One Mobikwik Systems Ltd

One Mobikwik Systems Ltd

₹ 272 -0.15%
22 May - close price
About

Incorporated in 2009, One Mobikwik Systems
Ltd is a digital banking platform which offers
a wide range of financial products for both consumers and merchants[1]

Key Points

Business Overview:[1]
OMSL operates a tech-first application based business that provides payments and digital financial services to consumers and merchants through its MobiKwik platform. This platform business has a two-sided payments network, consisting of consumers and merchants. It has acquired 161.03 million Registered Users and enabled 4.26 million Merchants to make and accept payments online and offline. Company added newer products to its digital credit, investments, and insurance verticals.

  • Market Cap 2,110 Cr.
  • Current Price 272
  • High / Low 698 / 227
  • Stock P/E
  • Book Value 75.8
  • Dividend Yield 0.00 %
  • ROCE -14.6 %
  • ROE -32.4 %
  • Face Value 2.00

Pros

  • Debtor days have improved from 34.2 to 17.5 days.

Cons

  • Stock is trading at 3.59 times its book value
  • Company has low interest coverage ratio.
  • Promoter holding is low: 25.2%
  • Company has a low return on equity of -27.0% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
203 229 265 342 291 269 268
196 221 266 344 287 317 324
Operating Profit 7 8 -1 -1 4 -48 -56
OPM % 4% 4% -0% -0% 1% -18% -21%
3 2 7 4 3 5 11
Interest 5 5 5 7 7 7 7
Depreciation 1 1 1 2 3 3 4
Profit before tax 5 5 -1 -6 -3 -53 -57
Tax % 1% -2% 5% 4% 8% 4% -1%
5 5 -1 -7 -4 -55 -56
EPS in Rs 0.91 0.92 -0.12 -1.16 -0.63 -7.12 -7.21
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
289 527 539 875 1,170
404 659 617 853 1,272
Operating Profit -115 -132 -78 22 -102
OPM % -40% -25% -14% 3% -9%
14 17 22 15 22
Interest 7 11 20 19 27
Depreciation 1 2 4 4 13
Profit before tax -110 -128 -81 14 -120
Tax % 1% -0% 4% 0% 2%
-111 -128 -84 14 -122
EPS in Rs -1,107.46 -22.41 -14.66 2.46 -15.64
Dividend Payout % 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 31%
TTM: 34%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: 2%
TTM: -965%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: -27%
Last Year: -32%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 1 11 11 11 16
Reserves -35 205 131 151 573
75 158 206 223 292
383 462 366 469 480
Total Liabilities 423 836 714 855 1,360
1 9 15 16 25
CWIP 0 0 0 0 0
Investments 1 1 2 5 6
421 826 698 834 1,329
Total Assets 423 836 714 855 1,360

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-35 -321 27 -22 -68
10 -85 -1 27 -313
73 329 18 3 515
Net Cash Flow 49 -76 44 8 133

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 48 20 51 34 17
Inventory Days
Days Payable
Cash Conversion Cycle 48 20 51 34 17
Working Capital Days -292 -128 -118 -68 -77
ROCE % -57% -17% 9% -15%

Shareholding Pattern

Numbers in percentages

100 Recently
Dec 2024Mar 2025
25.18% 25.18%
4.83% 3.90%
8.85% 4.55%
61.13% 66.38%
No. of Shareholders 1,40,2861,85,741

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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