Prudent Corporate Advisory Services Ltd
Incorporated in 2003, Prudent Corporate Advisory Services Limited provides retail wealth management services. The company offers Mutual Fund products, Life and General Insurance solutions, Stock Broking services, SIP with Insurance, Gold Accumulation Plan, Asset Allocation, and Trading platforms.[1]
- Market Cap ₹ 10,075 Cr.
- Current Price ₹ 2,429
- High / Low ₹ 3,182 / 1,570
- Stock P/E 57.1
- Book Value ₹ 148
- Dividend Yield 0.10 %
- ROCE 45.0 %
- ROE 34.7 %
- Face Value ₹ 5.00
Pros
- Company is almost debt free.
- Company has delivered good profit growth of 46.9% CAGR over last 5 years
- Company has a good return on equity (ROE) track record: 3 Years ROE 34.2%
Cons
- Stock is trading at 16.4 times its book value
- Promoter holding has decreased over last 3 years: -3.13%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2010 | Mar 2011 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 11 | 16 | 205 | 205 | 201 | 248 | 397 | 544 | 706 | 995 | 1,081 | |
| 7 | 10 | 167 | 166 | 168 | 199 | 305 | 415 | 535 | 757 | 839 | |
| Operating Profit | 4 | 6 | 39 | 39 | 34 | 49 | 92 | 129 | 171 | 237 | 242 |
| OPM % | 33% | 35% | 19% | 19% | 17% | 20% | 23% | 24% | 24% | 24% | 22% |
| 0 | 0 | 0 | -1 | 0 | 0 | 0 | 2 | 1 | 0 | 24 | |
| Interest | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 2 | 2 | 2 | 2 |
| Depreciation | 0 | 0 | 1 | 4 | 3 | 7 | 12 | 22 | 23 | 25 | 27 |
| Profit before tax | 3 | 5 | 38 | 34 | 31 | 42 | 78 | 107 | 148 | 210 | 237 |
| Tax % | 36% | 35% | 32% | 25% | 26% | 26% | 25% | 26% | 25% | 26% | |
| 2 | 3 | 26 | 26 | 23 | 31 | 59 | 80 | 110 | 157 | 176 | |
| EPS in Rs | 21.60 | 34.80 | 247.29 | 248.65 | 221.36 | 301.95 | 14.17 | 19.23 | 26.69 | 37.82 | 42.61 |
| Dividend Payout % | 2% | 3% | 0% | 18% | 1% | 1% | 7% | 8% | 7% | 7% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 38% |
| 3 Years: | 36% |
| TTM: | 26% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 47% |
| 3 Years: | 39% |
| TTM: | 24% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 44% |
| 1 Year: | -16% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 33% |
| 3 Years: | 34% |
| Last Year: | 35% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2010 | Mar 2011 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1 | 1 | 1 | 1 | 1 | 1 | 21 | 21 | 21 | 21 | 21 |
| Reserves | 6 | 9 | 64 | 85 | 108 | 137 | 176 | 254 | 357 | 504 | 594 |
| 0 | 0 | 1 | 0 | 0 | 8 | 10 | 13 | 16 | 24 | 26 | |
| 4 | 5 | 45 | 28 | 30 | 45 | 65 | 139 | 227 | 224 | 218 | |
| Total Liabilities | 11 | 15 | 111 | 114 | 139 | 192 | 272 | 426 | 620 | 772 | 859 |
| 1 | 1 | 9 | 16 | 16 | 23 | 169 | 159 | 148 | 154 | 149 | |
| CWIP | 0 | 0 | 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 3 | 5 | 37 | 27 | 30 | 40 | 23 | 85 | 147 | 225 | 263 |
| 8 | 8 | 57 | 71 | 94 | 129 | 79 | 182 | 325 | 393 | 447 | |
| Total Assets | 11 | 15 | 111 | 114 | 139 | 192 | 272 | 426 | 620 | 772 | 859 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2010 | Mar 2011 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 28 | 13 | 22 | 20 | 73 | 92 | 115 | 124 | |||
| -10 | 15 | -3 | -6 | -129 | -85 | -103 | -109 | |||
| -1 | -5 | -1 | -5 | -6 | -10 | -12 | -16 | |||
| Net Cash Flow | 17 | 24 | 18 | 9 | -63 | -2 | -1 | -0 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2010 | Mar 2011 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 124 | 115 | 54 | 35 | 36 | 44 | 40 | 58 | 65 | 49 |
| Inventory Days | ||||||||||
| Days Payable | ||||||||||
| Cash Conversion Cycle | 124 | 115 | 54 | 35 | 36 | 44 | 40 | 58 | 65 | 49 |
| Working Capital Days | 72 | 75 | -20 | -6 | -2 | 10 | 4 | -11 | -12 | 1 |
| ROCE % | 63% | 46% | 32% | 33% | 45% | 44% | 44% | 45% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
13 Nov - Of schedule of Analyst/Investor Meeting to be held on 19th and 20th November, 2025.
- Announcement under Regulation 30 (LODR)-Newspaper Publication 12 Nov
- Shareholder Meeting / Postal Ballot-Notice of Postal Ballot 11 Nov
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
10 Nov - Transcript of the conference call for unaudited financial results for the quarter and half year ended September 30, 2025.
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
6 Nov - Audio recording of Q2 FY25-26 earnings call (06 Nov 2025) made available on company website via link provided in filing.
Annual reports
Concalls
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Nov 2025Transcript PPT REC
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Sep 2025TranscriptNotesPPT
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Aug 2025Transcript PPT
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May 2025Transcript PPT
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Jan 2025Transcript PPT REC
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Nov 2024Transcript PPT
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Aug 2024Transcript PPT
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May 2024Transcript PPT REC
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Feb 2024Transcript PPT
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Nov 2023Transcript PPT
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Jul 2023Transcript PPT
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May 2023Transcript PPT
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Jan 2023Transcript PPT
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Nov 2022TranscriptPPT
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Nov 2022Transcript PPT
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Aug 2022Transcript PPT
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Jun 2022Transcript PPT
Product Offerings[1]
A) Mutual Funds: Open-source distribution of mutual fund products.
B) Insurance: Includes life insurance (term, par, non-par, annuity plans) and general insurance (primarily health insurance).
C) Stockbroking: Services for retail customers to trade equities, derivatives, and currency.
D) Other Financial Products: PMS, AIF, P2P products, bonds, fixed deposits, smallcase, unlisted securities, LAS (Loan Against Securities), and sovereign gold bonds.