Focus Business Solution Ltd
₹ 141
0.00%
27 Nov
- close price
About
Incorporated in 2006, Focus Business Solution Ltd in the business of recovery and collections for banks and financial institutions[1]
Key Points
- Market Cap ₹ 103 Cr.
- Current Price ₹ 141
- High / Low ₹ 142 / 50.6
- Stock P/E 87.0
- Book Value ₹ 11.1
- Dividend Yield 0.04 %
- ROCE 15.5 %
- ROE 12.4 %
- Face Value ₹ 10.0
Pros
- Company has reduced debt.
- Company is almost debt free.
Cons
- Stock is trading at 12.7 times its book value
- Company has a low return on equity of 12.5% over last 3 years.
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Half Yearly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|
| 10.24 | 10.74 | 10.91 | 11.41 | 13.92 | 18.36 | 21.35 | 23.91 | 25.83 | |
| 9.97 | 10.38 | 10.53 | 10.84 | 13.28 | 17.33 | 20.12 | 22.39 | 23.66 | |
| Operating Profit | 0.27 | 0.36 | 0.38 | 0.57 | 0.64 | 1.03 | 1.23 | 1.52 | 2.17 |
| OPM % | 2.64% | 3.35% | 3.48% | 5.00% | 4.60% | 5.61% | 5.76% | 6.36% | 8.40% |
| 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.03 | 0.02 | 0.05 | 0.05 | |
| Interest | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Depreciation | 0.11 | 0.16 | 0.15 | 0.41 | 0.38 | 0.45 | 0.47 | 0.56 | 0.62 |
| Profit before tax | 0.15 | 0.18 | 0.21 | 0.15 | 0.25 | 0.60 | 0.77 | 0.99 | 1.58 |
| Tax % | 26.67% | 27.78% | 28.57% | 26.67% | 28.00% | 26.67% | 25.97% | 25.25% | |
| 0.11 | 0.12 | 0.15 | 0.11 | 0.19 | 0.44 | 0.58 | 0.74 | 1.18 | |
| EPS in Rs | 0.68 | 0.24 | 0.30 | 0.70 | 0.92 | 1.01 | 1.61 | ||
| Dividend Payout % | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 19.17% | 0.00% | 6.23% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 17% |
| 3 Years: | 20% |
| TTM: | 19% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | 38% |
| 3 Years: | 57% |
| TTM: | 141% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 132% |
| 1 Year: | 127% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | 11% |
| 3 Years: | 13% |
| Last Year: | 12% |
Balance Sheet
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 0.01 | 0.01 | 0.79 | 1.58 | 2.22 | 2.22 | 4.00 | 4.61 | 7.28 |
| Reserves | 0.51 | 0.63 | 1.35 | 0.67 | 1.44 | 1.79 | 0.59 | 2.70 | 0.83 |
| 0.11 | 0.26 | 0.15 | 0.05 | 0.12 | 0.08 | 1.02 | 0.14 | 0.11 | |
| 2.82 | 3.26 | 1.61 | 1.64 | 0.24 | 1.06 | 1.04 | 0.69 | 0.39 | |
| Total Liabilities | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 | 8.61 |
| 0.29 | 0.60 | 0.81 | 0.72 | 0.88 | 0.83 | 0.87 | 0.92 | 0.72 | |
| CWIP | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.06 |
| 3.16 | 3.56 | 3.09 | 3.22 | 3.14 | 4.32 | 5.78 | 7.22 | 6.83 | |
| Total Assets | 3.45 | 4.16 | 3.90 | 3.94 | 4.02 | 5.15 | 6.65 | 8.14 | 8.61 |
Cash Flows
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| 0.98 | -0.99 | 0.91 | -1.17 | 0.98 | -1.03 | 1.26 | ||
| -0.16 | -0.37 | -0.32 | -0.54 | -0.42 | -0.51 | -0.62 | ||
| 0.02 | 1.24 | -0.12 | 1.29 | -0.06 | 0.94 | 1.13 | ||
| Net Cash Flow | 0.85 | -0.12 | 0.47 | -0.42 | 0.50 | -0.59 | 1.77 |
Ratios
Figures in Rs. Crores
| Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|
| Debtor Days | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 |
| Inventory Days | ||||||||
| Days Payable | ||||||||
| Cash Conversion Cycle | 4.99 | 7.48 | 7.36 | 10.24 | 23.34 | 37.77 | 68.21 | 54.04 |
| Working Capital Days | -39.57 | -38.74 | 9.70 | -6.08 | 35.40 | 24.45 | 57.44 | 52.21 |
| ROCE % | 26.14% | 14.42% | 6.97% | 8.55% | 15.50% | 16.08% | 15.47% |
Documents
Announcements
-
Announcement under Regulation 30 (LODR)-Change in Management
17 Nov - Lists four KMP contacts (MD, WTD, CFO, CS) for disclosures; dated 17 Nov 2025.
-
Appointment of Company Secretary and Compliance Officer
15 Nov - CS Dinal Kansadwala resigned effective 15 Nov 2025; Anshul Mehra appointed effective 16 Nov 2025.
-
Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer
15 Nov - Company Secretary Dinal Kansadwala resigned effective 15 Nov 2025; Anshul Mehra appointed effective 16 Nov 2025.
-
Board Meeting Outcome for For Board Meeting Dated 15.11.2025
15 Nov - CS Dinal Kansadwala resigned effective 15 Nov 2025; Anshul Mehra appointed effective 16 Nov 2025.
-
Board Meeting Intimation for Board Meeting Dated 15.11.2025
10 Nov - Board meeting 15 Nov 2025 to note CS resignation and appoint Anshul Mehra as CS & Compliance Officer.
Business Overview:[1][2]
Company is in the business of debt collection services for Banks, NBFC and financial institutions where it acts as authorized recovery / collection agents. Company focuses on ageing of delinquent account with emphasis of traditional methods such as telecalling and field visits. It deploys manpower to visit and collect overdue payments from clients and also does repossessions of vehicles and other hypothecated assets from defaulting borrowers