RSD Finance Ltd

RSD Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

RSD Finance Ltd

₹ 72.0 -5.01%
05 Jun - close price
rsdfinancelimited.com BSE: 539875 NSE: RSDFIN
About

Incorporated in 1963, RSD Finance Ltd is engaged in fund based activities[1]

Key Points

Business Overview:[1]
RSDFL is a registered as a Non Systematically Important, Non Deposit Taking, Non Banking
Finance Company. It is in the business of loans and advances, acquisition of shares, stocks,
bonds, debentures, securities, etc. It also provides Job Work services

Website BSE NSE
  • Market Cap ₹ 93.2 Cr.
  • Current Price ₹ 72.0
  • High / Low ₹ 123 / 71.5
  • Stock P/E 34.7
  • Book Value ₹ 62.4
  • Dividend Yield 0.00 %
  • ROCE 5.36 %
  • ROE 3.39 %
  • Face Value ₹ 5.00
Edit ratios

Pros

  • Company is almost debt free.
  • Stock is trading at 1.15 times its book value

Cons

  • Though the company is reporting repeated profits, it is not paying out dividend
  • The company has delivered a poor sales growth of -2.81% over past five years.
  • Company has a low return on equity of 6.88% over last 3 years.
  • Earnings include an other income of Rs.2.22 Cr.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Mar 2023 Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
1.07 2.34 1.91 2.92 2.40 2.06 2.73 1.82 2.14 2.00 1.19 1.89 0.20
Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.02
0.66 0.57 0.60 0.58 0.91 0.68 0.57 0.63 0.22 0.62 0.67 0.74 0.80
Financing Profit 0.41 1.77 1.31 2.34 1.49 1.38 2.16 1.19 1.92 1.38 0.52 1.14 -0.62
Financing Margin % 38.32% 75.64% 68.59% 80.14% 62.08% 66.99% 79.12% 65.38% 89.72% 69.00% 43.70% 60.32% -310.00%
0.29 0.31 0.67 0.47 1.36 0.74 0.68 -1.47 0.09 0.83 0.83 0.28 0.28
Depreciation 0.02 0.01 0.02 0.01 0.02 0.01 0.01 0.01 0.01 0.01 0.19 0.10 0.10
Profit before tax 0.68 2.07 1.96 2.80 2.83 2.11 2.83 -0.29 2.00 2.20 1.16 1.32 -0.44
Tax % 35.29% 19.81% 20.41% 19.29% 24.73% 21.33% 20.49% -37.93% 30.50% 22.73% 32.76% 21.97% 88.64%
0.44 1.66 1.57 2.26 2.13 1.67 2.24 -0.18 1.40 1.70 0.79 1.04 -0.83
EPS in Rs 0.34 1.28 1.21 1.75 1.65 1.29 1.73 -0.14 1.08 1.31 0.61 0.80 -0.64
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
4.36 5.59 7.40 6.77 6.77 3.91 6.09 7.55 8.57 12.17 8.35 5.28
Interest 0.20 0.42 0.04 0.04 0.02 0.01 0.01 0.00 0.00 0.00 0.00 0.04
1.58 2.36 2.08 3.33 1.36 2.32 2.12 2.57 2.52 2.65 2.10 2.82
Financing Profit 2.58 2.81 5.28 3.40 5.39 1.58 3.96 4.98 6.05 9.52 6.25 2.42
Financing Margin % 59.17% 50.27% 71.35% 50.22% 79.62% 40.41% 65.02% 65.96% 70.60% 78.23% 74.85% 45.83%
0.01 0.20 0.02 0.20 1.79 0.14 0.08 0.17 0.18 0.21 0.45 2.22
Depreciation 0.21 0.12 0.10 0.20 0.15 0.12 0.09 0.08 0.06 0.06 0.05 0.40
Profit before tax 2.38 2.89 5.20 3.40 7.03 1.60 3.95 5.07 6.17 9.67 6.65 4.24
Tax % 10.08% 9.69% 17.88% 19.12% 18.21% 18.12% 17.72% 16.96% 18.48% 21.20% 23.01% 36.32%
2.13 2.60 4.27 2.76 5.75 1.31 3.25 4.20 5.03 7.62 5.12 2.69
EPS in Rs 1.65 2.02 3.31 2.14 4.46 1.01 2.51 3.24 3.89 5.89 3.95 2.08
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: -1%
5 Years: -3%
3 Years: -15%
TTM: -37%
Compounded Profit Growth
10 Years: 0%
5 Years: -4%
3 Years: -19%
TTM: -47%
Stock Price CAGR
10 Years: %
5 Years: 14%
3 Years: -4%
1 Year: -32%
Return on Equity
10 Years: 7%
5 Years: 7%
3 Years: 7%
Last Year: 3%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 6.47 6.47 6.47 6.47 6.47 6.47 6.47 6.47 6.47 6.47 6.47 6.47
Reserves 27.40 30.02 34.27 36.95 43.99 43.62 49.43 54.71 58.56 66.63 71.49 74.37
Borrowing 3.93 3.87 0.54 0.65 0.60 0.56 0.53 0.48 0.40 0.40 0.00 0.92
1.66 1.77 1.87 2.29 4.22 3.43 2.57 3.13 3.09 4.16 2.93 2.79
Total Liabilities 39.46 42.13 43.15 46.36 55.28 54.08 59.00 64.79 68.52 77.66 80.89 84.55
1.20 1.11 1.59 1.65 12.50 8.72 1.29 1.19 1.13 1.10 1.05 1.81
CWIP 0.02 0.06 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 36.27 33.58 30.16 38.00 35.57 44.15 50.64 55.12 54.17 61.09 65.05 63.91
1.97 7.38 11.40 6.71 7.21 1.21 7.07 8.48 13.22 15.47 14.79 18.83
Total Assets 39.46 42.13 43.15 46.36 55.28 54.08 59.00 64.79 68.52 77.66 80.89 84.55

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
-1.78 1.45 -0.46 -7.33 0.70 -4.78 0.37 -0.93 -3.81 -1.48 -2.67 -6.99
-1.81 -1.77 4.77 6.44 -0.45 4.45 0.71 0.44 3.70 3.01 2.75 5.40
3.05 -0.03 -3.33 0.11 -0.04 -0.04 -0.04 -0.04 -0.09 0.00 -0.40 0.92
Net Cash Flow -0.53 -0.35 0.98 -0.78 0.21 -0.36 1.05 -0.53 -0.20 1.54 -0.32 -0.67
Free Cash Flow -1.81 1.39 -0.99 -7.33 -10.30 -1.11 7.71 -0.93 -3.81 -1.48 -2.67 -6.99
CFO/OP -45% 53% -3% -186% 25% -218% 21% -5% -49% -3% -10% -219%

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % 6.47% 7.39% 11.06% 6.37% 9.39% 2.61% 6.13% 7.14% 7.97% 11.02% 6.78% 3.39%

Insights

In beta
Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Consolidated Investment Portfolio Size
INR Lakhs

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Standalone Investment Portfolio Size
INR Lakhs
Employee Strength (Standalone)
Number
Room Rental Income (The Alcor Hotel)
INR Lakhs
Solar O&M Charges (Subsidiary: PAPL)
INR Lakhs

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98% 74.98%
25.03% 25.02% 25.02% 25.01% 25.03% 25.02% 25.02% 25.02% 25.03% 25.01% 25.02% 25.02%
No. of Shareholders 9719799951,1001,0861,2731,4231,4111,5121,4771,4811,507

Documents

Announcements

Annual reports