -1 2 1 25 105 110 136
Tax % 11% 32% 38% 23% 29% -27% 5% 4% 30% 26% 25% 26%
0 0 0 0 1 -0 -1 2 1 18 79 81 100
EPS in Rs 0.50 0.48 0.18 0.46 1.18 -0.68 -2.00 3.15 1.56 4.46 14.29 14.49 17.97
Dividend Payout % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 39%
5 Years: 251%
3 Years: 329%
TTM: 29%
Compounded Profit Growth
10 Years: 79%
5 Years: 142%
3 Years: 357%
TTM: 27%
Stock Price CAGR
10 Years: 42%
5 Years: 182%
3 Years: 27%
1 Year: -14%
Return on Equity
10 Years: 9%
5 Years: 9%
3 Years: 9%
Last Year: 9%

Balance Sheet

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Sep 2025
Equity Capital 5 5 5 5 5 5 5 5 5 41 55 56 56
Reserves 2 2 2 2 3 2 2 3 4 532 751 959 1,015
Borrowing 0 1 0 0 0 1 1 0 0 493 957 1,385 1,847
0 0 0 0 0 0 0 0 0 13 16 17 72
Total Liabilities 7 8 7 7 8 8 8 8 9 1,079 1,779 2,416 2,990
0 0 0 2 2 2 1 1 1 0 2 2 2
CWIP 0 0 0 0 0 0 0 0 0 1 0 0 0
Investments 2 2 2 1 1 1 2 1 2 0 0 80 0
5 6 5 5 6 5 5 6 6 1,078 1,778 2,334 2,987
Total Assets 7 8 7 7 8 8 8 8 9 1,079 1,779 2,416 2,990

Cash Flows

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-0 0 -1 -0 -0 -1 -1 0 0 -941 -629 -489
1 -1 -1 0 -0 1 1 1 -0 2 -4 -58
-0 -0 -0 0 -0 0 0 -1 0 1,030 616 554
Net Cash Flow 0 -1 -2 -0 -0 -0 0 0 0 91 -18 7

Ratios

Figures in Rs. Crores

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
ROE % 2% 4% 1% 3% 8% -4% -14% 22% 10% 6% 11% 9%

Shareholding Pattern

Numbers in percentages

10 Recently
Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
50.88% 50.88% 49.38% 47.80% 47.80% 47.77% 46.99% 48.38% 48.38% 48.38% 48.38% 48.38%
9.09% 0.00% 0.10% 0.14% 0.20% 0.25% 0.37% 0.07% 0.07% 0.08% 0.12% 0.17%
0.97% 0.97% 0.94% 0.73% 0.81% 1.38% 1.62% 1.83% 1.92% 2.30% 4.44% 4.03%
39.07% 48.15% 49.57% 51.32% 51.18% 50.59% 51.02% 49.73% 49.63% 49.25% 47.07% 47.43%
No. of Shareholders 6471,7503,3728,6009,40911,36812,43914,09114,62717,25630,92131,164

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

Documents

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