Muthoot Microfin Ltd
Founded in April 1992, Muthoot Microfin Limited, a subsidiary of Muthoot Pappachan Group, provides micro-loans to female customers with a focus on rural regions in India[1]
- Market Cap ₹ Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E
- Book Value ₹
- Dividend Yield %
- ROCE %
- ROE %
- Face Value ₹
Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Microfinance Institutions
Part of BSE Financial Services BSE 1000
Quarterly Results
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Dividend Payout % |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Balance Sheet
Figures in Rs. Crores
| Equity Capital |
| Reserves |
| Borrowing |
| Total Liabilities |
| CWIP |
| Investments |
| Total Assets |
Cash Flows
Figures in Rs. Crores
| Net Cash Flow |
| Free Cash Flow |
| CFO/OP |
Ratios
Figures in Rs. Crores
| ROE % |
Insights
In beta| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|
| GNPA Ratio % ・Standalone data |
|
||||||
| Gross Loan Portfolio (AUM) INR Million ・Standalone data |
|||||||
| Active Customers Million ・Standalone data |
|||||||
| Employee Count Nos ・Standalone data |
|||||||
| Loan Disbursements INR Million ・Standalone data |
|||||||
| Number of Branches Nos ・Standalone data |
|||||||
Extracted by Screener AI
Documents
Announcements
-
Board Meeting Intimation for 1.To Consider And Approve The Authorization For Issuance Of NCD
2.To Consider The Proposal For Scheduling The AGM Of The Company.
10h - Board meets June 30, 2026 to consider NCD issuance up to Rs. 4,000 crore and AGM schedule.
-
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
16 Jun - Company officials to participate in 1x1/group investor meeting in Mumbai on 22 June 2026.
-
Asset Liability Management (ALM) statement
15 Jun - Filed provisional ALM and interest rate sensitivity statement for May 31, 2026.
-
Announcement under Regulation 30 (LODR)-Press Release / Media Release
9 Jun - CRISIL upgraded Muthoot Microfin’s long-term rating to AA-/Stable; CP reaffirmed at A1+.
-
Announcement under Regulation 30 (LODR)-Credit Rating
9 Jun - CRISIL upgraded Muthoot Microfin’s long-term rating to AA-/Stable on Rs10,000 crore facilities and NCDs; CP reaffirmed A1+.
Concalls
-
May 2026Transcript PPT REC
-
May 2026TranscriptAI SummaryPPT
-
Feb 2026Transcript PPT
-
Nov 2025Transcript PPT REC
-
Nov 2025TranscriptAI SummaryPPT
-
Aug 2025Transcript PPT
-
May 2025Transcript PPT REC
-
Feb 2025Transcript PPT REC
-
Nov 2024Transcript PPT
-
Nov 2024TranscriptAI SummaryPPT
-
Aug 2024Transcript PPT
-
Aug 2024TranscriptPPT REC
-
May 2024Transcript PPT REC
-
May 2024TranscriptAI SummaryPPT
-
Mar 2024TranscriptAI SummaryPPT
-
Feb 2024Transcript PPT REC
Market Share[1] Muthoot Microfin is the 2nd largest NBFC-MFI in India in terms of gross loan portfolio as of FY23.[2] They are also 2nd largest among NBFC-MFIs in South India in terms of gross loan portfolio, largest in Kerala, and have a 16% market share in Tamil Nadu