Billionbrains Garage Ventures Ltd
Incorporated in 2017, Groww is a Bengaluru-based fintech company that provides retail investors direct-to-customer digital investment platform, providing multiple financial products and services.[1]
- Market Cap ₹ 95,555 Cr.
- Current Price ₹ 155
- High / Low ₹ 194 / 112
- Stock P/E 51.0
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 62.6 %
- ROE 49.9 %
- Face Value ₹ 2.00
Pros
- Company is almost debt free.
- Company has a good return on equity (ROE) track record: 3 Years ROE 31.9%
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Capital Markets Stockbroking & Allied
Part of BSE IPO
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 427 | 1,142 | 2,794 | 4,061 | |
| 661 | 743 | 2,050 | 1,531 | |
| Operating Profit | -233 | 399 | 743 | 2,530 |
| OPM % | -55% | 35% | 27% | 62% |
| 0 | 119 | -1,337 | 0 | |
| Interest | 0 | 2 | 4 | 43 |
| Depreciation | 3 | 12 | 20 | 25 |
| Profit before tax | -236 | 504 | -618 | 2,464 |
| Tax % | 1% | 9% | 30% | 26% |
| -239 | 458 | -805 | 1,824 | |
| EPS in Rs | -2,144.93 | 67.20 | -118.20 | 9.98 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 112% |
| TTM: | 45% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 113% |
| TTM: | 138% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 32% |
| Last Year: | 50% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|
| Equity Capital | 0.11 | 21 | 21 | 366 | 1,198 |
| Reserves | 2,706 | 3,252 | 2,478 | 4,446 | 6,158 |
| 0 | 75 | 91 | 610 | 367 | |
| 1,291 | 1,460 | 5,428 | 4,654 | 5,954 | |
| Total Liabilities | 3,997 | 4,808 | 8,018 | 10,076 | 13,677 |
| 286 | 321 | 396 | 402 | 1,561 | |
| CWIP | 0 | 0 | 0 | 0 | 1,340 |
| Investments | 280 | 1,252 | 1,448 | 1,907 | 1,298 |
| 3,431 | 3,235 | 6,174 | 7,767 | 9,477 | |
| Total Assets | 3,997 | 4,808 | 8,018 | 10,076 | 13,677 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| -349 | 548 | 885 | -962 | |
| -1,512 | -363 | -910 | 140 | |
| 1,874 | -5 | 4 | 876 | |
| Net Cash Flow | 14 | 179 | -21 | 53 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Debtor Days | 12 | 12 | 9 | 9 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 12 | 12 | 9 | 9 |
| Working Capital Days | -961 | -2 | -434 | -162 |
| ROCE % | 16% | 24% | 63% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Credit Rating
28 Nov - ICRA reaffirmed Billionbrains Garage Ventures issuer rating at [ICRA]AA- (Stable) on November 28, 2025.
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Announcement under Regulation 30 (LODR)-Acquisition
28 Nov - Rights issue investment Rs.1,044.67 million in wholly-owned Finwizard by Billionbrains Garage Ventures.
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 26 Nov
- Announcement under Regulation 30 (LODR)-Newspaper Publication 22 Nov
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
21 Nov - Q2 FY26 earnings conference call audio available online (Nov 21, 2025).
Concalls
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Nov 2025Transcript PPT REC
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Nov 2025TranscriptAI SummaryPPTREC
Business Overview[1]
Billionbrains Garage Ventures (Groww) is India’s largest digital investment platform by active users on the NSE as of June 2025. The company operates a direct-to-customer model offering a wide range of financial products, including stocks, derivatives, bonds, mutual funds, margin trading facilities, and personal loans. Its technology-first approach and intuitive app design have driven widespread adoption across India’s cities and rural markets.