Billionbrains Garage Ventures Ltd
Incorporated in 2017, Groww is a Bengaluru-based fintech company that provides retail investors direct-to-customer digital investment platform, providing multiple financial products and services.[1]
- Market Cap ₹ 95,555 Cr.
- Current Price ₹ 155
- High / Low ₹ 194 / 112
- Stock P/E 63.0
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 65.3 %
- ROE 50.0 %
- Face Value ₹ 2.00
Pros
- Company has reduced debt.
- Company is almost debt free.
- Company has a good return on equity (ROE) track record: 3 Years ROE 28.1%
- Debtor days have improved from 90.6 to 35.8 days.
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Capital Markets Stockbroking & Allied
Part of BSE IPO
Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| 186 | 1,012 | 1,939 | 2,909 | |
| 424 | 580 | 1,703 | 900 | |
| Operating Profit | -238 | 432 | 237 | 2,008 |
| OPM % | -128% | 43% | 12% | 69% |
| 0 | 9 | -1,164 | 2 | |
| Interest | 0 | 2 | 3 | 2 |
| Depreciation | 3 | 12 | 18 | 21 |
| Profit before tax | -241 | 427 | -947 | 1,987 |
| Tax % | 0% | 5% | 10% | 25% |
| -241 | 406 | -1,042 | 1,492 | |
| EPS in Rs | -2,157.83 | 59.55 | -153.01 | 8.16 |
| Dividend Payout % | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 150% |
| TTM: | 50% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 102% |
| TTM: | 261% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 28% |
| Last Year: | 50% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|
| Equity Capital | 0.11 | 21 | 21 | 366 | 1,198 |
| Reserves | 2,465 | 2,980 | 1,971 | 3,606 | 5,128 |
| 0 | 73 | 64 | 60 | 7 | |
| 139 | 131 | 2,299 | 210 | 699 | |
| Total Liabilities | 2,605 | 3,205 | 4,355 | 4,241 | 7,033 |
| 9 | 41 | 29 | 31 | 23 | |
| CWIP | 0 | 0 | 0 | 0 | 0 |
| Investments | 852 | 1,785 | 2,210 | 3,325 | 4,923 |
| 1,744 | 1,379 | 2,116 | 886 | 2,086 | |
| Total Assets | 2,605 | 3,205 | 4,355 | 4,241 | 7,033 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| -397 | 351 | 505 | -23 | |
| -1,482 | -211 | -605 | -330 | |
| 1,875 | -5 | 12 | 395 | |
| Net Cash Flow | -4 | 135 | -88 | 41 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Debtor Days | 277 | 106 | 130 | 36 |
| Inventory Days | ||||
| Days Payable | ||||
| Cash Conversion Cycle | 277 | 106 | 130 | 36 |
| Working Capital Days | 236 | 161 | -161 | 44 |
| ROCE % | 15% | 15% | 65% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Credit Rating
28 Nov - ICRA reaffirmed Billionbrains Garage Ventures issuer rating at [ICRA]AA- (Stable) on November 28, 2025.
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Announcement under Regulation 30 (LODR)-Acquisition
28 Nov - Rights issue investment Rs.1,044.67 million in wholly-owned Finwizard by Billionbrains Garage Ventures.
- Announcement under Regulation 30 (LODR)-Earnings Call Transcript 26 Nov
- Announcement under Regulation 30 (LODR)-Newspaper Publication 22 Nov
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
21 Nov - Q2 FY26 earnings conference call audio available online (Nov 21, 2025).
Concalls
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Nov 2025Transcript PPT REC
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Nov 2025TranscriptAI SummaryPPTREC
Business Overview[1]
Billionbrains Garage Ventures (Groww) is India’s largest digital investment platform by active users on the NSE as of June 2025. The company operates a direct-to-customer model offering a wide range of financial products, including stocks, derivatives, bonds, mutual funds, margin trading facilities, and personal loans. Its technology-first approach and intuitive app design have driven widespread adoption across India’s cities and rural markets.