MOS Utility Ltd
Incorporated in 2009, MOS Utility Ltd is a fintech company which offers a Unified Open API and Wallet platform[1]
- Market Cap ₹ 662 Cr.
- Current Price ₹ 265
- High / Low ₹ 375 / 150
- Stock P/E 52.9
- Book Value ₹ 34.7
- Dividend Yield 0.00 %
- ROCE 21.3 %
- ROE 15.5 %
- Face Value ₹ 10.0
Pros
- Company's working capital requirements have reduced from 52.0 days to 23.8 days
Cons
- Stock is trading at 7.66 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding has decreased over last quarter: -3.54%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Half Yearly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| 106 | 187 | 616 | |
| 99 | 175 | 596 | |
| Operating Profit | 7 | 12 | 20 |
| OPM % | 7% | 6% | 3% |
| 4 | 6 | 4 | |
| Interest | 1 | 1 | 1 |
| Depreciation | 2 | 2 | 4 |
| Profit before tax | 7 | 15 | 19 |
| Tax % | 22% | 19% | 29% |
| 6 | 12 | 14 | |
| EPS in Rs | 2.96 | 4.51 | 5.02 |
| Dividend Payout % | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 230% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 78% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | 73% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 15% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Equity Capital | 19 | 25 | 25 |
| Reserves | 7 | 50 | 62 |
| 8 | 5 | 19 | |
| 18 | 26 | 45 | |
| Total Liabilities | 52 | 106 | 151 |
| 9 | 19 | 31 | |
| CWIP | 3 | 2 | 0 |
| Investments | 12 | 14 | 6 |
| 29 | 70 | 114 | |
| Total Assets | 52 | 106 | 151 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| 4 | -14 | 37 | |
| -9 | -14 | -29 | |
| 5 | 34 | 13 | |
| Net Cash Flow | 1 | 6 | 21 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Debtor Days | 14 | 18 | 3 |
| Inventory Days | |||
| Days Payable | |||
| Cash Conversion Cycle | 14 | 18 | 3 |
| Working Capital Days | 58 | 74 | 24 |
| ROCE % | 17% | 21% |
Documents
Announcements
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Structural Digital Database
28 June 2025 - Submission of SDD compliance certificate for FY ended March 2025 with inadvertent delay.
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Notice Of Shareholders Meetings-XBRL
26 June 2025 - MOS UTILITY LIMITED has informed about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 07-Jul-2025
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Addendum
26 June 2025 - Corrigendum issued updating details on preferential issue and EGM scheduled for July 7, 2025.
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Clarification - Financial Results
25 June 2025 - Exchange has sought clarification from Mos Utility Limited for the quarter ended 31-Mar-2025 with respect to Regulation 33 of the SEBI (LODR) Regulations, 2015. On …
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Notice Of Shareholders Meetings-XBRL
13 June 2025 - MOS Utility Limited has informed about Notice of Shareholders Meeting for Extra-ordinary Meeting to be held on 07-Jul-2025
Annual reports
Concalls
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Jun 2024TranscriptPPT
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May 2023TranscriptNotesPPT
Business Overview:[1]
Company provides a platform to agents to facilitate instant digital transfer of money to a bank account, AEPS, Micro ATM, NSDL kiosk, flight booking, hotel booking, recharge any cell phone and DTH, Bill payments of utility bills and insurance premium selling to travel, 2-wheeler and health insurance, CMS, courier services, Mera adhikar, etc.