Asset Reconstruction Company (India) Ltd
ARCIL is India's first and one of the largest asset reconstruction companies, focused on acquiring and resolving non-performing assets (NPAs) and stressed loans from banks and financial institutions
- Market Cap ₹ 4,200 Cr.
- Current Price ₹ 129
- High / Low ₹ 165 / 115
- Stock P/E 9.66
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 15.9 %
- ROE 14.0 %
- Face Value ₹ 10.0
Pros
- Company has delivered good profit growth of 46.2% CAGR over last 5 years
- Company has been maintaining a healthy dividend payout of 17.1%
Cons
- Company has a low return on equity of 13.5% over last 3 years.
- Working capital days have increased from 66.9 days to 99.8 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
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Quarterly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| 163 | 171 | 302 | 453 | 570 | 596 | 753 | |
| Sales growth | +5% | +76% | +50% | +26% | +5% | +26% | |
| 138 | 272 | 103 | 130 | 159 | 132 | 196 | |
| Operating Profit | 25 | -101 | 198 | 323 | 411 | 465 | 557 |
| OPM % | 15% | -59% | 66% | 71% | 72% | 78% | 74% |
| 2 | 2 | 2 | 2 | 4 | 27 | 32 | |
| Interest | 22 | 17 | 8 | 2 | 4 | 12 | 36 |
| Depreciation | 3 | 3 | 2 | 2 | 2 | 2 | 3 |
| Profit before tax | 2 | -118 | 190 | 322 | 409 | 477 | 550 |
| Tax % | -1,407% | -26% | 24% | 26% | 25% | 26% | 26% |
| 33 | -87 | 143 | 239 | 305 | 355 | 408 | |
| EPS in Rs | 1.01 | -2.68 | 4.42 | 7.36 | 9.40 | 10.94 | 12.55 |
| Dividend Payout % | 0% | 0% | 0% | 0% | 16% | 27% | 8% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 35% |
| 3 Years: | 18% |
| TTM: | 26% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 46% |
| 3 Years: | 19% |
| TTM: | 15% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 12% |
| 3 Years: | 14% |
| Last Year: | 14% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Equity Capital | 325 | 325 | 325 | 325 | 325 | 325 | 325 |
| Reserves | 1,652 | 1,565 | 1,709 | 1,915 | 2,138 | 2,443 | 2,754 |
| 227 | 315 | 127 | 118 | 150 | 306 | 1,206 | |
| 126 | 129 | 183 | 166 | 183 | 190 | 176 | |
| Total Liabilities | 2,330 | 2,334 | 2,344 | 2,524 | 2,795 | 3,264 | 4,461 |
| 43 | 40 | 39 | 38 | 37 | 39 | 40 | |
| CWIP | 0 | 0 | 0 | 0 | 3 | 1 | 0 |
| Investments | 1,830 | 1,695 | 1,384 | 1,777 | 2,062 | 2,772 | 4,025 |
| 457 | 599 | 921 | 709 | 692 | 452 | 396 | |
| Total Assets | 2,330 | 2,334 | 2,344 | 2,524 | 2,795 | 3,264 | 4,461 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| 103 | 144 | 434 | 271 | 202 | 320 | 154 | |
| -27 | -105 | -24 | -345 | -16 | -610 | -1,024 | |
| -58 | 72 | -196 | -43 | -54 | 94 | 766 | |
| Net Cash Flow | 17 | 111 | 213 | -117 | 132 | -196 | -104 |
| Free Cash Flow | 102 | 140 | 434 | 270 | 198 | 319 | 152 |
| CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit | 655% | -173% | 270% | 103% | 70% | 69% | 46% |
Ratios
Standalone / View Consolidated
| Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|
| Debtor Days | 389 | 320 | 120 | 46 | 47 | 44 | 59 |
| Inventory Days | |||||||
| Days Payable | |||||||
| Cash Conversion Cycle | 389 | 320 | 120 | 46 | 47 | 44 | 59 |
| Working Capital Days | 764 | 747 | 356 | 113 | 71 | 30 | 100 |
| ROCE % | -5% | 9% | 14% | 17% | 17% | 16% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- The transcripts of the earnings call with analysts and investors held on October 30, 2026 in relation to unaudited financial results for quarter and half …
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Announcement under Regulation 30 (LODR)-Change in Management
- RBI approved Satyendra Kumar Singh as non-executive nominee director for up to five years.
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Announcement under Regulation 30 (LODR)-Newspaper Publication
- Asset Reconstruction Company (India) Limited has informed about copy of Newspaper Publication viz. Financial Express (in English) and Loksatta (in Marathi) on October 30, 2026 …
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
- Audio recording of earnings call for quarter and half year ended September 30, 2026 uploaded.
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Announcement under Regulation 30 (LODR)-Investor Presentation
- Investor Presentation along with performance highlights of the Company for the quarter (Q2) and half year ended September 30, 2026.
Concalls
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Nov 2026Transcript PPT REC
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Oct 2026Transcript PPT REC