Focus Business Solution Ltd
Incorporated in 2006, Focus Business Solution Ltd in the business of recovery and collections for banks and financial institutions[1]
- Market Cap ₹ 26.4 Cr.
- Current Price ₹ 66.0
- High / Low ₹ 92.8 / 0.00
- Stock P/E 46.3
- Book Value ₹ 10.6
- Dividend Yield 0.32 %
- ROCE 15.5 %
- ROE 11.5 %
- Face Value ₹ 10.0
Pros
- Company is almost debt free.
Cons
- Stock is trading at 6.22 times its book value
- Company has a low return on equity of 8.24% over last 3 years.
- Debtor days have increased from 23.8 to 37.7 days.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Peer comparison
Sector: Miscellaneous Industry: Miscellaneous
Half Yearly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | TTM | |
---|---|---|---|---|---|---|---|
10.24 | 10.74 | 10.91 | 11.41 | 13.92 | 18.39 | 20.12 | |
9.97 | 10.38 | 10.53 | 10.84 | 13.28 | 17.33 | 18.90 | |
Operating Profit | 0.27 | 0.36 | 0.38 | 0.57 | 0.64 | 1.06 | 1.22 |
OPM % | 2.64% | 3.35% | 3.48% | 5.00% | 4.60% | 5.76% | 6.06% |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
Interest | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 |
Depreciation | 0.11 | 0.16 | 0.15 | 0.41 | 0.38 | 0.45 | 0.46 |
Profit before tax | 0.15 | 0.18 | 0.21 | 0.15 | 0.25 | 0.60 | 0.76 |
Tax % | 26.67% | 27.78% | 28.57% | 26.67% | 28.00% | 26.67% | |
0.11 | 0.12 | 0.15 | 0.11 | 0.19 | 0.44 | 0.57 | |
EPS in Rs | 1.07 | 0.39 | 0.48 | 1.10 | 1.43 | ||
Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 19.17% |
Compounded Sales Growth | |
---|---|
10 Years: | % |
5 Years: | 12% |
3 Years: | 19% |
TTM: | 24% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | 32% |
3 Years: | 43% |
TTM: | 217% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | % |
1 Year: | 158% |
Return on Equity | |
---|---|
10 Years: | % |
5 Years: | 9% |
3 Years: | 8% |
Last Year: | 11% |
Balance Sheet
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Sep 2023 | |
---|---|---|---|---|---|---|---|
Equity Capital | 0.01 | 0.01 | 0.79 | 1.58 | 2.22 | 2.22 | 4.00 |
Reserves | 0.51 | 0.63 | 1.35 | 0.67 | 1.44 | 1.79 | 0.24 |
0.11 | 0.26 | 0.15 | 0.05 | 0.12 | 0.08 | 0.20 | |
2.82 | 3.26 | 1.61 | 1.64 | 0.24 | 1.06 | 1.40 | |
Total Liabilities | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 5.84 |
0.29 | 0.60 | 0.81 | 0.72 | 0.88 | 0.83 | 0.74 | |
CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 |
3.16 | 3.56 | 3.09 | 3.22 | 3.14 | 4.32 | 5.07 | |
Total Assets | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 5.84 |
Cash Flows
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|
0.98 | -0.99 | 0.91 | -1.17 | -0.24 | ||
-0.16 | -0.37 | -0.32 | -0.54 | -0.42 | ||
0.02 | 1.24 | -0.12 | 1.29 | 1.16 | ||
Net Cash Flow | 0.85 | -0.12 | 0.47 | -0.42 | 0.50 |
Ratios
Figures in Rs. Crores
Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | |
---|---|---|---|---|---|---|
Debtor Days | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.71 |
Inventory Days | ||||||
Days Payable | ||||||
Cash Conversion Cycle | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.71 |
Working Capital Days | -39.57 | -38.74 | 9.70 | -6.08 | 35.40 | 24.41 |
ROCE % | 26.14% | 14.42% | 6.97% | 8.55% | 15.50% |
Documents
Announcements
- Compliance Certificate Under Regulation 40(9) And 40(10) Of The SEBI (LODR) Regulations, 2015 10 Apr
- Compliance Certificate Under Regulation 7(3) Of The SEBI (LODR) Regulations, 2015 For The Financial Year Ended 31St March, 2024 5 Apr
- Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018 5 Apr
-
Announcement under Regulation 30 (LODR)-Allotment
2 Apr - Outcome for allotment of 6,00,000 equity shares on preferential basis.
- Board Meeting Outcome for Allotment Of 6,00,000 Equity Shares Under Preferential Basis 2 Apr
Business Overview:[1][2]
Company is in the business of debt collection services for Banks, NBFC and financial institutions where it acts as authorized recovery / collection agents. Company focuses on ageing of delinquent account with emphasis of traditional methods such as telecalling and field visits. It deploys manpower to visit and collect overdue payments from clients and also does repossessions of vehicles and other hypothecated assets from defaulting borrowers