Focus Business Solution Ltd
₹ 139
2.21%
28 Oct
- close price
About
Incorporated in 2006, Focus Business Solution Ltd in the business of recovery and collections for banks and financial institutions[1]
Key Points
- Market Cap ₹ 101 Cr.
- Current Price ₹ 139
- High / Low ₹ 139 / 0.00
- Stock P/E 137
- Book Value ₹ 10.0
- Dividend Yield 0.05 %
- ROCE 15.5 %
- ROE 12.4 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 13.9 times its book value
- Company has a low return on equity of 12.5% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Half Yearly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| 10.24 | 10.74 | 10.91 | 11.41 | 13.92 | 18.36 | 21.35 | 23.91 | |
| 9.97 | 10.38 | 10.53 | 10.84 | 13.28 | 17.33 | 20.12 | 22.39 | |
| Operating Profit | 0.27 | 0.36 | 0.38 | 0.57 | 0.64 | 1.03 | 1.23 | 1.52 |
| OPM % | 2.64% | 3.35% | 3.48% | 5.00% | 4.60% | 5.61% | 5.76% | 6.36% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.05 | |
| Interest | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 |
| Depreciation | 0.11 | 0.16 | 0.15 | 0.41 | 0.38 | 0.45 | 0.47 | 0.56 |
| Profit before tax | 0.15 | 0.18 | 0.21 | 0.15 | 0.25 | 0.60 | 0.77 | 0.99 |
| Tax % | 26.67% | 27.78% | 28.57% | 26.67% | 28.00% | 26.67% | 25.97% | 25.25% |
| 0.11 | 0.12 | 0.15 | 0.11 | 0.19 | 0.44 | 0.58 | 0.74 | |
| EPS in Rs | 0.68 | 0.24 | 0.30 | 0.70 | 0.92 | 1.01 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 19.17% | 0.00% | 6.23% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 20% |
| TTM: | 12% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 38% |
| 3 Years: | 57% |
| TTM: | 28% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 146% |
| 1 Year: | 122% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 13% |
| Last Year: | 12% |
Balance Sheet
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.01 | 0.01 | 0.79 | 1.58 | 2.22 | 2.22 | 4.00 | 4.61 |
| Reserves | 0.51 | 0.63 | 1.35 | 0.67 | 1.44 | 1.79 | 0.59 | 2.70 |
| 0.11 | 0.26 | 0.15 | 0.05 | 0.12 | 0.08 | 1.02 | 0.14 | |
| 2.82 | 3.26 | 1.61 | 1.64 | 0.24 | 1.06 | 1.04 | 0.69 | |
| Total Liabilities | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 |
| 0.29 | 0.60 | 0.81 | 0.72 | 0.88 | 0.83 | 0.87 | 0.92 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 3.16 | 3.56 | 3.09 | 3.22 | 3.14 | 4.32 | 5.78 | 7.22 | |
| Total Assets | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 |
Cash Flows
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| 0.98 | -0.99 | 0.91 | -1.17 | 0.98 | -1.03 | 1.26 | ||
| -0.16 | -0.37 | -0.32 | -0.54 | -0.42 | -0.51 | -0.62 | ||
| 0.02 | 1.24 | -0.12 | 1.29 | -0.06 | 0.94 | 1.13 | ||
| Net Cash Flow | 0.85 | -0.12 | 0.47 | -0.42 | 0.50 | -0.59 | 1.77 |
Ratios
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 |
| Inventory Days | ||||||||
| Days Payable | ||||||||
| Cash Conversion Cycle | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 |
| Working Capital Days | -39.57 | -38.74 | 9.70 | -6.08 | 35.40 | 24.45 | 57.44 | 52.21 |
| ROCE % | 26.14% | 14.42% | 6.97% | 8.55% | 15.50% | 16.08% | 15.47% |
Documents
Announcements
- Unaudited Financial Results For The Half Year Ended 30.09.2025 29 Oct
-
Board Meeting Outcome for Approval Of Unaudited Financial Results For The Half Year Ended 30.09.2025
29 Oct - Board approved unaudited H1 results for period ended 30-09-2025; limited review attached.
-
Update on board meeting
24 Oct - Board meeting rescheduled to October 29, 2025 to approve H1 unaudited results for period ending September 30, 2025.
-
Board Meeting Intimation for Approval Of The Unaudited Financial Results For The Half Year Ended September 30, 2025.
23 Oct - Board meeting Oct 27, 2025 to consider unaudited H1 results ended Sep 30, 2025; trading window closed Oct 1.
-
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
13 Oct - Certificate under Reg. 74(5) of SEBI (DP) Regulation, 2018 is attached herewith.
Business Overview:[1][2]
Company is in the business of debt collection services for Banks, NBFC and financial institutions where it acts as authorized recovery / collection agents. Company focuses on ageing of delinquent account with emphasis of traditional methods such as telecalling and field visits. It deploys manpower to visit and collect overdue payments from clients and also does repossessions of vehicles and other hypothecated assets from defaulting borrowers