R S Software (India) Ltd

R S Software (India) Ltd

₹ 64.2 -2.00%
30 Apr - close price
About

Incorporated in 1987, R S Software (India)
Ltd provides development, testing and maintenance of software for its clients[1]

Key Points

Business Overview:[1][2]
RSSL provides software solution to electronic payment industries. It deals in software development, maintenance, testing and software project management under client server and web-based technologies. Their major infrastructure is located in Kolkata. After discontinuance of its contract with Visa Inc., RSSL has shifted its focus from service to product/ platform development, digital payments, in-country networks. Company operates in US and India

  • Market Cap 166 Cr.
  • Current Price 64.2
  • High / Low 370 / 58.0
  • Stock P/E 19.0
  • Book Value 22.2
  • Dividend Yield 0.39 %
  • ROCE 17.7 %
  • ROE 16.5 %
  • Face Value 5.00

Pros

  • Company has reduced debt.
  • Company is almost debt free.

Cons

  • Stock is trading at 2.89 times its book value
  • Tax rate seems low

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Mar 2022 Jun 2022 Sep 2022 Dec 2022 Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
4.33 4.79 4.72 8.37 12.25 11.08 10.94 19.30 18.23 18.75 17.20 12.68 8.68
7.62 8.05 8.92 8.22 9.98 8.53 9.94 9.89 12.43 11.96 11.47 9.90 10.37
Operating Profit -3.29 -3.26 -4.20 0.15 2.27 2.55 1.00 9.41 5.80 6.79 5.73 2.78 -1.69
OPM % -75.98% -68.06% -88.98% 1.79% 18.53% 23.01% 9.14% 48.76% 31.82% 36.21% 33.31% 21.92% -19.47%
0.43 0.11 0.19 0.09 0.25 0.05 2.08 0.18 2.14 0.09 0.12 0.08 0.30
Interest 0.00 0.00 0.00 0.00 0.22 0.05 0.05 0.04 0.04 0.03 0.03 0.02 0.02
Depreciation 0.95 0.89 0.89 0.92 1.36 1.14 1.15 1.19 1.20 1.35 1.30 0.74 1.07
Profit before tax -3.81 -4.04 -4.90 -0.68 0.94 1.41 1.88 8.36 6.70 5.50 4.52 2.10 -2.48
Tax % 98.43% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 7.64% -9.29% 0.00% 0.00%
-7.57 -4.05 -4.90 -0.68 0.94 1.41 1.88 8.37 6.71 5.09 4.94 2.10 -2.48
EPS in Rs -2.88 -1.52 -1.84 -0.21 0.40 0.58 0.76 3.06 2.64 1.79 1.94 0.62 -0.95
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
381.88 376.42 190.00 76.13 63.43 65.39 60.28 35.46 27.52 30.13 59.54 57.32
305.35 283.04 186.45 111.11 108.36 102.52 96.92 53.21 39.61 35.05 40.71 43.72
Operating Profit 76.53 93.38 3.55 -34.98 -44.93 -37.13 -36.64 -17.75 -12.09 -4.92 18.83 13.60
OPM % 20.04% 24.81% 1.87% -45.95% -70.83% -56.78% -60.78% -50.06% -43.93% -16.33% 31.63% 23.73%
7.29 11.62 15.48 12.47 8.55 6.44 12.33 1.93 4.29 0.64 4.45 0.59
Interest 0.88 0.38 0.47 0.17 0.26 0.57 16.62 0.52 0.08 0.34 0.25 0.10
Depreciation 5.48 5.55 4.17 3.98 2.24 3.30 4.12 4.83 4.20 4.06 4.67 4.46
Profit before tax 77.46 99.07 14.39 -26.66 -38.88 -34.56 -45.05 -21.17 -12.08 -8.68 18.36 9.63
Tax % 30.83% 31.98% 26.27% -36.68% -30.40% -18.49% 64.35% 0.05% 31.04% 0.00% 0.00% 0.00%
53.58 67.39 10.61 -16.60 -26.44 -28.16 -74.03 -21.19 -15.84 -8.69 18.36 9.64
EPS in Rs 20.93 26.22 4.13 -6.35 -10.04 -10.56 -27.99 -7.80 -5.89 -3.17 7.04 3.38
Dividend Payout % 14.33% 12.38% 24.22% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -17%
5 Years: -1%
3 Years: 28%
TTM: -4%
Compounded Profit Growth
10 Years: -18%
5 Years: 16%
3 Years: 37%
TTM: -52%
Stock Price CAGR
10 Years: -10%
5 Years: 32%
3 Years: 26%
1 Year: -76%
Return on Equity
10 Years: -15%
5 Years: -8%
3 Years: 14%
Last Year: 16%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 12.80 12.84 12.85 12.85 12.85 12.85 12.85 12.85 12.85 12.85 12.85 12.92
Reserves 163.02 211.12 216.43 200.77 175.05 146.28 64.31 42.85 26.40 17.63 35.79 44.42
0.00 0.00 0.00 1.26 0.00 0.00 0.00 7.80 0.09 2.41 1.55 0.55
25.51 20.03 25.62 16.50 15.56 16.58 11.39 8.06 8.51 10.33 18.14 15.00
Total Liabilities 201.33 243.99 254.90 231.38 203.46 175.71 88.55 71.56 47.85 43.22 68.33 72.89
17.81 12.01 8.63 7.94 13.23 11.83 19.98 15.20 10.37 9.55 6.49 12.72
CWIP 0.74 0.74 0.79 6.46 0.20 6.24 0.00 0.00 0.00 0.00 3.50 0.00
Investments 54.17 65.77 70.38 100.69 63.86 45.36 17.54 4.54 8.16 1.42 0.00 0.00
128.61 165.47 175.10 116.29 126.17 112.28 51.03 51.82 29.32 32.25 58.34 60.17
Total Assets 201.33 243.99 254.90 231.38 203.46 175.71 88.55 71.56 47.85 43.22 68.33 72.89

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
53.12 61.07 18.72 -38.66 -36.61 -29.89 -40.75 -15.03 9.15 -9.61 15.85 8.15
-32.91 -10.29 9.70 -22.65 43.28 17.00 34.12 14.76 -2.00 6.47 -0.29 -7.70
-6.50 -10.85 -4.01 -3.13 -0.04 -1.27 -2.52 -0.51 -8.42 0.23 0.00 0.12
Net Cash Flow 13.71 39.93 24.41 -64.44 6.63 -14.16 -9.14 -0.78 -1.27 -2.91 15.56 0.57

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 44.53 45.57 34.25 67.36 57.83 34.33 34.57 105.51 51.20 10.66 68.60 29.80
Inventory Days 0.00 0.00 0.00 0.00
Days Payable
Cash Conversion Cycle 44.53 45.57 34.25 67.36 57.83 34.33 34.57 105.51 51.20 10.66 68.60 29.80
Working Capital Days 31.07 44.01 19.56 102.46 89.25 102.26 133.82 249.82 100.40 134.10 94.16 146.01
ROCE % 51.04% 48.70% 3.32% -14.85% -21.82% -21.28% -27.01% -30.89% -22.55% -24.36% 44.35% 17.71%

Shareholding Pattern

Numbers in percentages

3 Recently
Jun 2022Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025
40.67% 40.67% 40.67% 40.67% 40.67% 40.67% 40.67% 40.67% 40.67% 40.67% 40.50% 40.50%
1.95% 1.95% 1.95% 1.95% 1.95% 1.95% 1.95% 0.99% 1.04% 3.22% 3.30% 1.24%
0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.41% 0.06% 0.05%
0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01%
57.32% 57.33% 57.31% 57.31% 57.33% 57.31% 57.31% 58.28% 58.22% 55.67% 56.14% 58.20%
No. of Shareholders 27,81127,21226,85626,42725,37723,81122,93321,55521,98824,47825,04726,129

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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