Purple Finance Ltd
₹ 71.9
-0.19%
11 May
- close price
About
Incorporated in 1993, Purple Finance
Ltd provides micro and small enterprises
with secured business loans[1]
Key Points
- Market Cap ₹ 424 Cr.
- Current Price ₹ 71.9
- High / Low ₹ 75.1 / 33.0
- Stock P/E
- Book Value ₹ 22.3
- Dividend Yield 0.00 %
- ROCE 1.55 %
- ROE -6.17 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
Cons
- Stock is trading at 3.22 times its book value
- Company has low interest coverage ratio.
- Promoter holding has decreased over last quarter: -11.7%
- Promoter holding is low: 24.5%
- Company has a low return on equity of -14.8% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| 2.56 | 4.44 | 14.85 | 47.65 | |
| Interest | 0.15 | 1.05 | 5.73 | 12.17 |
| 7.97 | 15.47 | 27.87 | 42.53 | |
| Financing Profit | -5.56 | -12.08 | -18.75 | -7.05 |
| Financing Margin % | -217.19% | -272.07% | -126.26% | -14.80% |
| 0.00 | 0.00 | 0.00 | 0.19 | |
| Depreciation | 0.67 | 1.18 | 1.77 | 2.27 |
| Profit before tax | -6.23 | -13.26 | -20.52 | -9.13 |
| Tax % | 1.61% | -42.61% | -24.22% | -29.46% |
| -6.33 | -7.61 | -15.55 | -6.44 | |
| EPS in Rs | -1.40 | -2.86 | -1.09 | |
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 165% |
| TTM: | 221% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -1% |
| TTM: | 59% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | 61% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -15% |
| Last Year: | -6% |
Balance Sheet
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| Equity Capital | 23.02 | 33.62 | 44.82 | 58.92 |
| Reserves | -5.73 | 14.71 | 32.31 | 72.64 |
| Borrowing | 2.13 | 24.34 | 74.79 | 108.73 |
| 39.07 | 1.20 | 2.48 | 4.46 | |
| Total Liabilities | 58.49 | 73.87 | 154.40 | 244.75 |
| 30.92 | 31.13 | 32.12 | 31.48 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.43 |
| Investments | 7.57 | 0.89 | 0.79 | 4.88 |
| 20.00 | 41.85 | 121.49 | 207.96 | |
| Total Assets | 58.49 | 73.87 | 154.40 | 244.75 |
Cash Flows
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| -0.44 | -60.21 | -77.93 | -98.16 | |
| -3.92 | -1.42 | -1.06 | -0.90 | |
| 8.96 | 60.26 | 92.34 | 93.05 | |
| Net Cash Flow | 4.60 | -1.37 | 13.35 | -6.01 |
| Free Cash Flow | -4.43 | -61.64 | -78.99 | -99.06 |
| CFO/OP | 8% | 546% | 599% | -1,917% |
Ratios
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| ROE % | -36.61% | -23.19% | -24.79% | -6.17% |
Insights
In beta| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Assets Under Management (AUM) INR Lakhs |
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| Disbursements INR Lakhs |
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| Gross NPA % |
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| Net NPA % |
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| Number of Active Loan Accounts/Customers Count |
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| Number of Branches Count |
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| Number of Employees Count |
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Documents
Announcements
- Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD 30 Apr
-
Disclosure In Terms Of The Chapter XIV - Centralized Database For Corporate Bonds/ Debentures Of Master Circular For Issue And Listing Of Non-Convertible Securities SEBI/HO/DDHS/DDHS Pod/P/CIR/2025/0000000137 Dated October 15, 2025
30 Apr - Purple Finance disclosed NCD listing, quarterly interest payments, IND BBB- rating, and no debt defaults.
-
Announcement under Regulation 30 (LODR)-Allotment
28 Apr - Allotted NCDs worth up to Rs 20 crore at 12% p.a., maturing on April 26, 2028.
-
Corrigendum To The Intimation Of Change In Management
22 Apr - Corrigendum corrects Head–Collection name to Mr. Lalit Semwal; other management details unchanged.
- Please Find Enclosed The Newspaper Advertisement Pertaining To Publication Of Financial Results 22 Apr
Business Overview:[1][2]
PFL is a Non Systematically Important Non Deposit Taking Non Banking Financial Corporation. It provides small ticket secured loans to small & medium enterprises. The loan is given for business expansion, asset purchase, construction, renovation of business /residential premises, and working capital requirement. Company is in the process of obtaining Corporate Agency Licence for Insurance Solicitation.