Justo Realfintech Ltd
Incorporated in 2019, Justo Realfintech Limited specializes in providing comprehensive real estate solutions, including sales, marketing, funding, and project planning services, primarily targeting mid-ticket residential developments.[1]
- Market Cap ₹ 155 Cr.
- Current Price ₹ 82.5
- High / Low ₹ 137 / 72.0
- Stock P/E 8.01
- Book Value ₹ 67.5
- Dividend Yield 0.00 %
- ROCE 26.9 %
- ROE 21.6 %
- Face Value ₹ 10.0
Pros
- Company has a good return on equity (ROE) track record: 3 Years ROE 27.0%
- Promoter holding has increased by 1.31% over last quarter.
Cons
- Though the company is reporting repeated profits, it is not paying out dividend
- Promoter holding is low: 39.5%
- Company has high debtors of 342 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Consumer Discretionary Realty Realty Real Estate related services
Part of BSE SME IPO
Half Yearly Results
Standalone Figures in Rs. Crores / View Consolidated
Profit & Loss
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| 10 | 30 | 70 | 59 | 81 | 92 | |
| 9 | 25 | 48 | 49 | 60 | 64 | |
| Operating Profit | 1 | 6 | 22 | 11 | 22 | 28 |
| OPM % | 13% | 18% | 32% | 18% | 27% | 30% |
| -0 | 0 | 0 | 0 | 0 | 1 | |
| Interest | 0 | 0 | 1 | 1 | 1 | 2 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 1 | 5 | 21 | 9 | 20 | 27 |
| Tax % | -5% | 28% | 28% | 26% | 26% | 26% |
| 1 | 4 | 15 | 7 | 15 | 20 | |
| EPS in Rs | 86.17 | 282.53 | 1,180.14 | 534.26 | 10.86 | 10.44 |
| Dividend Payout % | -0% | -0% | -0% | -0% | -0% | -0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 56% |
| 3 Years: | 9% |
| TTM: | 13% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 78% |
| 3 Years: | 8% |
| TTM: | 29% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 36% |
| 3 Years: | 27% |
| Last Year: | 22% |
Balance Sheet
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Equity Capital | 0.13 | 0.13 | 0.13 | 0.13 | 14 | 19 |
| Reserves | 0 | 5 | 20 | 27 | 39 | 108 |
| 2 | 3 | 4 | 2 | 16 | 15 | |
| 4 | 6 | 9 | 12 | 8 | 20 | |
| Total Liabilities | 7 | 14 | 33 | 42 | 76 | 162 |
| 0 | 1 | 1 | 4 | 7 | 9 | |
| CWIP | -0 | -0 | 0 | 2 | 4 | -0 |
| Investments | -0 | -0 | -0 | -0 | 0 | 10 |
| 7 | 14 | 31 | 36 | 65 | 143 | |
| Total Assets | 7 | 14 | 33 | 42 | 76 | 162 |
Cash Flows
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| -1 | 2 | 1 | 5 | -9 | -9 | |
| -0 | -2 | -2 | -4 | -9 | -26 | |
| 2 | 1 | 0 | -1 | 25 | 52 | |
| Net Cash Flow | -0 | 1 | -1 | -0 | 7 | 16 |
| Free Cash Flow | -1 | 1 | 0 | 3 | -13 | -15 |
| CFO/OP | -88% | 52% | 31% | 93% | -27% | -21% |
Ratios
Standalone Figures in Rs. Crores / View Consolidated
| Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|
| Debtor Days | 194 | 121 | 149 | 194 | 222 | 342 |
| Inventory Days | ||||||
| Days Payable | ||||||
| Cash Conversion Cycle | 194 | 121 | 149 | 194 | 222 | 342 |
| Working Capital Days | 76 | 35 | 105 | 141 | 163 | 257 |
| ROCE % | 98% | 138% | 38% | 44% | 27% |
Insights
In beta| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|
| Gross Value of Inventory Sold ₹ lakhs |
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| Permanent Employees count |
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| Repeat Customer Revenue Share % |
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| Units Sold count |
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| Bank / Financial Institution DSA Partners count |
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| RERA-Registered Channel Partners count |
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Extracted by Screener AI
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Investor Presentation
6h - Justo Realfintech Limited hereby submits Investor Presentation
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 3 Jul
-
Announcement under Regulation 30 (LODR)-Change in Management
29 May - Nitin Pardeshi resigned as Director Sales & Marketing, effective 30 May 2026.
-
Announcement under Regulation 30 (LODR)-Change in Management
29 May - Board approved internal auditor re-appointment and secretarial auditor appointment for 2026-27 to 2030-31.
-
Board Meeting Outcome for Meeting Held On May 29, 2026
29 May - Board approved FY26 audited results; Rs35.22 lakh exceptional gain from division sale to subsidiary.
Business Profile[1][2]
Justo Realfintech Limited is a full-service real estate mandate company based in Maharashtra, India. The company operates in Pune, Mumbai Metropolitan Region (MMR), and Nashik, with additional presence in Aurangabad and Kolhapur. Established as a tech-enabled real estate services provider, Justo manages the entire sales and marketing lifecycle for real estate developers through its extensive network of over 3,400 channel partners.