Focus Business Solution Ltd
₹ 132
3.45%
09 Jun
- close price
About
Incorporated in 2006, Focus Business Solution Ltd in the business of recovery and collections for banks and financial institutions[1]
Key Points
- Market Cap ₹ 60.8 Cr.
- Current Price ₹ 132
- High / Low ₹ 132 / 59.6
- Stock P/E 82.2
- Book Value ₹ 15.9
- Dividend Yield 0.08 %
- ROCE 15.3 %
- ROE 12.4 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 8.32 times its book value
- Company has a low return on equity of 12.5% over last 3 years.
- Working capital days have increased from 53.6 days to 78.9 days
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Half Yearly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| 10.24 | 10.74 | 10.91 | 11.41 | 13.92 | 18.36 | 21.35 | 23.91 | |
| 9.97 | 10.38 | 10.53 | 10.84 | 13.28 | 17.33 | 20.12 | 22.40 | |
| Operating Profit | 0.27 | 0.36 | 0.38 | 0.57 | 0.64 | 1.03 | 1.23 | 1.51 |
| OPM % | 2.64% | 3.35% | 3.48% | 5.00% | 4.60% | 5.61% | 5.76% | 6.32% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.05 | |
| Interest | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Depreciation | 0.11 | 0.16 | 0.15 | 0.41 | 0.38 | 0.45 | 0.47 | 0.56 |
| Profit before tax | 0.15 | 0.18 | 0.21 | 0.15 | 0.25 | 0.60 | 0.77 | 0.99 |
| Tax % | 26.67% | 27.78% | 28.57% | 26.67% | 28.00% | 26.67% | 25.97% | 25.25% |
| 0.11 | 0.12 | 0.15 | 0.11 | 0.19 | 0.44 | 0.58 | 0.74 | |
| EPS in Rs | 1.07 | 0.39 | 0.48 | 1.10 | 1.45 | 1.61 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 19.17% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 20% |
| TTM: | 12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 38% |
| 3 Years: | 57% |
| TTM: | 28% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 88% |
| 1 Year: | 100% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 13% |
| Last Year: | 12% |
Balance Sheet
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.01 | 0.01 | 0.79 | 1.58 | 2.22 | 2.22 | 4.00 | 4.61 |
| Reserves | 0.51 | 0.63 | 1.35 | 0.67 | 1.44 | 1.79 | 0.59 | 2.70 |
| 0.11 | 0.26 | 0.15 | 0.05 | 0.12 | 0.08 | 1.02 | 0.14 | |
| 2.82 | 3.26 | 1.61 | 1.64 | 0.24 | 1.06 | 1.04 | 0.69 | |
| Total Liabilities | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 |
| 0.29 | 0.60 | 0.81 | 0.72 | 0.88 | 0.83 | 0.87 | 0.92 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.75 |
| 3.16 | 3.56 | 3.09 | 3.22 | 3.14 | 4.32 | 5.78 | 5.47 | |
| Total Assets | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 |
Cash Flows
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| 0.98 | -0.99 | 0.91 | -1.17 | 0.98 | -1.03 | 1.17 | ||
| -0.16 | -0.37 | -0.32 | -0.54 | -0.42 | -0.51 | -0.53 | ||
| 0.02 | 1.24 | -0.12 | 1.29 | -0.06 | 0.94 | 1.13 | ||
| Net Cash Flow | 0.85 | -0.12 | 0.47 | -0.42 | 0.50 | -0.59 | 1.77 |
Ratios
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 |
| Inventory Days | ||||||||
| Days Payable | ||||||||
| Cash Conversion Cycle | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 |
| Working Capital Days | -39.57 | -38.74 | 9.70 | -6.08 | 35.40 | 24.45 | 57.44 | 78.92 |
| ROCE % | 26.14% | 14.42% | 6.97% | 8.55% | 15.50% | 16.08% | 15.31% |
Documents
Announcements
-
Declaration Regarding Non Applicability Of Submission Of Disclosure Related To Related Party Transaction For The Year Ended On 31.03.2025
27 May - Focus Business Solution exempt from Related Party Transaction disclosures under SEBI SME regulations.
-
Statement Of Deviation And/Or Variation For The Half Year Ended On March 31, 2025.
27 May - No deviation in utilization of Rs. 2.016 Cr preferential issue funds for expansion.
-
Financial Result For The Year Ended On 31.03.2025
27 May - Approved audited financial results for FY ended March 31, 2025; appointed internal auditor for FY 2025-26.
-
Board Meeting Outcome for For The Approval Of Audited Financial Statement For The Half Year And Year To Date Ended On 31.03.2025
27 May - Standalone audited financial results for FY25 approved; new internal auditor appointed for FY26.
-
Board Meeting Intimation for Approval Of The Audited Financial Results Of The Company For The Half Year And Year To Date Ended March 31, 2025
22 May - Board meeting on May 27 to approve audited results and appoint internal auditor for FY 2025-26.
Business Overview:[1][2]
Company is in the business of debt collection services for Banks, NBFC and financial institutions where it acts as authorized recovery / collection agents. Company focuses on ageing of delinquent account with emphasis of traditional methods such as telecalling and field visits. It deploys manpower to visit and collect overdue payments from clients and also does repossessions of vehicles and other hypothecated assets from defaulting borrowers