Piramal Capital & Housing Finance Ltd
₹ 16.7
-9.97%
11 Jun 2021
About
Dewan Housing Finance Corporation's main business is of providing loans to Retail customers for construction or purchase of residential property, loans against property,
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- Market Cap ₹ 524 Cr.
- Current Price ₹ 16.7
- High / Low ₹ /
- Stock P/E 0.83
- Book Value ₹ 709
- Dividend Yield 0.00 %
- ROCE %
- ROE 2.88 %
- Face Value ₹ 10.0
Pros
- Stock is trading at 0.02 times its book value
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Company has low interest coverage ratio.
- The company has delivered a poor sales growth of -10.8% over past five years.
- Company has a low return on equity of -38.4% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance - Housing
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1,449 | 2,468 | 4,061 | 4,966 | 5,979 | 7,295 | 10,821 | 10,850 | 12,884 | 9,322 | 5,082 | 6,121 | |
| 168 | 267 | 339 | 437 | 553 | 683 | 778 | 1,413 | 4,572 | 21,785 | 690 | 1,946 | |
| Operating Profit | 1,281 | 2,201 | 3,722 | 4,528 | 5,426 | 6,613 | 10,043 | 9,437 | 8,312 | -12,463 | 4,391 | 4,175 |
| OPM % | 88% | 89% | 92% | 91% | 91% | 91% | 93% | 87% | 65% | -134% | 86% | 68% |
| 37 | 1 | 16 | 0 | 2 | 4 | 5 | 14 | -33 | 19 | 6 | -77 | |
| Interest | 973 | 1,799 | 3,119 | 3,783 | 4,460 | 5,490 | 6,654 | 7,722 | 9,393 | 5,725 | 2,828 | 3,332 |
| Depreciation | 4 | 5 | 8 | 11 | 26 | 24 | 23 | 28 | 51 | 79 | 29 | 52 |
| Profit before tax | 341 | 398 | 611 | 735 | 943 | 1,102 | 3,372 | 1,701 | -1,165 | -18,248 | 1,540 | 714 |
| Tax % | 22% | 23% | 26% | 28% | 34% | 34% | 14% | 27% | 11% | 25% | 33% | 26% |
| 265 | 306 | 452 | 529 | 621 | 729 | 2,896 | 1,240 | -1,036 | -13,612 | 1,034 | 526 | |
| EPS in Rs | 12.69 | 13.11 | 17.62 | 20.60 | 21.32 | 24.99 | 92.50 | 39.53 | -33.01 | -433.76 | 32.96 | 16.75 |
| Dividend Payout % | 14% | 13% | 14% | 19% | 14% | 32% | 4% | 14% | 0% | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 10% |
| 5 Years: | -11% |
| 3 Years: | -22% |
| TTM: | 20% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 7% |
| 5 Years: | -16% |
| 3 Years: | 38% |
| TTM: | -39% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | -18% |
| 5 Years: | -35% |
| 3 Years: | 4% |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | -11% |
| 5 Years: | -24% |
| 3 Years: | -38% |
| Last Year: | 3% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 104 | 117 | 128 | 128 | 146 | 292 | 313 | 314 | 314 | 314 | 19,284 | 21,365 |
| Reserves | 1,444 | 1,916 | 3,109 | 3,447 | 4,490 | 4,600 | 7,683 | 8,919 | 7,788 | -5,852 | 2,203 | 895 |
| 14,848 | 19,148 | 32,040 | 39,457 | 48,881 | 61,050 | 81,264 | 91,712 | 96,521 | 90,412 | 29,867 | 46,416 | |
| 285 | 357 | 526 | 830 | 1,098 | 1,912 | 3,038 | 5,367 | 1,852 | 964 | 1,303 | 11,027 | |
| Total Liabilities | 16,682 | 21,538 | 35,803 | 43,863 | 54,615 | 67,853 | 92,298 | 106,312 | 106,475 | 85,838 | 52,657 | 79,702 |
| 56 | 64 | 179 | 192 | 188 | 202 | 209 | 850 | 865 | 920 | 10,365 | 10,833 | |
| CWIP | 166 | 182 | 259 | 796 | 796 | 579 | 634 | 129 | 104 | 105 | 0 | 0 |
| Investments | 871 | 463 | 275 | 721 | 1,006 | 893 | 13,535 | 8,086 | 2,361 | 3,881 | 11,352 | 13,914 |
| 15,589 | 20,829 | 35,090 | 42,153 | 52,624 | 66,179 | 77,920 | 97,247 | 103,145 | 80,932 | 30,940 | 54,956 | |
| Total Assets | 16,682 | 21,538 | 35,803 | 43,863 | 54,615 | 67,853 | 92,298 | 106,312 | 106,475 | 85,838 | 52,657 | 79,702 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 114 | 230 | 566 | -8,879 | -12,457 | -13,139 | -15,746 | -18,136 | -8,735 | 12,576 | 1,420 | 8,685 | |
| -676 | 466 | -60 | -715 | -506 | 505 | -10,442 | 6,091 | 6,135 | 575 | -2,260 | -325 | |
| 994 | -874 | -695 | 10,065 | 12,468 | 15,416 | 26,042 | 11,173 | 1,937 | -7,563 | 534 | -8,390 | |
| Net Cash Flow | 431 | -178 | -189 | 471 | -495 | 2,781 | -146 | -872 | -663 | 5,589 | -306 | -30 |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2011 | Mar 2012 | Mar 2013 | Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debtor Days | 8 | 8 | 5 | 6 | 12 | 10 | 0 | 1 | 0 | 0 | 0 | 0 |
| Inventory Days | ||||||||||||
| Days Payable | ||||||||||||
| Cash Conversion Cycle | 8 | 8 | 5 | 6 | 12 | 10 | 0 | 1 | 0 | 0 | 0 | 0 |
| Working Capital Days | -62 | -116 | -266 | -275 | -379 | -337 | -222 | -145 | -5 | 39 | 94 | -188 |
| ROCE % | 10% | 12% | 13% | 12% | 11% | 11% | 10% | 10% | 8% | -13% |
Documents
Announcements
- Submission Of Unaudited Financial Results (Standalone & Consolidated) For The Quarter Ended June 30, 2021 13 Aug 2021
- Board Meeting Intimation for Consider The Unaudited Standalone & Consolidated Financial Results Of The Company For The First Quarter Ended 30Th June 2021 Along 7 Aug 2021
- Newspaper Clippings -Pursuant To Regulation 47 Read With Regulation 29 Of The SEBI (LODR) Regulations, 2015 31 Jul 2021
- Suspension Of Trading In Non-Convertible Debentures Of Dewan Housing Finance Corporation Limited 27 Jul 2021
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Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
27 Jul 2021 - Certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended on 30th June, 2021.
Annual reports
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
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Concalls
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Aug 2020TranscriptNotesPPT
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Jul 2020TranscriptNotesPPT
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Feb 2019TranscriptNotesPPT
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Dec 2016TranscriptNotesPPT
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