Unifinz Capital India Ltd
₹ 558
-3.96%
22 Aug
- close price
About
Unifinz Capital India Limited is a NBFC registered with the RBI. lendingplate is the brand name under which the company conducts its lending operations and specialises in meeting customer’s instant financial needs.
Key Points
- Market Cap ₹ 494 Cr.
- Current Price ₹ 558
- High / Low ₹ 675 / 226
- Stock P/E 14.0
- Book Value ₹ 87.6
- Dividend Yield 0.09 %
- ROCE 47.1 %
- ROE 49.4 %
- Face Value ₹ 10.0
Pros
- Company is expected to give good quarter
- Company has a good return on equity (ROE) track record: 3 Years ROE 36.8%
- Company's median sales growth is 89.8% of last 10 years
Cons
- Promoter holding is low: 25.0%
- Promoter holding has decreased over last 3 years: -46.9%
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
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Quarterly Results
Figures in Rs. Crores
Profit & Loss
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 2 | 9 | 30 | 122 | 189 | |
0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 8 | 27 | 87 | 133 | |
Operating Profit | -0 | 0 | 0 | 0 | 1 | -0 | 0 | 1 | 1 | 1 | 3 | 35 | 56 |
OPM % | -200% | 0% | 25% | 22% | 54% | -12% | 0% | 46% | 54% | 11% | 10% | 28% | 30% |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | |
Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 4 | 7 | 9 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 |
Profit before tax | -0 | 0 | 0 | 0 | 1 | -0 | 0 | 1 | 1 | -1 | -2 | 27 | 47 |
Tax % | 0% | 50% | 27% | 0% | 11% | 15% | -35% | -34% | 25% | ||||
-0 | 0 | 0 | 0 | 0 | -0 | 0 | 0 | 1 | -1 | -1 | 20 | 35 | |
EPS in Rs | -0.32 | 0.00 | 1.56 | 3.34 | -1.75 | -3.63 | 22.66 | 51.44 | |||||
Dividend Payout % | 0% | 57% | 0% | 0% | 0% | 0% | 0% | 0% | 2% |
Compounded Sales Growth | |
---|---|
10 Years: | 123% |
5 Years: | 145% |
3 Years: | 279% |
TTM: | 366% |
Compounded Profit Growth | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 167% |
TTM: | 3287% |
Stock Price CAGR | |
---|---|
10 Years: | % |
5 Years: | % |
3 Years: | 101% |
1 Year: | 78% |
Return on Equity | |
---|---|
10 Years: | 28% |
5 Years: | 33% |
3 Years: | 37% |
Last Year: | 49% |
Balance Sheet
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 0.24 | 0.24 | 1 | 1 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 9 |
Reserves | 0 | 1 | 0 | 0 | 1 | 1 | 1 | 3 | 2 | 2 | 1 | 69 |
0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 6 | 27 | 33 | |
0 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 | 6 | 8 | 15 | |
Total Liabilities | 0 | 1 | 2 | 2 | 7 | 5 | 5 | 7 | 6 | 17 | 39 | 126 |
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 4 | 3 | |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 2 | 0 | 0 | 0 | 15 |
0 | 1 | 2 | 2 | 7 | 4 | 4 | 5 | 6 | 12 | 35 | 108 | |
Total Assets | 0 | 1 | 2 | 2 | 7 | 5 | 5 | 7 | 6 | 17 | 39 | 126 |
Cash Flows
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
-0 | -3 | -1 | -0 | -1 | -0 | -4 | -16 | -30 | ||||
0 | 0 | 2 | 0 | 1 | 1 | -0 | -0 | -16 | ||||
-0 | 3 | -1 | -0 | 0 | -0 | 4 | 17 | 52 | ||||
Net Cash Flow | -0 | -0 | 1 | -1 | 0 | 1 | -1 | 0 | 6 |
Ratios
Figures in Rs. Crores
Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 0 | 171 | 0 | 0 | 0 | 0 | 0 | 0 |
Inventory Days | 4,801 | 521 | 42 | 0 | ||||||||
Days Payable | 0 | 11 | 9 | |||||||||
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 4,801 | 680 | 33 | 0 | 0 | 0 | 0 | 0 |
Working Capital Days | -365 | -274 | -30 | -61 | 267 | 689 | 144 | 80 | -31 | -202 | -89 | -33 |
ROCE % | -4% | 0% | 2% | 2% | 20% | -1% | 0% | 10% | 20% | 6% | 10% | 47% |
Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
13 Aug - Newspaper Publication for unaudited financial results for the quarter ended on 30th June, 2025
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Announcement under Regulation 30 (LODR)-Change in Management
12 Aug - Appointed Mrs. Bhawna Saunkhiya as Independent Woman Director for five years from Aug 12, 2025.
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Results-Financial Results For The Quarter 30Th June, 2025
12 Aug - Q1 FY25 results approved; new independent woman director appointed; no deviation in fund utilization confirmed.
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Board Meeting Outcome for For Approval Of Unaudited Financial Results For The Quarter Ended On June 30, 2025.
12 Aug - Q1 FY25 results approved; new independent woman director appointed; no deviation in fund utilization confirmed.
-
Board Meeting Intimation for Consideration And Approval Of The Un-Audited Financial Results For The First Quarter Ended On 30Th June, 2025
7 Aug - Board meeting on 12 Aug 2025 to approve Q1 FY26 financial results; trading window closed till 14 Aug.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2013
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Financial Year 2010
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Business Overview:[1][2]
UCIL is a Non Systematically Important
Non Deposit Taking Non Banking Finance. Company is in the business of advancing loans and investing /trading in securities and present in 224 cities through its branches and online
platform