Purple Finance Ltd

Purple Finance Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Purple Finance Ltd

₹ 69.5 -1.40%
24 Jul - close price
purplefinance.in BSE: 544191
About

Incorporated in 1993, Purple Finance
Ltd provides micro and small enterprises
with secured business loans[1]

Key Points

Company Background[1]
Earlier known as Devipura Balaji Securities & Investments Pvt. Ltd. In 2013, it acquired K.K. Financial Services Pvt. Ltd. to enter the NBFC business and was subsequently renamed Purple Finance Ltd. In Feb'24, the company completed the merger of Canopy Finance Ltd. with itself, strengthening its scale and operations. The company was listed on BSE in Jun'24 and obtained an IRDAI Corporate Agent Licence in Jun'25 to distribute insurance products.

Website BSE
  • Market Cap ₹ 410 Cr.
  • Current Price ₹ 69.5
  • High / Low ₹ 78.5 / 33.0
  • Stock P/E
  • Book Value ₹ 22.3
  • Dividend Yield 0.00 %
  • ROCE 1.46 %
  • ROE -6.33 %
  • Face Value ₹ 10.0
Edit ratios

Pros

  • Company is expected to give good quarter

Cons

  • Stock is trading at 3.11 times its book value
  • Company has low interest coverage ratio.
  • Promoter holding is low: 24.5%
  • Company has a low return on equity of -14.9% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

Financial Services Financial Services Finance Non Banking Financial Company (NBFC)

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Quarterly Results

Figures in Rs. Crores

Jun 2023 Sep 2023 Dec 2023 Mar 2024 Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
0.73 1.97 0.99 1.43 2.00 2.70 3.77 6.25 6.18 11.10 13.37 17.00 16.12
Interest 0.05 0.11 0.36 0.57 0.87 1.41 1.63 1.82 2.54 2.94 3.00 3.69 4.01
2.78 4.20 3.98 5.43 5.06 6.60 7.27 8.95 9.59 9.80 10.66 12.48 11.63
Financing Profit -2.10 -2.34 -3.35 -4.57 -3.93 -5.31 -5.13 -4.52 -5.95 -1.64 -0.29 0.83 0.48
Financing Margin % -287.67% -118.78% -338.38% -319.58% -196.50% -196.67% -136.07% -72.32% -96.28% -14.77% -2.17% 4.88% 2.98%
0.00 0.00 0.00 0.02 0.13 0.00 0.00 0.00 0.00 0.00 0.01 0.17 0.11
Depreciation 0.25 0.28 0.32 0.33 0.35 0.43 0.49 0.50 0.52 0.56 0.60 0.58 0.54
Profit before tax -2.35 -2.62 -3.67 -4.88 -4.15 -5.74 -5.62 -5.02 -6.47 -2.20 -0.88 0.42 0.05
Tax % 0.00% -3.82% -3.27% -111.68% 1.93% -2.96% -67.44% -21.91% -25.19% -25.91% -101.14% 97.62% -660.00%
-2.35 -2.51 -3.55 0.56 -4.23 -5.57 -1.83 -3.92 -4.84 -1.63 0.01 0.02 0.38
EPS in Rs 0.10 -0.78 -1.02 -0.34 -0.72 -0.89 -0.30 0.00 0.00 0.06
Gross NPA %
Net NPA %
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025 Mar 2026 TTM
2.56 4.44 14.85 47.66 57.59
Interest 0.15 1.05 5.73 12.17 13.64
7.97 15.47 27.87 42.52 44.57
Financing Profit -5.56 -12.08 -18.75 -7.03 -0.62
Financing Margin % -217.19% -272.07% -126.26% -14.75% -1.08%
0.00 0.00 0.00 0.17 0.29
Depreciation 0.67 1.18 1.77 2.27 2.28
Profit before tax -6.23 -13.26 -20.52 -9.13 -2.61
Tax % 1.61% -42.61% -24.22% -29.46%
-6.33 -7.61 -15.55 -6.44 -1.22
EPS in Rs -1.40 -2.86 -1.09 -0.24
Dividend Payout % 0.00% 0.00% 0.00% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: 165%
TTM: 205%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: -2%
TTM: 92%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: %
1 Year: 79%
Return on Equity
10 Years: %
5 Years: %
3 Years: -15%
Last Year: -6%

Balance Sheet

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 23.02 33.62 44.82 58.92
Reserves -5.73 14.71 32.31 72.64
Borrowing 2.13 24.34 74.79 108.73
39.07 1.20 2.48 4.46
Total Liabilities 58.49 73.87 154.40 244.75
30.92 31.13 32.12 31.49
CWIP 0.00 0.00 0.00 0.43
Investments 7.57 0.89 0.79 4.88
20.00 41.85 121.49 207.95
Total Assets 58.49 73.87 154.40 244.75

Cash Flows

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025 Mar 2026
-0.44 -60.21 -77.93 -98.16
-3.92 -1.42 -1.06 -0.90
8.96 60.26 92.34 93.05
Net Cash Flow 4.60 -1.37 13.35 -6.01
Free Cash Flow -4.43 -61.64 -78.99 -99.07
CFO/OP 8% 546% 599% -1,910%

Ratios

Figures in Rs. Crores

Mar 2023 Mar 2024 Mar 2025 Mar 2026
ROE % -36.61% -23.19% -24.79% -6.33%

Insights

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Mar 2024 Mar 2025 Mar 2026
Assets Under Management (AUM)
INR Crore

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Number of Branches
count
Active Customers
count
Cumulative Disbursements
INR Crore
Employees
count
Gross NPA
%
States of Operation
count

Extracted by Screener AI

Shareholding Pattern

Numbers in percentages

Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
72.11% 72.11% 60.72% 60.59% 50.24% 43.14% 36.18% 24.46% 24.46%
0.00% 0.04% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
4.09% 4.09% 4.09% 4.09% 3.72% 3.72% 3.72% 3.22% 3.22%
23.79% 23.76% 35.20% 35.33% 46.03% 53.14% 60.10% 72.32% 72.33%
No. of Shareholders 1,1512,8272,9652,9803,2113,2773,5133,5633,597

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

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Documents

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