Prudent Corporate Advisory Services Ltd
Incorporated in 2003, Prudent Corporate Advisory Services Limited provides retail wealth management services. The company offers Mutual Fund products, Life and General Insurance solutions, Stock Broking services, SIP with Insurance, Gold Accumulation Plan, Asset Allocation, and Trading platforms.[1]
- Market Cap ₹ 10,589 Cr.
- Current Price ₹ 2,556
- High / Low ₹ 3,741 / 1,570
- Stock P/E 52.1
- Book Value ₹ 161
- Dividend Yield 0.10 %
- ROCE 44.1 %
- ROE 34.0 %
- Face Value ₹ 5.00
Pros
- Company is almost debt free.
- Company has delivered good profit growth of 47.6% CAGR over last 5 years
- Company has a good return on equity (ROE) track record: 3 Years ROE 35.1%
Cons
- Stock is trading at 15.8 times its book value
- Promoter holding has decreased over last 3 years: -3.13%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|
| 225 | 236 | 295 | 458 | 617 | 823 | 1,133 | 1,148 | |
| 185 | 188 | 225 | 335 | 436 | 612 | 841 | 877 | |
| Operating Profit | 40 | 48 | 70 | 123 | 181 | 211 | 292 | 271 | 
| OPM % | 18% | 20% | 24% | 27% | 29% | 26% | 26% | 24% | 
| -1 | 0 | 0 | 0 | 2 | 1 | 0 | 33 | |
| Interest | 3 | 3 | 2 | 3 | 2 | 2 | 2 | 3 | 
| Depreciation | 8 | 8 | 8 | 13 | 24 | 25 | 28 | 29 | 
| Profit before tax | 29 | 37 | 61 | 107 | 157 | 186 | 262 | 272 | 
| Tax % | 27% | 26% | 25% | 25% | 26% | 25% | 25% | |
| 21 | 28 | 45 | 80 | 117 | 139 | 196 | 203 | |
| EPS in Rs | 203.37 | 269.45 | 438.27 | 19.40 | 28.18 | 33.51 | 47.25 | 49.09 | 
| Dividend Payout % | 22% | 1% | 1% | 5% | 5% | 6% | 5% | 
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % | 
| 5 Years: | 37% | 
| 3 Years: | 35% | 
| TTM: | 29% | 
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % | 
| 5 Years: | 48% | 
| 3 Years: | 35% | 
| TTM: | 31% | 
| Stock Price CAGR | |
|---|---|
| 10 Years: | % | 
| 5 Years: | % | 
| 3 Years: | 54% | 
| 1 Year: | -18% | 
| Return on Equity | |
|---|---|
| 10 Years: | % | 
| 5 Years: | 36% | 
| 3 Years: | 35% | 
| Last Year: | 34% | 
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 21 | 21 | 21 | 21 | 
| Reserves | 82 | 111 | 157 | 217 | 329 | 461 | 647 | 
| 30 | 17 | 13 | 13 | 17 | 20 | 31 | |
| 80 | 66 | 115 | 148 | 152 | 255 | 245 | |
| Total Liabilities | 193 | 196 | 285 | 399 | 519 | 757 | 944 | 
| 24 | 27 | 26 | 174 | 164 | 153 | 162 | |
| CWIP | -0 | -0 | -0 | -0 | -0 | -0 | -0 | 
| Investments | 7 | 6 | 21 | 39 | 143 | 246 | 365 | 
| 162 | 162 | 238 | 185 | 212 | 357 | 416 | |
| Total Assets | 193 | 196 | 285 | 399 | 519 | 757 | 944 | 
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| 13 | 50 | 58 | 89 | 127 | 150 | 161 | |
| 13 | -2 | -28 | -149 | -112 | -139 | -142 | |
| -9 | -22 | -11 | -10 | -12 | -14 | -18 | |
| Net Cash Flow | 16 | 26 | 19 | -70 | 3 | -4 | 0 | 
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| Debtor Days | 126 | 61 | 85 | 75 | 61 | 63 | 47 | 
| Inventory Days | |||||||
| Days Payable | |||||||
| Cash Conversion Cycle | 126 | 61 | 85 | 75 | 61 | 63 | 47 | 
| Working Capital Days | -10 | -8 | -25 | -16 | -3 | -10 | 0 | 
| ROCE % | 33% | 41% | 52% | 51% | 43% | 44% | 
Documents
Announcements
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          Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
          
            1d - Schedule of Q2FY26 Results Conference Call
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          Board Meeting Intimation for Unaudited Financial Results For The Quarter And Half Year Ended
September 30, 2025
          
            2d - Board meeting Nov 04, 2025 to approve Q2/H1 unaudited results; investor call Nov 05, 2025.
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          Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
          
            8 Oct - Certificate under Regulation 74(5) of SEBI (Depositories and Participant) Regulations, 2018
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          Announcement Under Regulation 30- Grant Of Stock Options
          
            7 Oct - Grant of 130,945 ESOPs at ₹2,632 each on Oct 7, 2025; vesting min 1 year.
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          Announcement Under Regulation 30 Of The SEBI (LODR) Regulations, 2015.
          
            30 Sep - GST notice (Apr 2021-Mar 2022) demanding Rs 20,53,512 tax, Rs 14,54,224 interest, Rs 2,05,353 penalty.
Annual reports
Concalls
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      Sep 2025TranscriptNotesPPT
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      Aug 2025Transcript PPT
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      May 2025Transcript PPT
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      Jan 2025Transcript PPT REC
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      Nov 2024Transcript PPT
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      Aug 2024Transcript PPT
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      May 2024Transcript PPT REC
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      Feb 2024Transcript PPT
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      Nov 2023Transcript PPT
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      Jul 2023Transcript PPT
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      May 2023Transcript PPT
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      Jan 2023Transcript PPT
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      Nov 2022TranscriptPPT
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      Nov 2022Transcript PPT
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      Aug 2022Transcript PPT
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      Jun 2022Transcript PPT
Product Offerings[1]
A) Mutual Funds: Open-source distribution of mutual fund products.
B) Insurance: Includes life insurance (term, par, non-par, annuity plans) and general insurance (primarily health insurance).
C) Stockbroking: Services for retail customers to trade equities, derivatives, and currency.
D) Other Financial Products: PMS, AIF, P2P products, bonds, fixed deposits, smallcase, unlisted securities, LAS (Loan Against Securities), and sovereign gold bonds.