Purple Finance Ltd
₹ 53.4
-2.85%
27 Mar
- close price
About
Incorporated in 1993, Purple Finance
Ltd provides micro and small enterprises
with secured business loans[1]
Key Points
- Market Cap ₹ 315 Cr.
- Current Price ₹ 53.4
- High / Low ₹ 69.9 / 33.0
- Stock P/E
- Book Value ₹ 20.0
- Dividend Yield 0.00 %
- ROCE -13.2 %
- ROE -24.8 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
Cons
- Stock is trading at 2.68 times its book value
- Company has low interest coverage ratio.
- Promoter holding has decreased over last quarter: -18.7%
- Promoter holding is low: 24.5%
- Company has a low return on equity of -26.1% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|
| 3 | 4 | 15 | 37 | |
| Interest | 0 | 1 | 6 | 10 |
| 8 | 15 | 28 | 39 | |
| Financing Profit | -6 | -12 | -19 | -12 |
| Financing Margin % | -217% | -272% | -126% | -34% |
| 0 | 0 | 0 | 0 | |
| Depreciation | 1 | 1 | 2 | 2 |
| Profit before tax | -6 | -13 | -21 | -15 |
| Tax % | 2% | -43% | -24% | |
| -6 | -8 | -16 | -10 | |
| EPS in Rs | -1.40 | -2.86 | -1.91 | |
| Dividend Payout % | 0% | 0% | 0% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 273% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 6% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | 38% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | -26% |
| Last Year: | -25% |
Balance Sheet
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|
| Equity Capital | 23 | 34 | 45 | 54 |
| Reserves | -6 | 15 | 32 | 54 |
| Borrowing | 2 | 24 | 75 | 85 |
| 39 | 1 | 2 | 2 | |
| Total Liabilities | 58 | 74 | 154 | 196 |
| 31 | 31 | 32 | 32 | |
| CWIP | 0 | 0 | 0 | 0 |
| Investments | 8 | 1 | 1 | 11 |
| 20 | 42 | 121 | 152 | |
| Total Assets | 58 | 74 | 154 | 196 |
Cash Flows
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| -0 | -60 | -78 | |
| -4 | -1 | -1 | |
| 9 | 60 | 92 | |
| Net Cash Flow | 5 | -1 | 13 |
Ratios
Figures in Rs. Crores
| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| ROE % | -37% | -23% | -25% |
Insights
In beta| Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|
| Assets Under Management (AUM) INR Lakhs |
|
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| Disbursements INR Lakhs |
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| Gross NPA % |
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| Net NPA % |
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| Number of Active Loan Accounts/Customers Count |
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| Number of Branches Count |
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| Number of Employees Count |
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Documents
Announcements
-
Board Meeting Intimation for Meeting To Be Held On March 31, 2026
1d - Finance Committee meets March 31, 2026 to consider fundraising via equity, preference, warrants, debentures, rights, QIP, preferential.
-
Closure of Trading Window
2d - Trading window closed from April 1, 2026 until 48 hours after audited results for year/quarter ended March 31, 2026.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
2d - Find Attached Newspaper advertisement of Special Window for Re-lodgement of transfer request of physical shares.
-
Board Comments On The Fine Levied By BSE Limited.
24 Mar - Board noted delayed Regulation 60(2) compliance; fine paid March 5, 2026; record date intimation submitted Jan 22, 2026.
-
Board Meeting Outcome for Outcome Of The Board Meeting Held On March 24, 2026
24 Mar - Board approved up to Rs25 crore NCDs (24 months, 12% p.a.) and sale of portfolio up to Rs37.93 crore.
Business Overview:[1][2]
PFL is a Non Systematically Important Non Deposit Taking Non Banking Financial Corporation. It provides small ticket secured loans to small & medium enterprises. The loan is given for business expansion, asset purchase, construction, renovation of business /residential premises, and working capital requirement. Company is in the process of obtaining Corporate Agency Licence for Insurance Solicitation.