Ascom Leasing & Investments Ltd
Incorporated in 1986, Ascom Leasing & Investments Ltd is in the business of providing loans & advances[1]
- Market Cap ₹ 305 Cr.
- Current Price ₹ 260
- High / Low ₹ 285 / 76.6
- Stock P/E 57.9
- Book Value ₹ 47.0
- Dividend Yield 0.00 %
- ROCE 13.2 %
- ROE 10.0 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 5.54 times its book value
- Though the company is reporting repeated profits, it is not paying out dividend
- The company has delivered a poor sales growth of 4.07% over past five years.
- Company has a low return on equity of 10.8% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Financial Services Financial Services Finance Non Banking Financial Company (NBFC)
Part of Nifty SME Emerge
Half Yearly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.02 | 0.97 | 3.66 | 6.24 | 9.14 | 10.18 | 10.70 | 12.45 | 12.15 | 12.33 | 12.92 | 13.06 | |
| Interest | -0.00 | 0.04 | 0.09 | 0.18 | 0.53 | 0.67 | 0.45 | 0.68 | 0.20 | 0.21 | 0.67 | 0.55 |
| 0.01 | 0.87 | 2.81 | 1.11 | 2.40 | 3.09 | 3.65 | 5.12 | 5.16 | 5.32 | 5.36 | 5.29 | |
| Financing Profit | 0.01 | 0.06 | 0.76 | 4.95 | 6.21 | 6.42 | 6.60 | 6.65 | 6.79 | 6.80 | 6.89 | 7.22 |
| Financing Margin % | 50.00% | 6.19% | 20.77% | 79.33% | 67.94% | 63.06% | 61.68% | 53.41% | 55.88% | 55.15% | 53.33% | 55.28% |
| -0.00 | -0.00 | -0.00 | -0.00 | -0.89 | -0.01 | -0.01 | -0.00 | -0.00 | -0.02 | -0.01 | -0.04 | |
| Depreciation | -0.00 | -0.00 | 0.05 | 0.05 | 0.19 | 0.25 | 0.21 | 0.18 | 0.18 | 0.14 | 0.08 | 0.22 |
| Profit before tax | 0.01 | 0.06 | 0.71 | 4.90 | 5.13 | 6.16 | 6.38 | 6.47 | 6.61 | 6.64 | 6.80 | 6.96 |
| Tax % | -0.00% | 33.33% | 32.39% | 9.39% | 32.75% | 25.32% | 25.08% | 24.57% | 25.11% | 25.15% | 24.85% | 25.00% |
| -0.00 | 0.04 | 0.49 | 4.44 | 3.45 | 4.60 | 4.79 | 4.87 | 4.96 | 4.97 | 5.11 | 5.23 | |
| EPS in Rs | -0.00 | 0.05 | 0.59 | 5.16 | 4.01 | 3.93 | 4.09 | 4.16 | 4.23 | 4.24 | 4.36 | 4.46 |
| Dividend Payout % | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% | -0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | 30% |
| 5 Years: | 4% |
| 3 Years: | 2% |
| TTM: | 1% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | 63% |
| 5 Years: | 2% |
| 3 Years: | 2% |
| TTM: | 3% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 67% |
| 3 Years: | -8% |
| 1 Year: | 240% |
| Return on Equity | |
|---|---|
| 10 Years: | 15% |
| 5 Years: | 12% |
| 3 Years: | 11% |
| Last Year: | 10% |
Balance Sheet
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.60 | 5.56 | 5.56 | 5.70 | 5.70 | 7.81 | 7.81 | 7.81 | 11.71 | 11.71 | 11.71 | 11.71 |
| Reserves | 0.01 | 0.70 | 1.20 | 5.05 | 8.45 | 17.27 | 22.06 | 26.93 | 27.99 | 32.95 | 38.06 | 43.29 |
| Borrowing | 0.09 | 0.39 | 1.15 | 4.97 | 10.34 | 9.59 | 7.36 | 3.71 | 0.38 | 2.43 | 7.22 | 2.36 |
| -0.00 | -0.00 | 0.22 | 0.48 | 2.56 | 2.03 | 2.00 | 2.31 | 2.15 | 2.28 | 2.72 | 2.33 | |
| Total Liabilities | 0.70 | 6.65 | 8.13 | 16.20 | 27.05 | 36.70 | 39.23 | 40.76 | 42.23 | 49.37 | 59.71 | 59.69 |
| -0.00 | -0.00 | 0.28 | 0.26 | 0.27 | 0.23 | 0.18 | 0.31 | 0.21 | 0.15 | 0.53 | 0.99 | |
| CWIP | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| Investments | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 | -0.00 |
| 0.70 | 6.65 | 7.85 | 15.94 | 26.78 | 36.47 | 39.05 | 40.45 | 42.02 | 49.22 | 59.18 | 58.70 | |
| Total Assets | 0.70 | 6.65 | 8.13 | 16.20 | 27.05 | 36.70 | 39.23 | 40.76 | 42.23 | 49.37 | 59.71 | 59.69 |
Cash Flows
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -0.00 | -5.42 | -0.32 | -3.57 | 3.47 | -3.87 | -2.09 | 5.31 | 1.56 | -0.16 | 0.54 | 4.83 | |
| -0.00 | -0.00 | -0.30 | -0.01 | -0.16 | -0.11 | -0.06 | -0.24 | -0.00 | -2.60 | -0.46 | -0.68 | |
| -0.00 | 5.90 | 0.68 | 3.35 | 1.30 | 5.46 | -0.67 | -3.81 | -3.54 | 1.89 | 4.15 | -5.51 | |
| Net Cash Flow | -0.00 | 0.47 | 0.06 | -0.23 | 4.61 | 1.49 | -2.81 | 1.26 | -1.98 | -0.87 | 4.24 | -1.37 |
| Free Cash Flow | -0.00 | -5.42 | -0.62 | -3.58 | 3.31 | -3.98 | -2.15 | 5.07 | 1.56 | -0.16 | 0.08 | 4.15 |
| CFO/OP | -0% | -5,400% | -11% | -61% | 76% | -33% | -7% | 94% | 46% | 22% | 30% | 85% |
Ratios
Figures in Rs. Crores
| Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE % | -0.00% | 1.16% | 7.53% | 50.71% | 32.53% | 23.50% | 17.43% | 15.08% | 13.33% | 11.83% | 10.84% | 10.04% |
Insights
In beta| Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|---|---|---|
| Gross Loan Portfolio (Receivables from Financing Activities) INR Lakhs |
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| Average Cost of Borrowing % |
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| Number of Permanent Employees Number |
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| Number of Branches Number |
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Extracted by Screener AI
Documents
Announcements
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Structural Digital Database
25 May 2026 - Submitted SDD Compliance Certificate for FY ended 31 March 2026.
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Outcome of Board Meeting
20 May 2026 - Ascom Leasing & Investments Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
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Resignation of Director/KMP/SMP
16 May 2026 - Ascom Leasing & Investments Limited has informed about Resignation of Director/KMP/SMP
-
Resignation of Director/KMP/SMP
16 May 2026 - Ascom Leasing & Investments Limited has informed about Resignation of Director/KMP/SMP
-
Resignation
16 May 2026 - Company Secretary and Compliance Officer Swati Maheshwari resigned effective 15 May 2026.
Business Overview:[1]
ALIL is a Non Systemically Important Non-Deposit taking Non-Banking Financial Company and is in the lending business