Dewan Housing Finance Corporation Ltd

₹ 16.7 None%
Jun 11 4:00 p.m.
About

Dewan Housing Finance Corporation's main business is of providing loans to Retail customers for construction or purchase of residential property, loans against property,

  • Market Cap 524 Cr.
  • Current Price 16.7
  • High / Low 22.8 / 15.0
  • Stock P/E
  • Book Value -658
  • Dividend Yield 0.00 %
  • ROCE -25.8 %
  • ROE %
  • Face Value 10.0

Pros

Cons

  • Company has low interest coverage ratio.
  • The company has delivered a poor sales growth of 2.28% over past five years.
  • Contingent liabilities of Rs.2265.76 Cr.
  • Promoters have pledged 100.00% of their holding.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Sector: Finance Industry: Finance - Housing

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
3,483 3,327 2,961 2,396 2,107 2,432 2,623 2,325 2,205 2,207 2,035 2,001
402 437 3,432 426 8,074 1,169 12,157 2,158 4,895 19,812 1,755 1,487
Operating Profit 3,081 2,890 -470 1,970 -5,968 1,263 -9,533 167 -2,690 -17,606 280 514
OPM % 88% 87% -16% 82% -283% 52% -363% 7% -122% -798% 14% 26%
4 5 15 4 474 5 -462 4 1 1 26 1
Interest 2,446 2,416 2,355 2,166 2,014 1,423 133 58 57 53 51 48
Depreciation 12 13 18 17 10 12 40 20 20 20 20 19
Profit before tax 627 465 -2,829 -208 -7,518 -168 -10,169 93 -2,766 -17,677 234 448
Tax % 31% 34% 24% -4% 12% 657% 26% 24% 23% 26% 59% 30%
Net Profit 440 314 -2,151 -242 -6,641 934 -7,507 70 -2,123 -13,095 97 314
EPS in Rs 14.01 10.00 -68.54 -7.73 -211.60 29.77 -239.21 2.23 -67.64 -417.29 3.08 10.02

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 TTM
555 733 1,041 2,094 3,212 6,420 7,835 11,465 10,849 12,882 9,558 8,771 8,447
52 75 124 271 374 968 1,196 1,477 1,413 4,496 21,824 28,621 27,949
Operating Profit 503 658 917 1,823 2,838 5,451 6,639 9,989 9,436 8,386 -12,266 -19,850 -19,503
OPM % 91% 90% 88% 87% 88% 85% 85% 87% 87% 65% -128% -226% -231%
2 2 2 44 4 2 4 6 41 -22 19 32 29
Interest 391 525 702 1,390 2,350 4,460 5,492 6,674 7,744 9,417 5,736 218 209
Depreciation 2 3 3 7 7 27 30 43 28 51 79 81 79
Profit before tax 112 132 213 470 486 966 1,121 3,276 1,706 -1,104 -18,063 -20,117 -19,762
Tax % 22% 26% 26% 24% 27% 34% 34% 15% 27% 11% 26% 25%
Net Profit 86 95 155 329 324 642 749 2,806 1,263 -966 -13,456 -15,051 -14,807
EPS in Rs 7.07 7.88 9.44 15.75 13.85 22.05 25.68 89.62 40.28 -30.78 -428.77 -479.61 -471.83
Dividend Payout % 18% 16% 16% 11% 33% 14% 31% 4% 14% 0% 0% 0%
Compounded Sales Growth
10 Years: 15%
5 Years: 2%
3 Years: -7%
TTM: -11%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -13%
Stock Price CAGR
10 Years: -15%
5 Years: -47%
3 Years: -47%
1 Year: 10%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: %

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
68 64 85 104 117 146 292 313 314 314 314 314
Reserves 387 406 802 1,451 1,905 4,836 4,973 7,417 8,684 7,624 -5,860 -20,959
Borrowings 4,259 6,176 9,305 20,524 25,006 48,881 61,050 81,511 91,979 96,812 90,412 89,851
103 204 179 829 730 1,567 2,930 3,048 5,367 1,853 964 1,153
Total Liabilities 4,809 6,846 10,369 22,908 27,757 55,429 69,245 92,290 106,344 106,602 85,830 70,359
42 46 50 414 423 191 508 211 850 865 920 940
CWIP 4 4 167 166 182 810 590 634 129 104 105 0
Investments 88 95 115 701 247 1,751 1,811 13,509 8,120 2,498 3,881 8,449
4,674 6,700 10,036 21,627 26,904 52,677 66,336 77,936 97,245 103,135 80,924 60,970
Total Assets 4,809 6,846 10,369 22,908 27,757 55,429 69,245 92,290 106,344 106,602 85,830 70,359

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
52 87 123 247 523 -12,272 -12,582 -15,593 -18,136 -8,735 12,576 7,135
41 1 -172 -1,249 470 -866 24 -10,930 6,091 6,135 644 -4,526
-117 250 314 1,386 -1,647 12,643 15,416 26,289 11,173 1,937 -7,631 0
Net Cash Flow -24 338 265 385 -654 -496 2,858 -234 -872 -663 5,589 2,609

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021
Debtor Days 2 2 3 8 7 11 10 0 1 0 0 0
Inventory Days
Days Payable
Cash Conversion Cycle 2 2 3 8 7 11 10 0 1 0 0 0
Working Capital Days -6 -17 -12 212 152 97 82 116 -140 -5 38 34
ROCE % 12% 12% 11% 11% 12% 11% 10% 10% 8% -13% -26%

Shareholding Pattern

Numbers in percentages

Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Dec 2019 Mar 2020 Jun 2020 Sep 2020 Dec 2020 Mar 2021 Jun 2021
39.21 39.21 39.21 39.21 39.21 39.21 39.21 39.21 39.21 39.21 39.21 39.21
19.43 22.25 17.65 11.26 9.48 6.45 3.15 2.89 2.47 2.47 1.92 0.25
6.42 4.10 4.77 3.89 3.75 3.50 3.46 3.45 3.45 3.45 3.45 3.45
34.94 34.44 38.37 45.64 47.55 50.84 54.18 54.45 54.87 54.87 55.42 57.09

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