Piramal Finance Ltd

Piramal Finance Ltd

₹ 1,323 7822.16%
07 Nov - close price
About

Dewan Housing Finance Corporation's main business is of providing loans to Retail customers for construction or purchase of residential property, loans against property,

  • Market Cap 29,989 Cr.
  • Current Price 1,323
  • High / Low 1,333 / 1,235
  • Stock P/E 48.3
  • Book Value 6.67
  • Dividend Yield 0.00 %
  • ROCE 8.84 %
  • ROE 3.08 %
  • Face Value 2.00

Pros

Cons

  • Stock is trading at 198 times its book value
  • Company has low interest coverage ratio.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021 Mar 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025
2,432 2,623 2,325 2,205 2,207 2,035 2,001 1,717 2,365 2,244 2,395 2,639 2,872
1,169 12,157 2,158 4,895 19,812 1,755 1,487 2,780 936 1,221 1,187 919 922
Operating Profit 1,263 -9,533 167 -2,690 -17,606 280 514 -1,063 1,429 1,023 1,209 1,721 1,949
OPM % 52% -363% 7% -122% -798% 14% 26% -62% 60% 46% 50% 65% 68%
5 -462 4 1 1 26 1 249 121 44 118 129 11
Interest 1,423 133 58 57 53 51 48 999 1,305 1,161 1,210 1,492 1,567
Depreciation 12 40 20 20 20 20 19 45 55 47 49 57 144
Profit before tax -168 -10,169 93 -2,766 -17,677 234 448 -1,858 190 -141 68 301 249
Tax % -657% -26% 24% -23% -26% 59% 30% -60% 14% -1% -13% 8% -31%
934 -7,507 70 -2,123 -13,095 97 314 -752 163 -140 77 276 327
EPS in Rs 29.77 -239.21 2.23 -67.64 -417.29 3.08 10.02 -0.32 0.07 -0.06 0.03 0.11 14.42
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2024 Mar 2025 TTM
2,094 3,212 6,420 7,835 11,465 10,849 12,882 9,558 8,771 6,121 6,703 10,270 10,150
271 374 968 1,196 1,477 1,413 4,496 21,824 28,621 1,941 4,887 4,608 4,249
Operating Profit 1,823 2,838 5,451 6,639 9,989 9,436 8,386 -12,266 -19,850 4,180 1,816 5,662 5,902
OPM % 87% 88% 85% 85% 87% 87% 65% -128% -226% 68% 27% 55% 58%
44 4 2 4 6 41 -22 19 32 -62 -1,592 479 302
Interest 1,390 2,350 4,460 5,492 6,674 7,744 9,417 5,736 218 3,337 3,687 5,282 5,430
Depreciation 7 7 27 30 43 28 51 79 81 52 152 214 297
Profit before tax 470 486 966 1,121 3,276 1,706 -1,104 -18,063 -20,117 728 -3,616 645 477
Tax % 24% 27% 34% 34% 15% 27% -11% -26% -25% 26% -45% 25%
357 357 642 749 2,806 1,263 -966 -13,456 -15,051 540 -1,975 485 540
EPS in Rs 15.75 13.85 22.05 25.68 89.62 40.28 -30.78 -428.77 -479.61 0.25 -0.85 0.19 14.50
Dividend Payout % 11% 33% 14% 31% 4% 14% 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: 5%
5 Years: 1%
3 Years: 19%
TTM: 53%
Compounded Profit Growth
10 Years: -3%
5 Years: 15%
3 Years: -9%
TTM: 253%
Stock Price CAGR
10 Years: 20%
5 Years: 143%
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: 3%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2024 Mar 2025
Equity Capital 104 117 146 292 313 314 314 314 314 23,365 24,965
Reserves 1,451 1,905 4,836 5,098 7,417 8,684 7,624 -5,860 -20,959 -8,470 -8,308
20,524 25,006 48,881 61,050 81,511 91,979 96,812 90,412 89,851 45,680 56,810
829 730 1,567 2,805 3,048 5,367 1,853 964 1,153 5,283 4,180
Total Liabilities 22,908 27,757 55,429 69,245 92,290 106,344 106,602 85,830 70,359 65,858 77,647
414 423 191 508 211 850 865 920 940 1,778 1,679
CWIP 166 182 810 590 634 129 104 105 0 0 0
Investments 701 247 1,751 1,811 13,509 8,120 2,498 3,881 8,449 8,307 7,815
21,627 26,904 52,677 66,336 77,936 97,245 103,135 80,924 60,970 55,773 68,153
Total Assets 22,908 27,757 55,429 69,245 92,290 106,344 106,602 85,830 70,359 65,858 77,647

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2024 Mar 2025
247 523 -12,272 -12,582 -15,593 -18,136 -8,735 12,576 7,135 8,661 -6,431 -9,772
-1,249 470 -866 24 -10,930 6,091 6,135 644 -4,526 -325 70 -901
1,386 -1,647 12,643 15,416 26,289 11,173 1,937 -7,631 0 -8,366 6,389 12,525
Net Cash Flow 385 -654 -496 2,858 -234 -872 -663 5,589 2,609 -30 29 1,852

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2024 Mar 2025
Debtor Days 8 7 11 10 0 1 0 0 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 8 7 11 10 0 1 0 0 0 0 0
Working Capital Days -479 -396 -585 -661 -346 -421 -62 -11 34 -9 -6
ROCE % 11% 11% 11% 10% 10% 8% -13% -26% 9%

Shareholding Pattern

Numbers in percentages

Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2025
39.21% 39.21% 39.21% 39.21% 39.21% 39.21% 39.21% 39.21% 39.21% 39.21% 39.21% 46.16%
22.25% 17.65% 11.26% 9.48% 6.45% 3.15% 2.89% 2.47% 2.47% 1.92% 0.25% 15.10%
4.10% 4.77% 3.89% 3.75% 3.50% 3.46% 3.45% 3.45% 3.45% 3.45% 3.45% 14.46%
34.44% 38.37% 45.64% 47.55% 50.84% 54.18% 54.45% 54.87% 54.87% 55.42% 57.09% 23.78%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.49%
No. of Shareholders 2,84,4133,09,0163,40,4073,41,7983,39,4223,35,4743,35,2923,25,7783,26,7693,34,2603,48,0062,31,564

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

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