Unifinz Capital India Ltd
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About
Incorporated in 1982, Unifinz Capital India Limited is a RBI registered NBFC. The Company commenced its retail lending operations under the Lendingplate brand in Mar'22, offering digital lending solutions to retail borrowers.
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Pros
Cons
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Quarterly Results
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Profit & Loss
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Balance Sheet
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Insights
In beta| Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Meeting Updates
- Approved private placement of NCDs up to ₹50 crore, with ₹30 crore green shoe, on BSE.
- Closure of Trading Window
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Announcement under Regulation 30 (LODR)-Meeting Updates
- Unifinz Capital allotted 50,000 NCDs of ₹10,000 each, totaling ₹50 crore, at 11% monthly coupon.
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Disclosures of reasons for encumbrance by promoter of listed companies under Reg. 31(1) read with Regulation 28(3) of SEBI (SAST) Regulations, 2011.
- Promoter Pawan Kumar Mittal pledged 250,000 shares on 07-09-2026 for margin obligations.
- Disclosures under Reg. 31(1) and 31(2) of SEBI (SAST) Regulations, 2011.
Annual reports
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Annual Report 2026
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Annual Report 2025
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Annual Report 2024
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Annual Report 2023
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Annual Report 2022
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Annual Report 2021
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Annual Report 2020
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Annual Report 2019
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Annual Report 2018
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Annual Report 2017
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Annual Report 2016
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Annual Report 2015
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Annual Report 2014
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Annual Report 2013
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Annual Report 2010
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Business Overview:[1][2]
Unifinz Capital India Ltd. is an RBI-registered NBFC–Investment & Credit Company (NBFC-ICC) that commenced retail lending operations under the Lendingplate brand in Mar'22. The Company operates as a technology-driven digital lender, providing unsecured personal loans primarily to salaried individuals across more than 450 cities and towns in India. Through its fully digital platform, Unifinz offers loans ranging from Rs. 5,000 to Rs. 2.5 lakh with tenures of 20 days to 12 months, supported by end-to-end digital loan origination, underwriting, and disbursement processes.
Product portfolio[3]
Personal, travel, wedding, education, home renovation, medical emergency, debt consolidation, balance transfer, short-term and long-term loans, along with specialised lending solutions for salaried employees, self-employed individuals, doctors, chartered accountants, government employees, and women borrowers.