Ujjivan Small Finance Bank Ltd
Ujjivan Small Finance Bank Limited is a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. It started its operations as Ujjivan Financial Services Limited, a Non-Banking Financial Company in 2005 with the mission to provide financial services to the ‘economically active poor’ who were not adequately served by financial institutions. [1]
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Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
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Profit & Loss
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Balance Sheet
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Earnings Call Transcript
28 Jul - Of Earnings Call Transcript for the quarter ended June 30, 2025
- Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation 25 Jul
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Announcement under Regulation 30 (LODR)-Newspaper Publication
25 Jul - Newspaper Publication of the Financial Results for the quarter ended June 30, 2025
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Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
24 Jul - Audio recording of Q1 FY2026 earnings call available on Ujjivan SFB website.
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Announcement under Regulation 30 (LODR)-Press Release / Media Release
24 Jul - Q1 FY26 profit ₹103 Cr up 24% QoQ; loan book ₹33,287 Cr up 11% YoY; deposits ₹38,619 Cr up 19% YoY.
Annual reports
Concalls
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Jul 2025Transcript PPT REC
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Jun 2025TranscriptNotesPPT
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May 2025Transcript PPT REC
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Jan 2025Transcript PPT REC
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Oct 2024Transcript PPT REC
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Jul 2024Transcript PPT REC
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Jun 2024TranscriptNotesPPT
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Jun 2024Transcript PPT
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May 2024TranscriptNotesPPT
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Jan 2024Transcript PPT REC
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Oct 2023Transcript PPT REC
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Aug 2023Transcript PPT
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Nov 2022TranscriptPPT
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Jul 2022Transcript PPT
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Nov 2021TranscriptPPT
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May 2021TranscriptPPT
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Mar 2021TranscriptPPT
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Feb 2021TranscriptPPT
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Nov 2020TranscriptPPT
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Aug 2020TranscriptPPT
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May 2020Transcript PPT
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Mar 2020TranscriptPPT
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Jan 2020Transcript PPT
Business Segments
Retail Banking: 85% in FY25 vs 89% in FY22
Treasury: 12% in FY25 vs 9% in FY22
Wholesale Banking: 3% in FY25 vs 2% in FY22 [1] [2]