Salem Erode Investments Ltd
Incorporated in 1931, Salem Erode Investments Ltd (SEIL) is in lending business as an NBFC
- Market Cap ₹ 36.9 Cr.
- Current Price ₹ 32.2
- High / Low ₹ 66.4 / 29.0
- Stock P/E 44.5
- Book Value ₹
- Dividend Yield 0.00 %
- ROCE 6.34 %
- ROE 4.96 %
- Face Value ₹ 1.00
Pros
- Company is almost debt free.
Cons
* The pros and cons are machine generated. Pros / cons are based on a checklist to highlight important points. Please exercise caution and do your own analysis.
Quarterly Results
Consolidated Figures in Rs. Crores / View Standalone
| Interest |
| Financing Profit |
| Financing Margin % |
| Depreciation |
| Profit before tax |
| Tax % |
| EPS in Rs |
| Gross NPA % |
| Net NPA % |
| Raw PDF |
Profit & Loss
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| 11.33 | 1.35 | 1.37 | |
| Interest | 0.00 | 0.00 | 0.00 |
| 0.20 | 0.78 | 0.30 | |
| Financing Profit | 11.13 | 0.57 | 1.07 |
| Financing Margin % | 98.23% | 42.22% | 78.10% |
| 0.01 | 0.04 | 0.05 | |
| Depreciation | 0.01 | 0.08 | 0.06 |
| Profit before tax | 11.13 | 0.53 | 1.06 |
| Tax % | 13.03% | 20.75% | 21.70% |
| 9.68 | 0.41 | 0.83 | |
| EPS in Rs | 8.44 | 0.36 | 0.72 |
| Dividend Payout % | 0.00% | 0.00% | 0.00% |
| Compounded Sales Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 1% |
| Compounded Profit Growth | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | % |
| TTM: | 102% |
| Stock Price CAGR | |
|---|---|
| 10 Years: | % |
| 5 Years: | 67% |
| 3 Years: | -9% |
| 1 Year: | -30% |
| Return on Equity | |
|---|---|
| 10 Years: | % |
| 5 Years: | % |
| 3 Years: | 22% |
| Last Year: | 5% |
Balance Sheet
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| Equity Capital | 1.15 | 1.15 | 1.15 |
| Reserves | 15.13 | 15.24 | 15.91 |
| Borrowing | 0.00 | 0.00 | 0.00 |
| 3.46 | 0.69 | 0.71 | |
| Total Liabilities | 19.74 | 17.08 | 17.77 |
| 0.26 | 0.18 | 0.12 | |
| CWIP | 0.00 | 0.00 | 0.00 |
| Investments | 5.20 | 4.62 | 7.76 |
| 14.28 | 12.28 | 9.89 | |
| Total Assets | 19.74 | 17.08 | 17.77 |
Cash Flows
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| -2.47 | -0.86 | 0.81 | |
| 3.96 | -1.70 | -1.01 | |
| 0.00 | 0.00 | 0.00 | |
| Net Cash Flow | 1.49 | -2.56 | -0.21 |
Ratios
Consolidated Figures in Rs. Crores / View Standalone
| Mar 2016 | Mar 2017 | Mar 2018 | |
|---|---|---|---|
| ROE % | 59.40% | 2.51% | 4.96% |
Insights
In beta| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Loan Book / AUM INR Crores ・Standalone data |
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| Total Manpower / Employees Number ・Standalone data |
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| Gold Loan AUM INR Crores ・Standalone data |
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| Gross NPA (Gold Loans) % ・Standalone data |
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| Number of Branches Number ・Standalone data |
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| Active Customers Number ・Standalone data |
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| Average Gold Loan Ticket Size INR ・Standalone data |
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Documents
Announcements
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Announcement under Regulation 30 (LODR)-Newspaper Publication
14 Feb - Newspaper publication of unaudited standalone Financial results for the quarter ended December 31, 2025
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Outcome Of The Board Meeting Held On Thursday, February 12, 2026 Of Salem Erode Investments Limited
12 Feb - Board approved unaudited standalone Q3 results (ended Dec 31, 2025); limited review report enclosed.
- Results-Financial Results As On 31.12.2025 12 Feb
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Board Meeting Outcome for Outcome Of The Board Meeting Held On Thursday, February 12, 2026 Of Salem Erode Investments Limited
12 Feb - Approved unaudited standalone results for quarter ended Dec 31, 2025; limited review attached.
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Allotment Of Non-Convertible Debentures Under Private Placement Basis.
9 Feb - Allotment of 6,500 secured NCDs (Rs1,000 each) totaling Rs65,00,000 on Feb 09, 2026.
Annual reports
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Financial Year 2025
from bse
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Financial Year 2024
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Financial Year 2023
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Financial Year 2022
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Financial Year 2021
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Financial Year 2020
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Financial Year 2019
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Financial Year 2018
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Financial Year 2017
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Financial Year 2016
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Financial Year 2015
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Financial Year 2014
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Financial Year 2012
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Financial Year 2011
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Financial Year 2010
from bse
Business Overview:[1][2]
On 17th February 2020, company was acquired by ICL Fincorp Limited which is a Non Banking Financial Company providing Gold Loan, Business Loan, Hire Purchase Loan, etc. After acquisition, company expanded its business and now has 12 branches in Southern India. ICL Fincorp Ltd holds 75% stake in SEIL. Company focuses on Gold Loans.