Focus Business Solution Ltd

Focus Business Summary Chart Analysis Peers Quarters Profit & Loss Balance Sheet Cash Flow Ratios Investors Documents

Focus Business Solution Ltd

₹ 173 11.61%
01 Jun - close price
focusbsl.com BSE - SME: 543312
About

Incorporated in 2006, Focus Business Solution Ltd in the business of recovery and collections for banks and financial institutions[1]

Key Points

Business Overview:[1][2]
Company is in the business of debt collection services for Banks, NBFC and financial institutions where it acts as authorized recovery / collection agents. Company focuses on ageing of delinquent account with emphasis of traditional methods such as telecalling and field visits. It deploys manpower to visit and collect overdue payments from clients and also does repossessions of vehicles and other hypothecated assets from defaulting borrowers

Website BSE
  • Market Cap ₹ 126 Cr.
  • Current Price ₹ 173
  • High / Low ₹ 177 / 79.4
  • Stock P/E 145
  • Book Value ₹ 11.2
  • Dividend Yield 0.04 %
  • ROCE 15.0 %
  • ROE 11.2 %
  • Face Value ₹ 10.0
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Pros

  • Company has reduced debt.
  • Company is almost debt free.

Cons

  • Stock is trading at 15.4 times its book value
  • Company has a low return on equity of 12.2% over last 3 years.

* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.

Peer comparison

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Half Yearly Results

Figures in Rs. Crores

Sep 2020 Mar 2021 Sep 2021 Mar 2022 Sep 2022 Mar 2023 Sep 2023 Mar 2024 Sep 2024 Mar 2025 Sep 2025 Mar 2026
4.58 6.78 6.13 7.73 8.52 9.85 10.27 11.08 10.67 13.24 12.59 11.52
4.35 6.49 5.91 7.37 8.20 9.15 9.75 10.39 10.23 12.16 11.50 10.99
Operating Profit 0.23 0.29 0.22 0.36 0.32 0.70 0.52 0.69 0.44 1.08 1.09 0.53
OPM % 5.02% 4.28% 3.59% 4.66% 3.76% 7.11% 5.06% 6.23% 4.12% 8.16% 8.66% 4.60%
0.02 0.03 0.06 0.00 0.03 0.00 0.00 0.02 0.01 0.04 0.01 0.04
Interest 0.01 0.00 0.00 0.01 0.01 0.00 0.00 0.00 0.00 0.01 0.01 0.00
Depreciation 0.15 0.26 0.16 0.22 0.21 0.24 0.22 0.25 0.23 0.34 0.28 0.21
Profit before tax 0.09 0.06 0.12 0.13 0.13 0.46 0.30 0.46 0.22 0.77 0.81 0.36
Tax % 11.11% 50.00% 16.67% 30.77% 23.08% 26.09% 26.67% 30.43% 27.27% 25.97% 24.69% 25.00%
0.07 0.04 0.10 0.08 0.10 0.34 0.23 0.32 0.17 0.58 0.60 0.27
EPS in Rs 0.32 0.09 0.16 0.13 0.16 0.54 0.37 0.51 0.23 0.79 0.82 0.37
Raw PDF

Profit & Loss

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
10.24 10.74 10.91 11.41 13.92 18.36 21.35 23.91 24.11
9.97 10.38 10.53 10.84 13.28 17.33 20.12 22.39 22.49
Operating Profit 0.27 0.36 0.38 0.57 0.64 1.03 1.23 1.52 1.62
OPM % 2.64% 3.35% 3.48% 5.00% 4.60% 5.61% 5.76% 6.36% 6.72%
0.00 0.00 0.00 0.00 0.00 0.03 0.02 0.05 0.05
Interest 0.01 0.02 0.02 0.01 0.01 0.01 0.01 0.02 0.01
Depreciation 0.11 0.16 0.15 0.41 0.38 0.45 0.47 0.56 0.49
Profit before tax 0.15 0.18 0.21 0.15 0.25 0.60 0.77 0.99 1.17
Tax % 26.67% 27.78% 28.57% 26.67% 28.00% 26.67% 25.97% 25.25% 24.79%
0.11 0.12 0.15 0.11 0.19 0.44 0.58 0.74 0.87
EPS in Rs 0.68 0.24 0.30 0.70 0.92 1.01 1.19
Dividend Payout % 0.00% 0.00% 0.00% 0.00% 0.00% 19.17% 0.00% 6.23% 0.00%
Compounded Sales Growth
10 Years: %
5 Years: 16%
3 Years: 10%
TTM: 1%
Compounded Profit Growth
10 Years: %
5 Years: 51%
3 Years: 26%
TTM: 18%
Stock Price CAGR
10 Years: %
5 Years: %
3 Years: 102%
1 Year: 114%
Return on Equity
10 Years: %
5 Years: 11%
3 Years: 12%
Last Year: 11%

Balance Sheet

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 0.01 0.01 0.79 1.58 2.22 2.22 4.00 4.61 7.29
Reserves 0.51 0.63 1.35 0.67 1.44 1.79 0.59 2.70 0.90
0.11 0.26 0.15 0.05 0.12 0.08 1.02 0.14 0.09
2.82 3.26 1.61 1.64 0.24 1.06 1.04 0.69 0.67
Total Liabilities 3.45 4.16 3.90 3.94 4.02 5.15 6.65 8.14 8.95
0.29 0.60 0.81 0.72 0.88 0.83 0.87 0.92 0.75
CWIP 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Investments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.32
3.16 3.56 3.09 3.22 3.14 4.32 5.78 7.22 7.88
Total Assets 3.45 4.16 3.90 3.94 4.02 5.15 6.65 8.14 8.95

Cash Flows

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
0.98 -0.99 0.91 -1.17 0.98 -1.03 1.26 0.45
-0.16 -0.37 -0.32 -0.54 -0.42 -0.51 -0.62 -0.27
0.02 1.24 -0.12 1.29 -0.06 0.94 1.13 -0.05
Net Cash Flow 0.85 -0.12 0.47 -0.42 0.50 -0.59 1.77 0.13
Free Cash Flow 0.86 -1.36 0.59 -1.71 0.58 -1.54 0.64 0.13
CFO/OP 374% -18% 216% -108% 150% -39% 126% 60%

Ratios

Figures in Rs. Crores

Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Debtor Days 4.99 7.48 7.36 10.24 23.34 37.77 68.21 54.04 72.82
Inventory Days
Days Payable
Cash Conversion Cycle 4.99 7.48 7.36 10.24 23.34 37.77 68.21 54.04 72.82
Working Capital Days -39.57 -38.74 9.70 -6.08 35.40 24.45 57.44 52.21 70.55
ROCE % 26.14% 14.42% 6.97% 8.55% 15.50% 16.08% 15.47% 15.01%

Insights

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Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Total Workforce
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Contractual Staff
Number
Direct Payroll Staff
Number
Trade Receivable Turnover Ratio
Times
Call Center Workstations
Number
Number of Branch Locations
Number

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Shareholding Pattern

Numbers in percentages

Sep 2021Mar 2022Sep 2022Mar 2023Sep 2023Mar 2024Apr 2024Sep 2024Mar 2025Sep 2025Mar 2026
71.11% 71.11% 71.11% 71.11% 71.11% 71.11% 74.88% 74.88% 74.75% 74.75% 74.67%
28.89% 28.89% 28.89% 28.89% 28.89% 28.88% 25.12% 25.12% 25.25% 25.25% 25.34%
No. of Shareholders 746960585970706894118115

Documents

Announcements

Annual reports