Baid Finserv Ltd

Baid Finserv Ltd

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About

Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated in Rajasthan and has started operations in Madhya Pradesh.[1]

Key Points

Scale Based Regulations[1]
The RBI has introduced the Scale Based Regulation (SBR), a revised regulatory framework for NBFCs, classifying them into Base, Middle, Upper and Top Layers. Under this framework, the Company is classified as a Base Layer (NBFC-BL) entity.

  • Market Cap Cr.
  • Current Price
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  • Stock P/E
  • Book Value
  • Dividend Yield %
  • ROCE %
  • ROE %
  • Face Value

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* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Interest
Financing Profit
Financing Margin %
Depreciation
Profit before tax
Tax %
EPS in Rs
Dividend Payout %
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: %
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: %
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: %

Balance Sheet

Figures in Rs. Crores

Equity Capital
Reserves
Borrowing
Total Liabilities
CWIP
Investments
Total Assets

Cash Flows

Figures in Rs. Crores

Net Cash Flow
Free Cash Flow
CFO/OP

Ratios

Figures in Rs. Crores

ROE %

Insights

In beta
Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Assets Under Management (AUM)
₹ Crore ・Standalone data

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Total Workforce (Employees)
Count ・Standalone data
Gross NPA
% ・Standalone data
Net NPA
% ・Standalone data
Average Lending Rate
% ・Standalone data
Collection Efficiency
% ・Standalone data
Fresh Disbursements
₹ Crore ・Standalone data
Number of Branches
Count ・Standalone data

Shareholding Pattern

Numbers in percentages

Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
34.80% 34.81% 34.81% 34.81% 34.98% 35.42% 36.25% 36.25% 36.25% 36.25% 45.71% 47.39%
0.09% 0.00% 0.00% 0.03% 0.03% 0.04% 0.01% 0.29% 0.29% 0.26% 0.21% 0.20%
65.10% 65.19% 65.20% 65.18% 64.99% 64.55% 63.75% 63.46% 63.45% 63.49% 54.10% 52.41%
No. of Shareholders 5,51810,59910,42713,57316,60620,11322,07123,39023,63323,49223,16423,260

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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