IBL Finance Ltd

IBL Finance Ltd

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About

Incorporated in 2023, IBL Finance Ltd is in the business of lending through digital platforms, with a primary focus on SME loans[1]

Key Points

Business Overview:[1][2][3][4]
a) IBLFL is a systemically important non-deposit-taking Non-Banking Financial Company engaged in lending.
b) It has a diversified lending portfolio across retail and MSME customers, with a presence in all major cities of India.
c) The company is a technology-driven fintech firm that leverages technology and data science to make lending quick and easy.
d) Through its mobile app, IBLFL offers instant personal loans through an almost 100% digital process.
e) The company provides microloans to small and micro enterprises, self-employed individuals, and salaried persons through a digital platform accessible via web and mobile apps.
f) In FY23, the company had over 5 lakh registered users, 1.70 lakh loans disbursed, 9,000+ active loans, and coverage across 240 districts.

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Pros

Cons

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

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Profit & Loss

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Balance Sheet

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Shareholding Pattern

Numbers in percentages

Mar 2024Sep 2024Mar 2025
63.21% 63.21% 63.21%
0.01% 0.01% 0.01%
36.78% 36.78% 36.78%
No. of Shareholders 1,3981,016987

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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