One Mobikwik Systems Ltd

One Mobikwik Systems Ltd

₹ 272 -0.15%
22 May - close price
About

Incorporated in 2009, One Mobikwik Systems
Ltd is a digital banking platform which offers
a wide range of financial products for both consumers and merchants[1]

Key Points

Business Overview:[1]
OMSL operates a tech-first application based business that provides payments and digital financial services to consumers and merchants through its MobiKwik platform. This platform business has a two-sided payments network, consisting of consumers and merchants. It has acquired 161.03 million Registered Users and enabled 4.26 million Merchants to make and accept payments online and offline. Company added newer products to its digital credit, investments, and insurance verticals.

  • Market Cap 2,112 Cr.
  • Current Price 272
  • High / Low 698 / 227
  • Stock P/E
  • Book Value 77.7
  • Dividend Yield 0.00 %
  • ROCE -13.1 %
  • ROE -31.3 %
  • Face Value 2.00

Pros

  • Debtor days have improved from 34.6 to 17.3 days.

Cons

  • Stock is trading at 3.50 times its book value
  • Company has low interest coverage ratio.
  • Promoter holding is low: 25.2%
  • Company has a low return on equity of -25.7% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Standalone Figures in Rs. Crores / View Consolidated

Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025
201 227 263 341 290 268 266
194 218 268 347 287 315 323
Operating Profit 8 9 -5 -6 2 -47 -57
OPM % 4% 4% -2% -2% 1% -17% -22%
5 3 7 4 6 7 13
Interest 5 6 6 7 8 8 8
Depreciation 1 1 1 2 3 3 4
Profit before tax 6 5 -5 -11 -3 -51 -56
Tax % 0% 0% 0% 0% 0% 2% 0%
6 5 -5 -11 -3 -52 -56
EPS in Rs 1.03 0.95 -0.86 -1.99 -0.51 -6.74 -7.17
Raw PDF

Profit & Loss

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
306 271 487 526 867 1,164
416 391 621 604 848 1,271
Operating Profit -111 -120 -134 -79 19 -107
OPM % -36% -44% -28% -15% 2% -9%
22 21 19 21 17 30
Interest 10 7 10 21 22 31
Depreciation 3 1 2 4 4 13
Profit before tax -102 -108 -128 -83 9 -121
Tax % 0% 0% 0% 0% 0% 1%
-102 -108 -128 -83 9 -122
EPS in Rs -1,016.12 -1,071.34 -22.38 -14.44 1.56 -15.75
Dividend Payout % 0% 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: 31%
3 Years: 34%
TTM: 34%
Compounded Profit Growth
10 Years: %
5 Years: -4%
3 Years: 0%
TTM: -1473%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: -26%
Last Year: -31%

Balance Sheet

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 1 1 11 11 11 16
Reserves -29 -15 225 153 167 588
90 70 151 224 260 332
270 360 432 351 432 458
Total Liabilities 332 416 819 740 870 1,394
5 1 9 15 16 25
CWIP 0 0 0 0 0 0
Investments 9 42 53 63 66 68
318 374 757 662 788 1,301
Total Assets 332 416 819 740 870 1,394

Cash Flows

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
-22 -37 -321 17 -25 -62
20 8 -83 -26 23 -315
-23 73 330 36 18 515
Net Cash Flow -25 43 -74 28 16 137

Ratios

Standalone Figures in Rs. Crores / View Consolidated

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Debtor Days 20 43 27 52 34 17
Inventory Days
Days Payable
Cash Conversion Cycle 20 43 27 52 34 17
Working Capital Days -213 -313 -131 -117 -47 -67
ROCE % -170% -50% -16% 8% -13%

Shareholding Pattern

Numbers in percentages

100 Recently
Dec 2024Mar 2025
25.18% 25.18%
4.83% 3.90%
8.85% 4.55%
61.13% 66.38%
No. of Shareholders 1,40,2861,85,741

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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