Ashika Credit Capital Ltd

Ashika Credit Capital Ltd

₹ 314 -2.89%
12 Dec - close price
About

Incorporated in 1994, Ashika Credit Capital Ltd provides loans and advances, inter-corporate deposits, loans against securities, and investments in shares and securities[1]

Key Points

Business Overview:[1]
Company is a flagship company of the Ashika Group. It is an RBI-registered non- deposit-taking non-banking financial company. Company is engaged in fund-based activities viz. providing loans and investments

  • Market Cap 1,405 Cr.
  • Current Price 314
  • High / Low 915 / 286
  • Stock P/E
  • Book Value 162
  • Dividend Yield 0.00 %
  • ROCE -22.2 %
  • ROE -20.3 %
  • Face Value 10.0

Pros

  • Company has reduced debt.
  • Company is almost debt free.
  • Promoter holding has increased by 7.11% over last quarter.

Cons

  • Company has low interest coverage ratio.
  • Company's cost of borrowing seems high
  • Working capital days have increased from 42.9 days to 108 days

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

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Quarterly Results

Consolidated Figures in Rs. Crores / View Standalone

Jun 2025 Sep 2025
70 18
4 3
Operating Profit 66 15
OPM % 95% 82%
0 0
Interest 0 0
Depreciation 0 0
Profit before tax 66 15
Tax % 24% 25%
50 11
EPS in Rs 13.20 2.92
Raw PDF

Profit & Loss

Consolidated Figures in Rs. Crores / View Standalone

Mar 2006 Mar 2007 Mar 2008 Mar 2024 Mar 2025
48 4 29 18 4
46 4 28 5 63
Operating Profit 2 0 1 13 -59
OPM % 4% 11% 4% 73% -1,395%
0 -0 0 0 0
Interest 1 0 0 1 8
Depreciation 0 0 0 0 0
Profit before tax 1 0 1 13 -67
Tax % 14% 26% 36% 16% -23%
1 0 1 11 -51
EPS in Rs 9.01 -15.55
Dividend Payout % 0% 0% 0% 0% 0%
Compounded Sales Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -77%
Compounded Profit Growth
10 Years: %
5 Years: %
3 Years: %
TTM: -581%
Stock Price CAGR
10 Years: 25%
5 Years: 60%
3 Years: 106%
1 Year: -65%
Return on Equity
10 Years: %
5 Years: %
3 Years: %
Last Year: -20%

Balance Sheet

Consolidated Figures in Rs. Crores / View Standalone

Mar 2006 Mar 2007 Mar 2008 Mar 2024 Mar 2025 Sep 2025
Equity Capital 5 5 5 12 33 38
Reserves 5 5 5 56 407 580
1 13 1 25 1 1
2 1 7 2 2 9
Total Liabilities 12 23 18 95 443 629
3 3 1 0 1 1
CWIP 0 0 0 0 0 0
Investments 3 1 1 94 341 441
5 19 16 1 102 187
Total Assets 12 23 18 95 443 629

Cash Flows

Consolidated Figures in Rs. Crores / View Standalone

Mar 2006 Mar 2007 Mar 2008 Mar 2024 Mar 2025
5 -13 13 -25 -390
-2 2 1 0 -1
-3 12 -13 25 399
Net Cash Flow 1 1 1 0 8

Ratios

Consolidated Figures in Rs. Crores / View Standalone

Mar 2006 Mar 2007 Mar 2008 Mar 2024 Mar 2025
Debtor Days 0 3 9 0 0
Inventory Days 2 0 4
Days Payable 3 17
Cash Conversion Cycle -1 3 -5 0 0
Working Capital Days 19 1,369 69 -22 108
ROCE % 2% 7% -22%

Shareholding Pattern

Numbers in percentages

2 Recently
Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
54.02% 54.02% 58.44% 58.95% 58.95% 60.53% 63.40% 60.27% 58.69% 50.88% 50.88% 58.00%
2.72% 2.72% 2.72% 2.72% 2.72% 2.72% 1.51% 1.29% 0.93% 0.81% 0.85% 0.73%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.52% 0.39% 0.00% 0.00% 0.00%
43.26% 43.26% 38.86% 38.34% 38.33% 36.75% 35.09% 37.92% 39.98% 48.31% 48.28% 41.28%
No. of Shareholders 1,4681,4351,5511,7991,6971,9902,2403,1243,1983,9214,0003,989

* The classifications might have changed from Sep'2022 onwards. The new XBRL format added more details from Sep'22 onwards.

Classifications such as banks and foreign portfolio investors were not available earlier. The sudden changes in FII or DII can be because of these changes.

Click on the line-items to see the names of individual entities.

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