Senco Gold Ltd
Incorporated in 1994, Senco Gold Limited is a Pan-India jewelry retailer and is the largest organized jewelry retail player in the Eastern region of India based on the number of stores[1]
- Market Cap ₹ 6,146 Cr.
- Current Price ₹ 375
- High / Low ₹ 772 / 227
- Stock P/E 28.9
- Book Value ₹ 120
- Dividend Yield 0.27 %
- ROCE 10.3 %
- ROE 9.54 %
- Face Value ₹ 5.00
Pros
Cons
- Stock is trading at 3.12 times its book value
- Company has a low return on equity of 13.7% over last 3 years.
- Company might be capitalizing the interest cost
- Dividend payout has been low at 8.05% of profits over last 3 years
- Working capital days have increased from 46.0 days to 66.2 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
---|---|---|---|---|---|---|---|---|
1,318 | 1,434 | 2,660 | 3,535 | 4,077 | 5,241 | 6,328 | 6,750 | |
1,248 | 1,354 | 2,479 | 3,248 | 3,749 | 4,853 | 5,947 | 6,308 | |
Operating Profit | 70 | 80 | 182 | 287 | 329 | 389 | 381 | 442 |
OPM % | 5% | 6% | 7% | 8% | 8% | 7% | 6% | 7% |
3 | 6 | 15 | 13 | 31 | 42 | 55 | 61 | |
Interest | 19 | 26 | 73 | 80 | 98 | 121 | 149 | 147 |
Depreciation | 3 | 7 | 40 | 42 | 46 | 60 | 68 | 69 |
Profit before tax | 51 | 53 | 84 | 177 | 216 | 250 | 218 | 288 |
Tax % | 29% | 33% | 27% | 27% | 27% | 27% | 27% | |
36 | 36 | 61 | 129 | 158 | 181 | 159 | 213 | |
EPS in Rs | 10.25 | 10.07 | 5.78 | 12.13 | 14.19 | 11.65 | 9.73 | 13.03 |
Dividend Payout % | 12% | 0% | 0% | 4% | 5% | 9% | 10% |
Compounded Sales Growth | |
---|---|
10 Years: | 16% |
5 Years: | % |
3 Years: | 21% |
TTM: | 26% |
Compounded Profit Growth | |
---|---|
10 Years: | 16% |
5 Years: | % |
3 Years: | 7% |
TTM: | 4% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | -32% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 14% |
Last Year: | 10% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|
Equity Capital | 18 | 18 | 66 | 53 | 56 | 78 | 82 |
Reserves | 147 | 258 | 536 | 673 | 876 | 1,288 | 1,888 |
212 | 217 | 532 | 1,026 | 1,402 | 1,761 | 2,059 | |
86 | 64 | 424 | 348 | 571 | 596 | 717 | |
Total Liabilities | 462 | 557 | 1,559 | 2,100 | 2,905 | 3,723 | 4,746 |
62 | 67 | 212 | 223 | 280 | 362 | 405 | |
CWIP | 2 | 13 | 2 | 7 | 13 | 1 | 2 |
Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
398 | 476 | 1,345 | 1,870 | 2,612 | 3,359 | 4,340 | |
Total Assets | 462 | 557 | 1,559 | 2,100 | 2,905 | 3,723 | 4,746 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|
-7 | -61 | 182 | -70 | -78 | -23 | -221 | |
-12 | -37 | -55 | -157 | -198 | -118 | -32 | |
43 | 61 | -122 | 228 | 276 | 151 | 268 | |
Net Cash Flow | 24 | -37 | 5 | 1 | -0 | 9 | 15 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
Mar 2014 | Mar 2015 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|
Debtor Days | 14 | 11 | 4 | 4 | 4 | 4 | 5 |
Inventory Days | 81 | 103 | 166 | 170 | 201 | 202 | 220 |
Days Payable | 2 | 4 | 10 | 14 | 17 | 17 | 10 |
Cash Conversion Cycle | 94 | 111 | 160 | 160 | 188 | 189 | 214 |
Working Capital Days | 66 | 88 | 44 | 30 | 29 | 43 | 66 |
ROCE % | 18% | 18% | 15% | 14% | 10% |
Documents
Announcements
- Shareholder Meeting / Postal Ballot-Outcome of AGM 1d
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Disclosures under Reg. 29(2) of SEBI (SAST) Regulations, 2011
21 Aug - Trust acquired 5,100 Senco Gold shares on 18-Aug-2025; promoter holding unchanged at 64.37%.
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 20 Aug
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
16 Aug - Investor meeting scheduled on 21 Aug 2025 at Antique's Build India conference.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 14 Aug
Concalls
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Aug 2025Transcript PPT
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Jun 2025Transcript PPT
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Feb 2025Transcript PPT REC
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Nov 2024Transcript PPT REC
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Aug 2024Transcript PPT
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May 2024Transcript PPT
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Aug 2023Transcript PPT
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Jul 2023TranscriptNotesPPT
Business Profile[1]
Senco Gold Ltd. is India’s 2nd most trusted jewellery brand (TRA ranking, five years in a row) and the largest organised jewellery retailer in Eastern India. With an 85+ year legacy and four generations of leadership, the company operates on an omni-channel model, offering gold, diamond, silver, platinum, polki and gemstone jewellery, as well as lifestyle products like leather goods, fragrances, and lab-grown diamonds.