Unifinz Capital India Ltd
₹
- close price
About
Incorporated in 1982, Unifinz Capital India Limited is a RBI registered NBFC. The Company commenced its retail lending operations under the Lendingplate brand in Mar'22, offering digital lending solutions to retail borrowers.
Key Points
- Market Cap ₹ Cr.
- Current Price ₹
- High / Low ₹ /
- Stock P/E
- Book Value ₹
- Dividend Yield %
- ROCE %
- ROE %
- Face Value ₹
Pros
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Loading peers table ...
Quarterly Results
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Figures in Rs. Crores
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Dividend Payout % |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | % |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| 1 Year: | % |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| Last Year: | % |
Balance Sheet
Figures in Rs. Crores
| Equity Capital |
| Reserves |
| Borrowing |
| Total Liabilities |
| CWIP |
| Investments |
| Total Assets |
Cash Flows
Figures in Rs. Crores
| Net Cash Flow |
| Free Cash Flow |
Ratios
| ROE % |
Insights
In beta| Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|
| 90+ DPD (as % of AUM) % ・Standalone data |
|
|||
| Gross Loan Book (AUM) INR crore ・Standalone data |
||||
| Total Disbursements INR crore ・Standalone data |
||||
| Number of Customers Served count ・Standalone data |
||||
| Number of Loans Disbursed count ・Standalone data |
||||
| Pin Code Coverage count ・Standalone data |
||||
| 90+ DPD adjusted for 12-month write-offs (% of disbursements) % ・Standalone data |
||||
| Average Collection Efficiency % ・Standalone data |
||||
| Repeat Customer % of Disbursements % ・Standalone data |
||||
Requires Premium
Requires Premium
Extracted by Screener AI
Documents
Announcements
-
Announcement Under Regulation 30 (LODR)-Reporting Of Cyber Fraud
- Company reported another cyber fraud on 23 Oct 2026; Rs. 7.27 crore transferred in 309 transactions.
-
Announcement Under Regulation 30 (LODR) - Reporting Of Cyber Fraud
- Company reported cyber fraud on 20 Oct 2026; ₹7.69 crore transferred, account frozen, complaint filed.
-
Announcement under Regulation 30 (LODR)-Newspaper Publication
- Intimation of newspaper publication with respect to notice of Extra-Ordinary General Meeting and voting results instructions published in English Newspaper Financial Express and Hindi Newspaper …
- Shareholder Meeting-EGM On 11Th November, 2026
-
Board Meeting Outcome for Fund Raising Held On 15Th October 2026
- Board approved 98.01 lakh warrants at ₹102 each, totaling ₹99.97 crore; EGM on November 11, 2026.
Annual reports
-
Annual Report 2026
from bse
-
Annual Report 2025
from bse
-
Annual Report 2024
from bse
-
Annual Report 2023
from bse
-
Annual Report 2022
from bse
-
Annual Report 2021
from bse
-
Annual Report 2020
from bse
-
Annual Report 2019
from bse
-
Annual Report 2018
from bse
-
Annual Report 2017
from bse
-
Annual Report 2016
from bse
-
Annual Report 2015
from bse
-
Annual Report 2014
from bse
-
Annual Report 2013
from bse
-
Annual Report 2010
from bse
Business Overview:[1][2]
Unifinz Capital India Ltd. is an RBI-registered NBFC–Investment & Credit Company (NBFC-ICC) that commenced retail lending operations under the Lendingplate brand in Mar'22. The Company operates as a technology-driven digital lender, providing unsecured personal loans primarily to salaried individuals across more than 450 cities and towns in India. Through its fully digital platform, Unifinz offers loans ranging from Rs. 5,000 to Rs. 2.5 lakh with tenures of 20 days to 12 months, supported by end-to-end digital loan origination, underwriting, and disbursement processes.
Product portfolio[3]
Personal, travel, wedding, education, home renovation, medical emergency, debt consolidation, balance transfer, short-term and long-term loans, along with specialised lending solutions for salaried employees, self-employed individuals, doctors, chartered accountants, government employees, and women borrowers.