J A Finance Ltd
JA Finance is (primarily)engaged in the business of financing and investing (share and derivative trading/transactions).
- Market Cap ₹ 31.7 Cr.
- Current Price ₹ 29.8
- High / Low ₹ 49.0 / 24.2
- Stock P/E 31.4
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 8.18 %
- ROE 5.21 %
- Face Value ₹ 10.0
Pros
- Company's working capital requirements have reduced from 50.7 days to 39.4 days
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Finance Industry: Finance & Investments
Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|
| 3.17 | 2.18 | 3.06 | |
| 0.81 | 0.92 | 0.85 | |
| Operating Profit | 2.36 | 1.26 | 2.21 |
| OPM % | 74.45% | 57.80% | 72.22% |
| 0.00 | 0.00 | 0.00 | |
| Interest | 0.44 | 0.64 | 0.92 |
| Depreciation | 0.00 | 0.00 | 0.00 |
| Profit before tax | 1.92 | 0.62 | 1.29 |
| Tax % | 11.98% | 35.48% | 20.93% |
| 1.70 | 0.41 | 1.01 | |
| EPS in Rs | |||
| Dividend Payout % | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 40% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 146% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | -23% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | 5% |
Balance Sheet
Figures in Rs. Crores
| Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|
| Equity Capital | 10.65 | 10.65 | 10.65 |
| Reserves | 7.92 | 8.25 | 9.25 |
| 4.71 | 8.13 | 7.09 | |
| 0.24 | 0.19 | 0.19 | |
| Total Liabilities | 23.52 | 27.22 | 27.18 |
| 0.01 | 0.00 | 0.00 | |
| CWIP | 0.00 | 0.00 | 0.00 |
| Investments | 2.37 | 2.60 | 3.17 |
| 21.14 | 24.62 | 24.01 | |
| Total Assets | 23.52 | 27.22 | 27.18 |
Cash Flows
Figures in Rs. Crores
| Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|
| 0.15 | -1.61 | 3.77 | |
| -0.13 | -0.55 | -0.40 | |
| -0.01 | 2.77 | -1.95 | |
| Net Cash Flow | 0.01 | 0.61 | 1.42 |
Ratios
Figures in Rs. Crores
| Mar 2022 | Mar 2023 | Mar 2024 | |
|---|---|---|---|
| Debtor Days | 0.00 | 0.00 | 1.19 |
| Inventory Days | |||
| Days Payable | |||
| Cash Conversion Cycle | 0.00 | 0.00 | 1.19 |
| Working Capital Days | 20.73 | 92.09 | 39.36 |
| ROCE % | 5.01% |
About
J. A. Finance Ltd. was set up in 1993 by Shri Dilip Kumar Goyal as a NBFC. The Company is a Non-Banking Financial Institution– Non Systemically Important -Non Deposit taking Company (NBFC-ND-NSI) and has a certificate under section 45 IA of the RBI Act, 1934. The Company is engaged in the business of investment in securities of listed and unlisted entities and providing of loan and advances to SMEs[1]